Aditya Birla Sun Life Dynamic Bond Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

Portfolio Turnover Ratio : 200.00%. Category average turnover ratio is 7.55%. Fund manager updated portfolio more frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for shorter duration than peers)

No of Debt Holding 45 (Category Avg - 29.41) | Modified Duration 6.54 Years (Category Avg - 5.82)| Yield to Maturity 7.58% (Category Avg - 6.79%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	46.45%	62.76%
CD	0.00%	1.07%
T-Bills	0.00%	0.16%
CP	0.00%	0.10%
NCD & Bonds	50.64%	29.21%
PTC	0.00%	0.41%

Category - Dynamic Bond Fund

Security Type	% Weight	Category Average
Government Backed	46.45%	62.92%
Low Risk	45.23%	30.29%
Moderate Risk	5.41%	0.49%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Dynamic Bond Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			3336.81	17.42%	3.25 Cr
Bond - Govt of India	GOI	Other			1905.34	9.95%	1.95 Cr
Bond - Govt of India	GOI	Other			1289.89	6.74%	1.35 Cr
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	825.57	4.31%	8.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	762.65	3.98%	7.50 k
Bond - State Bank Of India	NCD & Bonds	Public sector bank	LAAA	ICRA	760.86	3.97%	75.00
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	LAAA	ICRA	754.86	3.94%	7.50 k
Bond - Govt of India	GOI	Other			685.22	3.58%	69.14 L
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	641.07	3.35%	6.00 k
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	A+	CRISIL	590.59	3.08%	5.80 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	542.12	2.83%	5.28 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	505.74	2.64%	5.00 k
Bond - Govt of India	GOI	Other			491.05	2.56%	50.00 L
Bond - Kogta Financial India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE A+	CARE	446.09	2.33%	4.50 k
Bond - Govt of India	GOI	Other			399.92	2.09%	40.00 L
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	LAAA	ICRA	396.97	2.07%	4.00 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	392.50	2.05%	400.00
Bond - Nuvama Wealth Finance Ltd.	NCD & Bonds	Stockbroking & allied	CARE AA	CARE	383.80	2.00%	3.80 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	LAA	ICRA	351.77	1.84%	3.50 k
Bond - Adani Airport Holdings Ltd.	NCD & Bonds	Airport & airport services	AA-	CRISIL	351.58	1.84%	4.50 k
Bond - Govt of India	GOI	Other			340.84	1.78%	35.00 L
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	331.17	1.73%	3.30 k
Bond - Vedanta Ltd.	NCD & Bonds	Diversified metals	AA	CRISIL	302.05	1.58%	3.00 k
Bond - Govt of India	GOI	Other			265.28	1.39%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	CARE AAA	CARE	260.72	1.36%	2.50 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	251.31	1.31%	2.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	251.21	1.31%	2.50 k
Bond - National Bank for Financing Infrastructure and Development	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	250.36	1.31%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	243.09	1.27%	250.00
Bond - Govt of India	GOI	Other			58.51	0.31%	6.24 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	52.97	0.28%	50.00
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	LAAA	ICRA	49.73	0.26%	500.00
Bond - Govt of India	GOI	Other			35.18	0.18%	3.47 L
Bond - Govt of India	GOI	Other			19.70	0.10%	2.00 L
Bond - Govt of India	GOI	Other			11.60	0.06%	1.10 L
Bond - Govt of India	GOI	Other			9.86	0.05%	1.00 L
Bond - Govt of India	GOI	Other			9.53	0.05%	90.40 k
Bond - Govt of India	GOI	Other			9.33	0.05%	90.20 k
Bond - Govt of India	GOI	Other			8.01	0.04%	78.54 k
Bond - Govt of India	GOI	Other			7.99	0.04%	77.90 k
Bond - Govt of India	GOI	Other			7.50	0.04%	69.50 k
Bond - Govt of India	GOI	Other			3.25	0.02%	29.10 k
Bond - Govt of India	GOI	Other			0.55	0.00%	5.20 k
Bond - Govt of India	GOI	Other			0.01	0.00%	100.00
Bond - Govt of India	GOI	Other			0.01	0.00%	100.00