BUSINESS
Debt funds lose momentum in August as liquid flows turn negative
Net inflows eased across short-duration categories; liquid and gilt schemes recorded outflows after July’s surge
BUSINESS
Hybrid funds remain in favour in August, though momentum slows
Arbitrage and multi-asset categories led inflows; balanced advantage and equity savings eased
BUSINESS
Loan rejected? How it really affects your credit score and future borrowing
How applications and rejections affect your credit file is important to managing borrowing in the future.
BUSINESS
Gold loan interest rates: Top banks offering loans at competitive rates starting at 8% per annum
Indian Bank offering the lowest rate on gold loan, followed by Punjab National Bank at 8.35% and Bank of India at 8.6%.
BUSINESS
Bank or fintech app? Learn the key differences in personal loans
Understanding the difference between traditional banks and latest fintech apps will help you choose which loan to go for.
BUSINESS
Debt mutual funds explained: Key risks and how to manage them
Debt funds can offer stability, but they are not risk-free — understanding the pitfalls and strategies to manage them is key for investors.
BUSINESS
Nearly 50% Indians use personal loans for lifestyle expenses, reveals RupeeRedee data
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
BUSINESS
Gold at an all-time-high: Should you buy, hold or book profit?
Experts recommend a 7.5-10 percent allocation to gold in retail portfolios, and see silver as offering brighter prospect of returns.
BUSINESS
Multiple credit cards and your credit score: The pros and cons?
Multiple cards can boost your score if managed well, but poor repayment habits can drag it down quickly.
BUSINESS
Credit score for students: Why it matters more than you think
Building credit early gives students a head start in securing loans, jobs, and financial independence later in life.
BUSINESS
How to stay disciplined with personal loan repayment
Ethical repayment builds financial credibility and keeps your credit health intact.
BUSINESS
Should you take personal loans from multiple banks? What to know before applying
Borrowing from more than one bank may boost access to funds but also raises risks if not managed carefully.
BUSINESS
Can you lower your health insurance premiums by reducing the base sum insured?
Lowering the sum insured decreases the cost each year but raises the risk of underinsuring when medical costs strike.
BUSINESS
Home loan rates: Here is what top housing finance companies are offering
Housing finance companies offer home loans at 7.35 to 9 percent interest rates for a Rs 50 lakh loan over 20 years
BUSINESS
Should you use a personal loan to buy home appliances?
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
BUSINESS
Loan against FD or mutual funds: Which is better for quick cash needs?
Both options unlock money without selling your investments, but differences in cost, risk, and flexibility can make one more suitable than the other.
BUSINESS
Retirement planning with mutual funds: Are they the right choice for you?
You can use mutual funds to accumulate a sizable retirement corpus, but the appropriate type and strategy will be the key.
BUSINESS
GST cut on insurance: What new buyers and existing policyholders can expect
The government's move to reduce GST on insurance is going to make insurance policies more affordable for individuals and businesses alike.
BUSINESS
NPS account opening: Is online e-NPS better than a PoP route?
From faster, cheaper online sign-ups to hands-on support at banks, here’s a complete look at how each option works and what it means for your retirement planning.
BUSINESS
NRE fixed deposits: List of banks offering best interest rates to NRIs
Interest rates on NRE fixed deposits vary from 7% to 6.5% for a one-year term
BUSINESS
Foreclosing a personal loan offline: Easy steps to close your loan at the branch
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
BUSINESS
What to do if a recovery agent comes to your home: What RBI rules mean for borrowers
India’s central bank has laid down strict guidelines on loan recovery. Here’s how you can use them to protect yourself.
BUSINESS
How to survive redundancy at 45 and rebuild your career
Losing a job mid-career can feel like the ground has shifted, but with the right steps, it can become a turning point rather than a setback.
BUSINESS
What happens when your credit card expires?
When your credit card expires, it doesn’t mean your credit history ends. Here’s what really happens and how it impacts your finances.
