BUSINESS
Where should you keep your emergency fund: Savings account, bank FDs, or post office?
Choose a safe, easy-to-access parking spot that still pays some interest.
BUSINESS
Hotel loyalty programmes: How to turn nights into free stays and upgrades
Hotels are pushing loyalty hard, and the perks can be real — free nights, room upgrades, breakfast, late checkout, and lounge access
BUSINESS
Locking FDs during high inflation: What actually makes sense
Use an FD ladder to keep safety while leaving room to reinvest if rates rise, and weigh real returns against inflation.
BUSINESS
How bank mergers affect fixed deposit and recurring deposit customers
Know what changes for your interest rates, renewals, penalties, and account details when your bank merges.
BUSINESS
How safe are cooperative bank deposits after recent RBI crackdowns?
Know what DICGC covers, how to gauge bank health, and when to diversify.
BUSINESS
UPI AutoPay takes the stress out of recurring payments
Seamless payments, smarter budgeting, and stress-free monthly bills.
BUSINESS
International airline credit cards for Indians: Here's what frequent flyers should know
Airline co-branded cards are courting Indian travellers with faster miles, status shortcuts and lounge access
BUSINESS
What a top-up home loan really is — and how much you can get
Already paying a home loan? You might be sitting on a cheaper way to borrow more money.
BUSINESS
How paying EMIs on time boosts your credit score
Consistent, timely payments show lenders you’re dependable — and that trust translates into a higher score.
BUSINESS
Does using debit card EMI impact your credit score? Here’s what you should know
Debit card EMIs are convenient, but they don’t always work the same way as credit-based loans.
BUSINESS
Planning to buy gold in instalments? Here’s how to do it right
Gold schemes can help you save smartly but some precautions are called for
BUSINESS
How a credit freeze can shield you from identity theft
Locking your credit report may sound extreme, but it’s one of the smartest ways to stop fraud before it starts.
BUSINESS
5 habits that will keep your credit card safe
As digital payments rise, safeguarding your card is no longer optional — it’s essential
BUSINESS
SIPs vs recurring deposits: How to grow monthly savings the smart way
Use RDs for certainty and near-term goals, SIPs for long-term growth—and mix both to balance safety and returns.
BUSINESS
What is FOIR, and how does it affect your personal loan approval
Understanding your FOIR can help you plan your personal loan better and increase your chances of approval.
BUSINESS
Make idle cash work harder for you with sweep-in FDs
Earn FD rates on idle balances while keeping your money a tap away.
BUSINESS
Multiple savings accounts or one: What actually earns you more?
Stack cash in one high-yield account for better interest, but keep a separate buffer for emergencies and goal-based spends.
BUSINESS
Paying with your MF? Here's all you need to know about UPI's ‘Pay with Mutual Fund’ feature
The payment amount is sourced from liquid fund holdings with the redemption happening at the back-end and the funds flowing out almost immediately
BUSINESS
Why a high credit score is worth more than you think
Beyond easy loans, a strong credit score can open doors to better deals and unexpected perks.
BUSINESS
Co-branded credit cards that actually save you money
The right co-branded card can trim your bill through instant discounts, cashback and partner offers.
BUSINESS
What can lower your chances of getting a personal loan approved
Even with a steady income, these common mistakes can reduce your loan eligibility and delay approval.
BUSINESS
How to read and understand your credit report
Your credit report is more than just a score — it’s a complete record of how you handle money and credit.
BUSINESS
Why your loan can be rejected even with a high credit score
A good score helps, but lenders look beyond numbers — your income, job type, and existing loans matter too.
BUSINESS
Why maxing out your credit card can hurt your credit score
Using your entire credit limit might feel convenient, but it can quietly drag down your score and financial reputation.
