BUSINESS
Personal loans: Banks that offer the lowest interest rates on a Rs 1-lakh loan
Bandhan Bank, HDFC Bank, and State Bank of India offer interest rates between 9.47 and 11.15 percent on a personal loan of Rs 1 lakh for a tenure of 4 years.
BUSINESS
AU Small Finance, Bank of Baroda, and other banks that offer up to 8% interest on green deposits
Banks such as AU Small Finance, Bank of Baroda, Indian Overseas Bank, SBI, among others are offering green fixed deposits with interest rates ranging from 5.7-8 percent, depending on the tenures chosen.
BUSINESS
Recurring Deposits: Bank of Baroda, Axis Bank offer interest rates of 7.1-7.25% on three-year deposits
Interest rates offered by top ten public sector banks and private banks on three-year recurring deposits range from 6.25-7.25 percent per annum
BUSINESS
Gold loans: Banks that offer the lowest interest rates
Gold rush: HDFC Bank, Indian Bank offer the cheapest gold loans at interest rates of 8.5-8.65 percent per annum. A gold loan is given when customers pledge their gold with the bank.
BUSINESS
NRO deposit rates: These banks offer up to 7.25% interest on 2-year deposits
Bank of India, ICICI Bank, and Axis Bank among others are some of the leading banks offering the best interest rates on NRO deposits with two-year tenure.
BUSINESS
Fixed deposits for senior citizens: Leading banks that offer interest rates of up to 7.75% on three-year deposits
Banks such as Bank of Baroda, Axis Bank, HDFC Bank, ICICI Bank, SBI, among others are offering the best interest rates on three-year FDs for senior citizens.
BUSINESS
These banks offer interest rates of up to 7% on tax-saving FDs
Tax-saving bank fixed deposits is a popular instrument for those in the lower tax brackets and also who are closer to their retirement, for capital protection. Leading banks such as Axis Bank, HDFC Bank and ICICI Bank are offering the best interest rates.
BUSINESS
Three-year FD rates: These banks offer up to 7.25% interest on deposits
Bank of Baroda, SBI, and Union Bank of India among others are some of the leading public sector banks offering the best interest rates on three-year FDs.
BUSINESS
FD rates: These banks offer up to 7.25% interest on 2-year deposits
Leading public and private sector banks such as Axis Bank, Bank of Baroda, HDFC Bank, ICICI Bank, State Bank of India, among others are offering the best interest rates on two-year FDs.
BUSINESS
Tax-saving FDs: These banks offer interest rates of up to 7%
Section 80C brings down your taxable income by allowing you to invest in a basket of instruments. Tax-saving bank fixed deposits is a popular instrument for those in the lower tax brackets and also who are closer to their retirement, for capital protection. It's important also to look at your financial goals.
BUSINESS
Fixed deposits for senior citizens: Banks that offer up to 7.75% interest on three-year deposits
Leading public and private sector banks such as Bank of Baroda, Axis Bank, HDFC Bank, SBI, Union bank of India, among others are offering the best interest rates on three-year FDs for senior citizens.
BUSINESS
FD rates: These banks offer up to 7.25% interest on 3-year deposits
Leading public and private sector banks such as Bank of Baroda, Axis Bank, HDFC Bank, SBI, Union bank of India, among others are offering the best interest rates on three-year FDs.
BUSINESS
FD rates: Small finance banks that offer up to 8.6% interest on 3-year deposits
Small Finance Banks are offering higher interest rates to garner newer deposits.
BUSINESS
FD rates for Senior Citizens: Banks that offer up to 8% interest on 3-year deposits
Senior citizens should invest a part of their savings in fixed deposits which offer liquidity and ensure interest income periodically.
BUSINESS
Banks prefer to lend money to salaried, than self-employed, says a Paisabazaar study
A Paisabazaar report titled “Making India Credit Fit” says that awareness of credit has gone up sharply among young customers.
BUSINESS
FD rates: Public sector banks that offer up to 7.25% interest on 3-year deposits
FD investment in leading public sector banks and private banks comprises 76 percent of total bank deposits. Leading public sector banks such as Bank of Baroda, SBI, Union bank of India, among others are offering the best interest rates on three-year FDs.
BUSINESS
Tax-saving FDs: These banks offer interest rates of up to 7.5%
Risk-averse investors and those in lower tax brackets can look at tax-saving fixed deposits.
BUSINESS
Fixed deposit: Top 10 banks where investors prefer to park their money
According to data released by the RBI, there are seven public sector banks and three private banks, which put together, have a 76 percent market share in bank fixed deposits.
BUSINESS
FD rates: Banks that offer up to 8.6% interest on 3-year deposits
FD rates: The interest rates on FDs offered by leading public sector banks SBI, Union Bank of India, etc. are not as competitive as rates offered by small finance banks and private banks.
BUSINESS
FD rates for Senior Citizens: Banks that offer up to 9.1% interest on 3-year deposits
Senior citizens should invest a part of their savings in fixed deposits which offer liquidity and ensure interest income periodically.
BUSINESS
Banks that offer up to 8% interest on savings accounts
Smaller private banks and small finance banks are offering higher interest rates compared to leading private banks
BUSINESS
Airmiles, lounge benefits, free hotel room: Credit cards line up goodies for summer holidays
The recent rule of 20% Tax Collected at Source has brought some relief as credit card spends on foreign spends are exempt from the tax up to a spend of Rs 7 lakh. But banks charge a foreign exchange markup fee when you spend abroad. These are the top Mastercard credit cards.
BUSINESS
NRO deposit rates: These banks offer up to 8.51% interest on two-year deposits
Small finance banks lead with the highest interest rates on NRO deposits, followed by small private banks and foreign banks. The leading public sector banks like the State Bank of India, Bank of Baroda, and others are not competitive in interest rates like other banks.
BUSINESS
Recurring Deposits: Banks are offering up to 7.6% interest
A recurring deposit helps you put a fixed sum of money every month in a bank deposit. It works like a mutual fund SIP but interest is taxable. Here is a list of rates offered for five-year recurring deposits
