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Income tax return 2025: Who is required to file ITR?

BUSINESS

Income tax return 2025: Who is required to file ITR?

Know when and why you must file your return–even if you think you owe no tax.

Homegrown Heft: 80% of Nifty 500 revenues are domestic, & why that’s good news

BUSINESS

Homegrown Heft: 80% of Nifty 500 revenues are domestic, & why that’s good news

The USA accounts for just 5 percent of the index’s earnings, which shields it relatively from western economic uncertainty.

Score more, pay less: Here’s how to make your credit history strong & healthy

BUSINESS

Score more, pay less: Here’s how to make your credit history strong & healthy

A good credit score helps secure cheaper loans, which can add up to substantial savings over time.

Build a strong financial foundation: Smart personal finance tips for 2025

BUSINESS

Build a strong financial foundation: Smart personal finance tips for 2025

Simple strategies to save, invest, and secure your money this year.

8 tax rule changes you must know before filing your ITR this year

BUSINESS

8 tax rule changes you must know before filing your ITR this year

Miss these updates, and your refund could get delayed or even denied.

These funds delivered over 25% CAGR in 5 years

BUSINESS

These funds delivered over 25% CAGR in 5 years

Select equity mutual funds, especially in the small-cap and thematic categories, have handsomely rewarded patient investors. Here's a look at what's worked—and why.

Don't have your UAN? Here's how to get it back online to withdraw or transfer PF

BUSINESS

Don't have your UAN? Here's how to get it back online to withdraw or transfer PF

Lost your UAN? You can retrieve it back online in minutes and keep your PF account in shape.

Best savings scheme: Invest ₹15 lakh and get ₹22 lakh — this government plan beats FDs

BUSINESS

Best savings scheme: Invest ₹15 lakh and get ₹22 lakh — this government plan beats FDs

Looking for a safe way to grow your money? This senior-friendly scheme offers better returns than most bank FDs.

PF transfer from exempted to un-exempted organisation using Form 13

BUSINESS

PF transfer from exempted to un-exempted organisation using Form 13

A detailed guide on transferring your provident fund when you switch jobs.

How to lock your Aadhaar biometric details: Tips to avoid identity theft and AEPS scam

BUSINESS

How to lock your Aadhaar biometric details: Tips to avoid identity theft and AEPS scam

Fraudsters are using Aadhaar-linked fingerprints to siphon money from unsuspecting users. Here’s how to secure your details in under five minutes.

Capital gains tax explained: Tax rates, exemption limit and essential rules

BUSINESS

Capital gains tax explained: Tax rates, exemption limit and essential rules

Selling property, stocks or gold? Understand how capital gains tax works and how to legally cut your tax bill.

Is it wise to take a personal loan to invest? Here’s what you need to know

BUSINESS

Is it wise to take a personal loan to invest? Here’s what you need to know

Borrowing to build wealth sounds tempting—but it could cost you more than you gain.

How to maximize your home loan tax benefits in FY 2024–25: Here's what you can claim

BUSINESS

How to maximize your home loan tax benefits in FY 2024–25: Here's what you can claim

Filing your income tax return this year? Don't overlook these deductions that are linked to your home loan—they may lower your tax outgo by a significant amount.

Getting a personal loan with a 610 credit score? What are your options

BUSINESS

Getting a personal loan with a 610 credit score? What are your options

Your credit score of 610 is not good, but it doesn't necessarily mean you're in the dark. That's how lenders see it—and what you can do to improve prospects of being approved.

Personal loan vs credit card: What serves you best in interest rate and borrowing?

BUSINESS

Personal loan vs credit card: What serves you best in interest rate and borrowing?

Understanding the cost, flexibility, and repayment plan of your personal loan enables you to choose the borrowing options.

Aadhaar seeding gets easier: NPCI’s new platform lets banks check status through AePS

BUSINESS

Aadhaar seeding gets easier: NPCI’s new platform lets banks check status through AePS

BASE will let micro-ATMs instantly verify Aadhaar-bank linking, making DBT and subsidy tracking simpler

Aadhaar helpline confusion: When UIDAI's toll-free number suddenly turned up in contact lists

BUSINESS

Aadhaar helpline confusion: When UIDAI's toll-free number suddenly turned up in contact lists

Phone users across India reported finding the Aadhaar helpline number in their phones—without ever saving it.

Aadhaar update: Here’s how to check if your Aadhaar card is genuine or fake

BUSINESS

Aadhaar update: Here’s how to check if your Aadhaar card is genuine or fake

UIDAI introduces easy steps to help citizens verify the authenticity of their Aadhaar cards.

How to invest your annual bonus smartly for greatest tax benefit

BUSINESS

How to invest your annual bonus smartly for greatest tax benefit

Make your bonus earn for you through smart ways to save tax and get richer.

Top-up home loans are cheap, but read the fineprint

BUSINESS

Top-up home loans are cheap, but read the fineprint

They offer lower interest rates than personal loans, but you risk losing your property if you default.

ESG funds: What are they and why investors are investing in them

BUSINESS

ESG funds: What are they and why investors are investing in them

Environmental, social and governance funds are rising to fame—but are they right for your investment portfolio?

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

BUSINESS

ITR filing: How to claim deductions even if you didn’t make tax saving investments in FY25

For one, your children's school and college tuition fees are eligible for deductions under section 80C. That would help reduce your tax outgo.

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

BUSINESS

Prevent Aadhaar misuse: How to view your Aadhaar authentication history online

UIDAI allows you to monitor where and when your Aadhaar was utilized—allowing you to identify any suspicious usage.

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

BUSINESS

Can Aadhaar card be updated in a bank? Here's how to update it easily in your branch

Whether it's mobile number or address, here's how you can update in your Aadhaar at your local bank.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347