Franklin India Medium To Long Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Franklin Templeton Mutual Fund

Portfolio Turnover Ratio : 33.00%. Category average turnover ratio is 2.93%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

No of Debt Holding 11 (Category Avg - 26.46) | Modified Duration 4.16 Years (Category Avg - 5.75)| Yield to Maturity 7.09% (Category Avg - 6.96%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	43.22%	65.04%
CD	0.00%	0.04%
T-Bills	0.00%	0.06%
NCD & Bonds	43.89%	27.03%
PTC	0.00%	1.86%

Category - Medium to Long Duration Fund

Security Type	% Weight	Category Average
Government Backed	43.22%	65.10%
Low Risk	43.89%	28.92%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium to Long Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			53.49	10.44%	5.00 L
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.13	9.79%	500.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	CARE AAA	CARE	48.47	9.47%	450.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	48.21	9.41%	450.00
Bond - Govt of India	GOI	Other			45.24	8.83%	4.75 L
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	39.61	7.73%	373.00
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	38.34	7.49%	362.00
Bond - Govt of India	GOI	Other			36.28	7.08%	3.56 L
Bond - Govt of India	GOI	Other			32.34	6.31%	3.00 L
Bond - Govt of India	GOI	Other			29.32	5.73%	2.88 L
Bond - Govt of India	GOI	Other			24.74	4.83%	2.33 L