BUSINESS
World Diabetes Day: Smarter health insurance choices for managing diabetes
India's diabetes crisis requires action beyond awareness, focusing on medical and financial preparedness. Health insurance plays a key role in accessing quality care and managing costs, with new-age plans offering inclusive coverage and wellness benefits.
BUSINESS
Cured & Cleaned Out: Over 250% surge in surgery costs makes medical insurance critical
The costs of high-end surgeries for the critically ill are crushing. Many sell their property, liquidate retirement savings, or take on debt to meet medical expenses.
BUSINESS
Here's how NRIs can benefit from buying health, term insurance in India
NRIs can claim a GST refund on insurance premiums, which makes purchasing Indian policies more affordable
BUSINESS
How to bring down your health insurance premium without compromising on coverage
Buy early, opt for network hospitals, convert premium into EMIs, and consider top-up plans, deductibles, and digital purchases.
BUSINESS
Health insurance cover for five years: Here's what you should know about multi-year plans
Locking in your premium for five years can insulate you against regular premium hikes due to inflation and escalating healthcare costs.
BUSINESS
Health insurance: Can consumable add-on covers reduce your out-of-pocket medical expenses?
Soaring medical inflation has significantly impacted the cost of consumables as well. In 2019, consumable items would make up 5-7 percent of the medical bill. However, after the COVID-19 pandemic, this number has tripled to over 18 percent, as per Policybazaar estimates.
BUSINESS
Diagnosed with a heart ailment? Here’s your guide to health insurance coverage
Some health insurance companies now offer plans specifically designed to cover those with a family history of heart ailments and even those who have a past medical history of heart conditions. The coverage in these plans starts from Rs 5 lakh and one can choose a higher sum insured.
BUSINESS
How India’s health insurance preferences have changed over the last three years
From higher sum insured to nil waiting periods to OPD expenses, policyholders are looking beyond just hospitalisation benefits, and insurance companies are coming up with policies catering to their preferences.
BUSINESS
Does your health insurance adequately cover you against diseases like Dengue and Nipah?
With the escalating costs of medical treatment, purchasing a comprehensive healthcare policy with a sum insured of at least Rs 25 lakh or above is non-negotiable.
BUSINESS
How staying fit benefits your health as well as your health insurance premium
BUSINESS
What young consumers should look for in health insurance
