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Valuations, volatility and the velocity of capital: The new trilemma for investors

BUSINESS

Valuations, volatility and the velocity of capital: The new trilemma for investors

This could present investors with a new opportunity provided they chart a safe course. This requires not just optimism but informed strategy.

ITR filing 2025: Submitted your income tax return? Here’s how to check the refund status

BUSINESS

ITR filing 2025: Submitted your income tax return? Here’s how to check the refund status

ITR filing: Taxpayers can check the status of the refunds due on the income tax department’s official e-filing portal (incometax.gov.in).

What if your PAN is made inoperative? Fixes and penalties detailed

BUSINESS

What if your PAN is made inoperative? Fixes and penalties detailed

If you failed to meet the deadline for linking your PAN to Aadhaar, here's what it can do to your money—and how you can fix it now.

Gift tax 2025: When are they exempt and when taxed?

BUSINESS

Gift tax 2025: When are they exempt and when taxed?

Know the conditions under which you pay no tax—and when you’re liable to report a gift.

How to increase your CIBIL score to more than 750 in six months

BUSINESS

How to increase your CIBIL score to more than 750 in six months

Good credit behaviour can improve your score—here's what to focus on.

Education Loan: A list of banks offering loans starting at 8.25% to study abroad

BUSINESS

Education Loan: A list of banks offering loans starting at 8.25% to study abroad

Education loans for studying abroad cover a range of expenses including tuition fees, living costs, laptops, books and travel

Aadhaar explained: 20 important questions about your digital ID answered

BUSINESS

Aadhaar explained: 20 important questions about your digital ID answered

Your Aadhaar number is the key to your digital identity and entry to critical services in India. Here's what you need to know.

PAN card explained: Answers to 20 key questions about your financial ID

BUSINESS

PAN card explained: Answers to 20 key questions about your financial ID

Your Permanent Account Number is the key to banking, tax return, and financial identity—here's the lowdown.

How a credit card loan works and when it’s better than a personal loan

BUSINESS

How a credit card loan works and when it’s better than a personal loan

From instant approval to flexible tenures, here's how credit card loans can provide relief when you need instant cash—without harming your credit score if used wisely.

Best credit cards for seniors citizens in 2025: No-fee and low-fee cards

BUSINESS

Best credit cards for seniors citizens in 2025: No-fee and low-fee cards

Looking for secure, low-fee credit cards after retirement? These are the best to opt for.

Income tax: Deductions and exemptions you can claim even under the new tax regime

BUSINESS

Income tax: Deductions and exemptions you can claim even under the new tax regime

Corporate NPS contribution, employers’ contribution to EPF and tax breaks on housing loan interest in the case of let-out properties are some of the key tax breaks that even the new regime allows.

Decoding crypto taxes in India: A guide to ITR forms, airdrops, NFTs, TDS and business income

BUSINESS

Decoding crypto taxes in India: A guide to ITR forms, airdrops, NFTs, TDS and business income

Cryptocurrencies are categorised as virtual digital assets In India are taxed at 30 percent as per Section 115BHH of the I-T Act after allowing deduction for costs. No other expenses or losses are allowed as a deduction.

Why checking AIS and TIS is essential before filing your ITR

BUSINESS

Why checking AIS and TIS is essential before filing your ITR

These government dashboards help ensure your income details match what the tax department already knows.

Why ITR filing is important even if you have zero tax

BUSINESS

Why ITR filing is important even if you have zero tax

Even if you do not owe any tax, filing your ITR can release refunds, maintain financial entitlements, and enhance your financial integrity.

Why is digital KYC necessary while availing a personal loan

BUSINESS

Why is digital KYC necessary while availing a personal loan

Skip paperwork—e-verification speeds up the process and gets your loan approved faster.

How students can build a credit score without a job or income

BUSINESS

How students can build a credit score without a job or income

Smart credit habits can help students establish a financial footprint even before they start earning.

Tax-saving options beyond Section 80C you shouldn’t miss

BUSINESS

Tax-saving options beyond Section 80C you shouldn’t miss

Maxed out your 80C limit? Here’s how to cut your tax bill further using other legal deductions.

Where should senior citizens invest their pension funds for higher returns

BUSINESS

Where should senior citizens invest their pension funds for higher returns

It's all about growth and safety in combination—here's how retirees can earn more money without having to bear too much risk.

Interested in investing in REITs in 2025? Here's what retail investors need to know

BUSINESS

Interested in investing in REITs in 2025? Here's what retail investors need to know

Real estate without buying property? REITs offer an affordable, SEBI-regulated way of earning rental yield and capital appreciation.

How to file your ITR when you earn foreign income or hold foreign assets

BUSINESS

How to file your ITR when you earn foreign income or hold foreign assets

Disclose foreign income and assets judiciously to avoid Indian tax penalty.

Invest in postal schemes to save tax and make good returns in FY 2025-26

BUSINESS

Invest in postal schemes to save tax and make good returns in FY 2025-26

It's not just safety—these government-backed options also come with stable returns and tax benefits.

What do you do to look out while you prepare your return?

BUSINESS

What do you do to look out while you prepare your return?

Certain simple precautions will shield you from tax notices, delayed refunds, or filing mistakes.

Fixed Deposit rates: Here's a list of 10 banks offering best returns on 5-year FDs

BUSINESS

Fixed Deposit rates: Here's a list of 10 banks offering best returns on 5-year FDs

IndusInd Bank tops private banks with a 6.75% interest rate on five-year FDs, while Canara Bank leads public sector banks with 6.5%

Income tax return 2025: Who is required to file ITR?

BUSINESS

Income tax return 2025: Who is required to file ITR?

Know when and why you must file your return–even if you think you owe no tax.

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