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Pre-approved loans: Why the banks offer them and what to be aware of before agreeing

BUSINESS

Pre-approved loans: Why the banks offer them and what to be aware of before agreeing

Pre-approved doesn't mean risk-free—know what's driving the offer before you sign.

Delayed refund? This is how to trace it, understand why, and correct it

BUSINESS

Delayed refund? This is how to trace it, understand why, and correct it

Delayed refunds are common—but with the right steps, you can track and resolve the issue quickly.

Planning an early retirement? How to determine your FI number in 2025

BUSINESS

Planning an early retirement? How to determine your FI number in 2025

Understanding your Financial Independence number is the first step towards retiring on your own terms.

How to get a free credit report from all four credit bureaus in India

BUSINESS

How to get a free credit report from all four credit bureaus in India

Here's how you can get your free credit report every year from CIBIL, Experian, CRIF High Mark, and Equifax.

Top-up home loans are cheap, but read the fineprint

BUSINESS

Top-up home loans are cheap, but read the fineprint

They offer lower interest rates than personal loans, but you risk losing your property if you default.

ESG funds: What are they and why investors are investing in them

BUSINESS

ESG funds: What are they and why investors are investing in them

Environmental, social and governance funds are rising to fame—but are they right for your investment portfolio?

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

BUSINESS

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

For one, your children's school and college tuition fees are eligible for deductions under section 80C. That would help reduce your tax outgo.

FD rates: Here's a list of banks offering up to 7.4% interest for 2-year tenure

BUSINESS

FD rates: Here's a list of banks offering up to 7.4% interest for 2-year tenure

Following RBI's repo rate cuts this year, banks have lowered fixed deposit interest rates. Here's a list of 15 banks offering the highest FD rates for a two-year tenure, with CSB Bank topping at 7.4%

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

BUSINESS

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

UIDAI allows you to monitor where and when your Aadhaar was utilized—allowing you to identify any suspicious usage.

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

BUSINESS

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

Whether it's mobile number or address, here's how you can update in your Aadhaar at your local bank.

Can you reprint your Aadhaar card online? Here's how to do it and how much it will cost

BUSINESS

Can you reprint your Aadhaar card online? Here's how to do it and how much it will cost

Need a new version of your Aadhaar card with new details? UIDAI's reprint facility enables you to order one online—here's how you can do it.

Virtual ID and UID token are now the same as your Aadhaar number

BUSINESS

Virtual ID and UID token are now the same as your Aadhaar number

The move is aimed at increasing privacy by encouraging use of VID and tokens instead of disclosing 12-digit Aadhaar.

Can you delete your Aadhaar number? Here's what the latest news says

BUSINESS

Can you delete your Aadhaar number? Here's what the latest news says

UIDAI is set to soon facilitate adult opt-out of Aadhaar—but current law still does not allow for complete deletion.

Four ways to improve your credit score and unlock better loan terms

BUSINESS

Four ways to improve your credit score and unlock better loan terms

Beyond timely payment of credit card bills and loan EMIs, ensure your unsecured debt remains in check.

How to apply for an SBI personal loan in 2025 — online & offline methods explained

BUSINESS

How to apply for an SBI personal loan in 2025 — online & offline methods explained

Looking to finance a personal goal, emergency, or purchase? SBI offers personal loans with both online and offline application options, making it accessible for everyone—from tech-savvy borrowers to those who prefer in-person banking. With updated interest rates and simplified processes in 2025, here's everything you need to know about how to apply for an SBI personal loan smoothly and quickly.

Zerodha Demat: A complete step-by-step guide to investing in stocks, mutual funds, or IPOs using this popular platform

BUSINESS

Zerodha Demat: A complete step-by-step guide to investing in stocks, mutual funds, or IPOs using this popular platform

Want to start investing in stocks, mutual funds, or IPOs? Zerodha, one of India’s top brokerage platforms, offers an easy way to open a Demat and trading account online—no paperwork, no branch visits. Whether you're a beginner or a seasoned investor switching platforms, the process is fast and fully digital. In this guide, we’ll walk you through each step to get your Zerodha account up and running smoothly.

How to update your PAN card address using Aadhaar—and why it matters

BUSINESS

How to update your PAN card address using Aadhaar—and why it matters

Your PAN card is more than just a tax document—it’s a critical piece of identity used across banking, investments, and official records. If you’ve moved to a new address, it’s important to update your PAN to avoid delays in receiving official correspondence or problems with KYC verification. Thankfully, with Aadhaar eKYC, updating your PAN address is now a quick and paperless process. Here’s how to do it, step by step.

These 7 ITR deductions could save you thousands—have you claimed them all?

BUSINESS

These 7 ITR deductions could save you thousands—have you claimed them all?

As the July 31 deadline for filing Income Tax Returns (ITR) for FY 2023–24 draws near, many taxpayers—especially salaried individuals—are looking for smart ways to reduce their taxable income. From health insurance premiums to education loan interest and charitable donations, these deductions can significantly lower your tax liability or boost your refund. Whether you're a first-time filer or a seasoned taxpayer, here are 7 tax-saving deductions you should explore before hitting submit.

How to get to RBI's complaint portal if your bank can't solve your issue

BUSINESS

How to get to RBI's complaint portal if your bank can't solve your issue

In the event that your complaint remains unresolved by your bank, you can approach RBI's complaint portal for further redressal.

PVC Aadhaar card: Strong and handy substitute for paper copy

BUSINESS

PVC Aadhaar card: Strong and handy substitute for paper copy

Bid goodbye to your light Aadhaar print, and the PVC Aadhaar card is a small, secure, and strong solution with improved features and offline access.

Estate planning tips for NRIs with assets in both India and the UAE

BUSINESS

Estate planning tips for NRIs with assets in both India and the UAE

Tips on how to secure the property, investments, and wealth of non-resident Indians across borders.

Top student loan subsidies and government schemes in India for 2025

BUSINESS

Top student loan subsidies and government schemes in India for 2025

New interest waivers, collateral-free loans, and faster approvals make education more affordable this year.

5 smart tax-saving options with no long lock-ins

BUSINESS

5 smart tax-saving options with no long lock-ins

How to save tax in 2025 without tying up your money for years.

Old vs new tax regime: Which income tax system is better for you in FY 2024-25?

BUSINESS

Old vs new tax regime: Which income tax system is better for you in FY 2024-25?

As the new regime becomes the default, here’s how both systems compare on tax rates, deductions and overall savings.

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