Aditya Birla Sun Life Regular Savings Fund- Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

Scheme Objective

To generate regular income so as to make monthly payments or distribution to Unitholders, with the secondary objective being growth of capital.

Scheme Details

Fund manager(s) – Harshil Survankar , Mohit Sharma
Launch date – 04-Jan-2013
Expense ratio – 0.94% as declared on 31-Aug-2025 (category average is 0.87%)
Benchmark - CRISIL Hybrid 85+15 - Conservative Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Aditya Birla Sun Life Regular Savings Fund- Direct Plan - Growth charges 1.0% of sell value; if fund sold before 90 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

1530.65

0.00

0.00%

Aug - 2025	1530.65	0.00%
Jul - 2025	1524.07	0.00%
Jun - 2025	1391.32	0.00%
May - 2025	1384.52	0.00%
Apr - 2025	1372.91	0.00%
Mar - 2025	1377.21	0.00%
Feb - 2025	1373.98	0.00%
Jan - 2025	1388.87	0.00%

2024

1410.59

0.00

0.00%

Dec - 2024	1410.59	0.00	0.00%
Nov - 2024	1425.97	0.00	0.00%
Oct - 2024	1424.58	0.00	0.00%
Sep - 2024	1413.10	0.00	0.00%
Aug - 2024	1396.88	0.00	0.00%
Jul - 2024	1400.92	0.00	0.00%
Jun - 2024	1393.01	0.00	0.00%
May - 2024	1386.89	27412.08	5.06%
Apr - 2024	1390.95	27204.31	5.11%
Mar - 2024	1399.82	26913.80	5.20%
Feb - 2024	1410.40	26739.78	5.27%
Jan - 2024	1435.26	26580.86	5.40%

2023

1450.12

26230.99

5.53%

Dec - 2023	1450.12	26230.99	5.53%
Nov - 2023	1438.43	25756.51	5.58%
Oct - 2023	1449.32	25314.09	5.73%
Sep - 2023	1469.83	25437.88	5.78%
Aug - 2023	1486.67	25091.92	5.92%
Jul - 2023	1506.88	24733.29	6.09%
Jun - 2023	1511.38	24224.42	6.24%
May - 2023	1518.41	23833.92	6.37%
Apr - 2023	1515.79	23424.52	6.47%
Mar - 2023	1533.17	23138.40	6.63%
Feb - 2023	1585.20	22795.22	6.95%
Jan - 2023	1626.59	22950.07	7.09%

2022

1685.73

22850.01

7.38%

Dec - 2022	1685.73	22850.01	7.38%
Nov - 2022	1701.92	22822.38	7.46%
Oct - 2022	1692.24	22591.59	7.49%
Sep - 2022	1654.00	22322.72	7.41%
Aug - 2022	1668.24	22291.74	7.48%
Jul - 2022	1657.07	21728.41	7.63%
Jun - 2022	1638.23	21160.30	7.74%
May - 2022	1663.99	21159.71	7.86%
Apr - 2022	1726.83	21350.21	8.09%
Mar - 2022	1736.07	21057.22	8.24%
Feb - 2022	1742.14	20650.55	8.44%
Jan - 2022	1864.84	20758.78	8.98%

2021

1419.36

19926.28

7.12%

Dec - 2021	1419.36	19926.28	7.12%
Nov - 2021	1373.92	19051.94	7.21%
Oct - 2021	1310.22	18534.39	7.07%
Sep - 2021	1291.91	18014.20	7.17%
Aug - 2021	1243.84	17289.80	7.19%
Jul - 2021	1234.61	16992.01	7.27%
Jun - 2021	1210.29	14469.74	8.36%
May - 2021	1209.51	13546.45	8.93%
Apr - 2021	1200.49	13046.08	9.20%
Mar - 2021	1202.15	12819.37	9.38%
Feb - 2021	1194.70	12398.23	9.64%
Jan - 2021	1189.19	12101.88	9.83%

2020

1191.24

12024.16

9.91%

Dec - 2020	1191.24	12024.16	9.91%
Nov - 2020	1198.00	11697.59	10.24%
Oct - 2020	1160.44	11142.65	10.41%
Sep - 2020	1169.45	10993.57	10.64%
Aug - 2020	1183.82	10922.36	10.84%
Jul - 2020	1202.41	10773.20	11.16%
Jun - 2020	1198.46	10560.65	11.35%
May - 2020	1203.15	10326.62	11.65%
Apr - 2020	1267.62	10685.50	11.86%
Mar - 2020	1382.43	11021.65	12.54%
Feb - 2020	1596.81	12255.31	13.03%
Jan - 2020	1689.47	12662.25	13.34%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Aditya Birla Sun Life AMC Limited

One World Center,Tower 1, 17th Flr, Jupiter Mills,Senapati Bapat Marg,Elphinstone Road Mumbai 400 013
Tel no.: 022-43568000
Fax no.: 022-43568110/ 8111
Website.: https://mutualfund.adityabirlacapital.com/

Forum

hunch
MF Investment Help
Follow

31 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

Posted by : hunch
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
  Repost Cancel
You will now receive notification when someone reply to this message.
shravanashok
MF Investment Help
Follow

46 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

Posted by : shravanashok
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  need your suggestion for sbi psu fund direct growth stay or switch
  
  Repost Cancel
You will now receive notification when someone reply to this message.
The Fixed Income
Bonds
Follow

13 mins ago

Invest in a Secure PSU Bond for Steady Growth TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2031 Bond ✔️ Coupon: 9.35% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 5y 10m (Maturity: 08/Aug/2031) ✔️ PSU Bond | High Return | Listed A reliable PSU bond offering attractive returns with strong credit backing—perfect for conservative investors seeking stability and growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhb1p3PT0=/967-kerala-infrastructure-investment-fund-board-2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

Posted by : The Fixed Income
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Invest in a Secure PSU Bond for Steady Growth TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2031 Bond ✔️ Coupon: 9.35% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 5y 10m (Maturity: 08/Aug/2031) ✔️ PSU Bond | High Return | Listed A reliable PSU bond offering attractive returns with strong credit backing—perfect for conservative investors seeking stability and growth. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJhb1p3PT0=/967-kerala-infrastructure-investment-fund-board-2031?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
  Repost Cancel
You will now receive notification when someone reply to this message.
sunny85deol
MF Investment Help
Follow

97 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
  Repost Cancel
You will now receive notification when someone reply to this message.
Progrowth Finwealth
MF Investment Help
Follow

97 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

Posted by : Progrowth Finwealth
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
  Repost Cancel
You will now receive notification when someone reply to this message.
h_purandare
MF Investment Help
Follow

103 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

Posted by : h_purandare
- Like
- Reply
  
  reply Cancel
- Share
  
  276
- Repost
  
  Repost this message
  
  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
  Repost Cancel
You will now receive notification when someone reply to this message.

+ See More

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347