BUSINESS
Life stage financial planning: Saving for children’s goals and retirement in your 40s
Financial planning in your 40s is tricky. Your parents may have retired and may become dependent. Your children’s education and other expenses may shoot up
BUSINESS
Govt should help industry in reducing cost of doing business, says Siemens MD & CEO
The MD & CEO of Siemens Ltd feels that the biggest challenge for global supply chains is to manage costs and stay competitive.
BUSINESS
Mahindra’s Ssangyong defaults on loan repayment, what next?
Mahindra’s intent to sell its 75% equity stake in the company or at least lower it to 50% hinges on finding a new investor, which looks difficult under present circumstances
BUSINESS
Supply chain disruptions to derail auto industry prospects
A severe supply shortage of semiconductors is the culprit
BUSINESS
Road sector reforms welcome, but it won't be a smooth ride for government or developers
Reforms will ease developer cash flows, but could also lead to hyper-competition in the sector as contractors bid aggressively for projects at the cost of their own profitability
BUSINESS
UltraTech expansion underpins cement industry optimism and improves return ratios
Operating leverage and cash flows coupled with a lower rate of capital expenditure are likely to boost UltraTech's return on capital employed from the current 10 percent to about 14 percent
BUSINESS
Can you make money from ESG investing?
Companies that have low ESG scores could lose prominence or importance in the investment horizon of institutions, even if they generate higher profits
BUSINESS
Autos: Headwinds lose speed, pave the way for a broader recovery
The upward trajectory may not, however, be a smooth one as seen by stuttering auto retail sales in October and November
BUSINESS
Market leader Maruti Suzuki needs to up its game to sustain its rich valuations
While Maruti's sales growth has been strong, the larger concern is the limited scope ahead for premiumisation
BUSINESS
M&M's new capital allocation strategy could unlock shareholder value
The realignment of capital allocation is timely. It will curb the flow of money into loss-making entities, which has peeved minority investors
BUSINESS
HAM road projects makeover a positive, but leaves existing developers hanging
The key change of linking interest rate on HAM projects to the average MCLR of the top five scheduled commercial banks is a big positive
BUSINESS
PLI scheme: Electronics shows the way, will others follow suit?
Initial concerns about the scheme's ability to attract investments are receding after the experience in electronics. Last month, the government approved 16 applicants for large-scale electronics manufacturing under PLI. The companies’ total production is expected to be about Rs 10,50,000 crore in the next five years, of which around 60 per cent will be exports
BUSINESS
Weak retail sales raise concerns of a patchy recovery for the auto sector
There are, however, two contrasting views on the slowdown, with some arguing that it's due to delay in registrations
BUSINESS
Rising home sales bring cheer, but risks to demand still loom
In the Mumbai Metropolitan Region, October property registrations were at an eight-year high
BUSINESS
Conviction rises on recovery in commercial vehicle segment, but will it sustain?
According to the Indian Foundation of Transport Research and Training, truck rentals and fleet utilisation in October 2020 rose in double-digits
BUSINESS
Gadkari’s caustic remarks alone won’t fast-track road projects, consistent policy will
A key issue that plagues the road sector is the lack of consistency in the approach to road construction
BUSINESS
LafargeHolcim’s conviction on India’s cement sector augurs well for ACC-Ambuja combine
The recent reshuffle in the top echelons of both companies signals that the parent is serious about sharpening its India focus and reining in costs
BUSINESS
Macroeconomic gloom apart, a host of factors weigh down L&T
Clogged government finances are a risk to L&T's timely project payments and cash flows
BUSINESS
Hero MotoCorp needs to look beyond rural markets to sustain leadership
Analysts reiterate the need to push through the three-pronged approach spelt out by Hero, which includes strengthening presence in motorcycles through higher penetration in the premium segment, improving presence in scooters and revving up exports
TRENDS
Will subscription upend the traditional car ownership model?
Owning a car like owning a house was considered aspirational. If renting homes is becoming an acceptable option, could the same apply to cars, too?
BUSINESS
Ashok Leyland: Playing the CV cycle right
An interesting phenomenon is the spurt in demand for ICVs through the months of the pandemic and lockdown
BUSINESS
BOT road projects in the new avatar may see few takers
The push for BOT projects comes at a time when companies’ cash flows are choked by the pandemic
BUSINESS
This is how India can become a global player in auto parts
India must attempt import substitution as a starting point to boost exports of auto parts
BUSINESS
Make-in-India and the cost conundrum for domestic AC makers
India’s AC market size at present is just six or seven million units, which is also not a patch on China’s market size of 90-100 million units
