BUSINESS
Denied lounge access recently? Check if your credit card issuer has linked it to monthly spends
Many banks and credit card issuers have started linking the lounge benefit to monthly or quarterly spend milestones, which means you are now required to meet a certain spend threshold to be eligible for free lounge access.
BUSINESS
How credit card balance transfers can ease your debt burden
Credit card balance transfer carries interest, but it will be much lower than credit card finance charges.
BUSINESS
Got a new credit card? Here are 5 important things to bear in mind
Users must remember that their credit cards could exclude certain payments from the minimum spend threshold calculation. Usually, transactions converted into EMIs or returned purchases are not taken into account. And, always live within your means.
BUSINESS
Linking RuPay credit cards to UPI: Why it helps, and where it doesn’t
In-person credit card payments are only possible at shops and merchants who have POS machines. However, linking a credit card to UPI offers users a wider choice in merchants, as most have already set up QR codes to receive payments via UPI. This allows users to make credit card payments at smaller shops that do not have POS machines.
BUSINESS
Love to travel? Here is how you can use credit card to save on travel expenses
The key to maximising value is understanding the features and benefits of your travel card and using them smartly.
BUSINESS
Credit card: When should you apply for an upgrade?
Do not upgrade or switch to a new credit card only for better offers and rewards. Also consider applicable fees and charges, impact on your credit utilisation ratio and spending habits.
