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Filing ITR without Form 16? These are the documents you can use instead

BUSINESS

Filing ITR without Form 16? These are the documents you can use instead

If your company does not provide you with the Form 16, you can submit the income tax return using these alternatives.

Gold hits 26 record highs in H12025; here are best ways to buy the precious metal

BUSINESS

Gold hits 26 record highs in H12025; here are best ways to buy the precious metal

Experts recommend allocating only a small portion (5–10 percent) of the portfolio to precious metals, including silver

ITR 2024-25: Seven common mistakes to avoid while filing income tax returns

BUSINESS

ITR 2024-25: Seven common mistakes to avoid while filing income tax returns

Start by choosing the right form. For instance, selecting ITR-1 instead of ITR-2 will be seen as trying to conceal income that you ought to have disclosed in ITR-2.

In volatile markets, investment managers are navigators, not predictors

BUSINESS

In volatile markets, investment managers are navigators, not predictors

One of the greatest assets of an investment manager in times of turmoil is discipline. During times of panic or greed that sweep through the market, there is a risk that investors will be tempted to make reactive decisions

ITR-2 online utility released: Filing returns? Here's why you must verify your AIS and Form-26AS first

BUSINESS

ITR-2 online utility released: Filing returns? Here's why you must verify your AIS and Form-26AS first

Since the AIS and Form 26AS contain the complete history of a taxpayer’s transactions, nothing will go unnoticed — any non-disclosure can invite notices from the income tax department.

ITR Filing 2025: Checklist of essential documents before filing income tax return

BUSINESS

ITR Filing 2025: Checklist of essential documents before filing income tax return

Tax filers can start gathering the crucial documents, including last year’s ITR, Form-16, Annual Information Statement, Form-26 AS, capital gains statements and so on, before kicking off the process.

Silver lining: Is it time to add silver to your portfolio?

BUSINESS

Silver lining: Is it time to add silver to your portfolio?

While silver continues to attract interest and carries a strong narrative, the evidence does not support a meaningful allocation—whether in the core or tactical portfolio.

Yet to receive income tax refund? Know the common reasons for delayed processing

BUSINESS

Yet to receive income tax refund? Know the common reasons for delayed processing

I-T refunds have been faster for taxpayers who have filed returns using ITR-1 and ITR-4, say chartered accountants, but if you haven’t received yours, ascertain why it could be stuck.

ITR filing 2024–25: Used the wrong ITR form? Revise your returns to ensure refund credit

BUSINESS

ITR filing 2024–25: Used the wrong ITR form? Revise your returns to ensure refund credit

Choosing the wrong ITR form can render your returns defective, delaying processing and, hence, the refund of any excess tax paid.

ITR filing 2025-26: Errors in your form? Here's how you can fix them, avoid penalties

BUSINESS

ITR filing 2025-26: Errors in your form? Here's how you can fix them, avoid penalties

The return needs to be revised three months before the end of the assessment year or before the completion of the assessment, whichever is earlier. For the assessment year 2025-26, the last date for filing a revised return is December 31, 2025.

ITR filing: Claiming fake 80C, HRA tax deductions? Beware of I-T notices

BUSINESS

ITR filing: Claiming fake 80C, HRA tax deductions? Beware of I-T notices

It is best to be honest while claiming deductions and avail tax breaks only if one can back them up with documentary proof, should there later be a notice by the income tax department.

ITR filing 2025 | ITR-1or 2: Which income-tax return form should salaried persons choose?

BUSINESS

ITR filing 2025 | ITR-1or 2: Which income-tax return form should salaried persons choose?

Now, that the I-T department has released excel utilities for ITR-2, salaried taxpayers and chartered accountants can start the filing exercise for assessment year 2025-26

Investing via GIFT City? Understand the rules, opportunities & tax implications

BUSINESS

Investing via GIFT City? Understand the rules, opportunities & tax implications

All investments via GiFT City are within the RBI’s Liberalised Remittance Scheme limit of $250,000 per person per financial year.

Are you Mr Scientific Investor? Or Mr Fodder, who provides alpha to the market?

BUSINESS

Are you Mr Scientific Investor? Or Mr Fodder, who provides alpha to the market?

Do you exploit the market’s irrationality, or do you participate in it? What kind of investor are you? We need to answer that before anything else.

ITR filing 2025-26: No health insurance? Here’s how senior citizens can still claim 80D tax benefits

BUSINESS

ITR filing 2025-26: No health insurance? Here’s how senior citizens can still claim 80D tax benefits

If you choose the old tax regime, you can claim tax deductions on medical expenses incurred during the year under Section 80D.

International funds gave up to 58% returns on one year; here are funds open for subscription

BUSINESS

International funds gave up to 58% returns on one year; here are funds open for subscription

At present, 26 of the 70 international schemes are open for fresh investments. Out of these, almost all funds allow SIP subscriptions.

Budgeting for studying abroad: A comprehensive guide

BUSINESS

Budgeting for studying abroad: A comprehensive guide

Studying abroad involves various expenses beyond tuition fees. Create a budget, track expenses and plan for additional costs like accommodation, health insurance, travel and emergency funds to avoid financial stress.

Here are the 10 cheapest education loans for studying abroad

BUSINESS

Here are the 10 cheapest education loans for studying abroad

The interest rates range from 8.35 percent (Punjab National Bank) to 11.08 percent (Axis Bank).

FD rates: Here are banks that offer up to 8.4% interest for 3-year tenure

BUSINESS

FD rates: Here are banks that offer up to 8.4% interest for 3-year tenure

RBI's 100 bps repo rate cut has led banks to lower FD interest rates. Here are 15 banks offering the highest returns on fixed deposits, with Suryoday Small Finance Bank topping the list.

Repo rate cut: Should you prepay your home loan or invest?

BUSINESS

Repo rate cut: Should you prepay your home loan or invest?

The RBI's repo rate cut benefits home loan borrowers, allowing reduced EMIs, creating a dilemma: shorten the loan tenure or put the interest saved into equities. Financial advisors weigh in on the pros and cons of each option, considering individual financial goals and risk appetite.

Planning to move to the UAE? Know the tax implications for your investments in India

BUSINESS

Planning to move to the UAE? Know the tax implications for your investments in India

Such NRIs will have to pay tax on income earned in India, but the double taxation avoidance agreement (DTAA) between India and UAE offers some concessions.

Precious metal funds inflows at all-time high in June; experts favour blended approach

BUSINESS

Precious metal funds inflows at all-time high in June; experts favour blended approach

Gold and Silver ETFs rise in June: Experts see continued traction in precious metal ETFs, as investors look to diversify beyond traditional equity and fixed income in an increasingly complex macro environment

How to create a living will and plan for end-of-life medical decisions with clarity

BUSINESS

How to create a living will and plan for end-of-life medical decisions with clarity

Living wills outline medical preferences for when individuals can't make decisions. The Supreme Court has simplified guidelines for creating and enforcing living wills, promoting autonomy and dignity in end-of-life care

ITR filing 2025: Here are small-saving schemes that offer tax benefits under Section 80C

BUSINESS

ITR filing 2025: Here are small-saving schemes that offer tax benefits under Section 80C

In case you missed claiming tax deductions on your small saving deposits while submitting investment declarations in January, do not forget to rectify the omission while filing returns

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