BUSINESS
How to keep your mobile number and email updated on all your financial accounts
A practical guide to making sure your bank, investment and insurance details stay current and secure.
BUSINESS
How to plan a big fat wedding without ruining your credit score
A simple guide to planning wedding spending without harming your future creditworthiness.
BUSINESS
NPS rule updates: What the latest changes mean for your retirement plan
A clearer, more flexible withdrawal framework and simpler procedures are reshaping the usage of subscribers' NPS savings.
BUSINESS
Protect your pension: The growing fraud risks retirees must watch out for
A growing wave of financial scams is targeting retirees just as they receive their life savings—here’s how to protect yourself from losing everything.
BUSINESS
Types of annuity plans explained: How they work and who they suit
A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.
BUSINESS
How to use your bank’s spend analyser to build a monthly budget that actually works
A simple guide to turning your bank’s automated spending tracker into a practical monthly budgeting tool.
BUSINESS
How to resolve a disputed credit card bill: A simple step-by-step process
A simple, structured process to help you resolve billing errors quickly and protect your money.
BUSINESS
EPFO date of exit: How to update your job leaving date online
A simple guide to fixing your date of leaving so PF transfers and withdrawals don’t get stuck.
BUSINESS
How to build a credit history as a first-time borrower in India
A simple, practical guide to starting your credit journey without falling into early debt traps.
BUSINESS
Before you say yes to a loan top-up, read this
A top-up loan can feel like an easy source of extra money, but it works in your favour only when you understand the costs, the tenure and how it affects your larger debt picture.
BUSINESS
SIPs for your child’s education: How to start, structure and stay on track
A clear savings plan gives you more control over rising education costs, and SIPs help you start small while staying disciplined.
BUSINESS
Closing a bank account? Read this before you pay avoidable fees
A quick, practical guide to understanding the hidden costs banks may levy before you shut an account.
BUSINESS
How to switch from a regular to a direct mutual fund plan online
A quick guide to making the shift to direct plans, which cut distributor commissions and help long-term investors keep more of their returns.
BUSINESS
Using an SWP to build a steady retirement income stream
A systematic withdrawal plan can turn your investments into a predictable monthly payout, but it works well only when you understand the risks and set it up thoughtfully.
BUSINESS
Planning to quit the 9-to-5? How to calculate your financial independence number
A clear FI number helps you understand exactly how much you need invested to stop relying on a salary and retire early with confidence, even in a high-inflation Indian economy.
BUSINESS
Before your next SIP, check if your mutual fund KYC is FATCA ready
A simple way to find out if your mutual fund KYC is up to date, so your SIPs and redemptions don’t get blocked by surprise.
BUSINESS
Income tax refund running late? Here’s how long it may take and what you can do
There is a time limit of nine months for processing the ITR but no time limit for issue of refund.
BUSINESS
Paying your home loan EMIs via credit card: Is it a good idea?
More lenders now allow EMI payments through credit cards, but the convenience comes with conditions that borrowers should understand before shifting their monthly repayment routine.
BUSINESS
Getting your free credit report from all four bureaus in India
Every Indian is entitled to one free credit report a year from each bureau, but most people never use this right or don’t know where to find the reports online.
BUSINESS
Is your EPF paperwork in shape? A simple checklist to check it yourself
A few quick online checks can tell you whether your EPF money is safe, growing properly, and ready when you need it.
BUSINESS
Pre-approved loans: Why banks offer them and what to check before accepting
Those “congratulations, you’re pre-approved” messages can feel flattering and tempting. But behind the easy money is a proper business strategy — and a few traps you need to watch for.
BUSINESS
How much monthly SIP is needed to reach Rs 50 lakh in 15 years?
A simple plan to size your goal, choose the right mix, and invest steadily.
BUSINESS
How to plan your retirement with a Systematic Withdrawal Plan (SWP)
A systematic withdrawal plan can turn your mutual fund savings into a monthly income stream, but it works only when withdrawals are paced carefully and the portfolio is managed sensibly.
BUSINESS
Smart ways to split contributions across SIPs, EPF and NPS
Together, these three tools can build long-term wealth, but the trick is knowing how much to put where at each stage of life.
