BUSINESS
Navigating the 2026 admission season: How to realise US dreams amid visa policy shifts
H-1B Visa Policy: Indian students face uncertainty due to a new $100,000 fee for fresh H-1B visa petitions, but experts advise strategic planning, skill-building, and exploring alternatives like Canada, the UK, and Australia.
BUSINESS
Scammers on the prowl, here's how to shop safe during festival season
Fake e-commerce offers, travel scams, KYC frauds and SIM-swaps are common during the shopping season. Moneycontrol offers a guide to a fraud-free festival season
BUSINESS
Don't let your cyber legacy go dark, include virtual assets in your will
Estate planning should include digital assets such as cryptocurrencies, social media profiles and online businesses to preserve legacy, prevent disputes and ensure smooth transition of assets to heirs
BUSINESS
Navigating Trump’s H-1B visa order: Expert advice for students and professionals
The new H-1B visa proclamation introduced a $100,000 fee for new petitions, affecting Indian professionals and students. Existing H-1B holders and renewals are exempt, but new entries face significant financial hurdles.
BUSINESS
Travelling abroad this festive season? Here's how you can manage foreign currency effectively
Travelers can manage foreign currency effectively by using prepaid forex cards, keeping some cash for essentials, and reserving credit/debit cards for emergencies, while avoiding hidden fees and exchange rate fluctuations.
BUSINESS
The importance of clear succession planning: Lessons from Sunjay Kapur's estate dispute
The Kapur family's inheritance dispute highlights the importance of clear succession planning, transparent wills and estate planning tools to prevent prolonged legal battles and emotional distress within families
BUSINESS
Four years of Account Aggregator framework: How India’s financial dashboard is shaping up
Account Aggregators are RBI-regulated entities that facilitate consent-based sharing of financial data between individuals and lenders.
BUSINESS
Amazon Pay ICICI Credit Card gets a makeover: Forex charges cut, cashback rules tweaked
The Amazon Pay ICICI Bank Credit Card will update its benefit structure from October 11, with reduced forex charges and a modified list of spend categories ineligible for cashbacks.
BUSINESS
UPI raises daily P2M payment limit to Rs 10 lakh from September 15: High-value payment for insurance, investment unlocked
NPCI has raised the Person-to-Merchant (P2M) UPI transaction limits to Rs 5 lakh per transaction from September 15. with specific daily limits for categories such as insurance, capital markets and travel at Rs 10 lakh.
BUSINESS
Mini retirements: A growing trend among Indians, 64% Gen Z and 58% millennials in favour, reveals HSBC survey
85% of Indians believe mini retirements enhance quality of life, with 48% planning to take at least one break, and 44% considering multiple breaks over their lifetime.
BUSINESS
Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?
SBI Card and Flipkart launch co-branded credit card offering up to 5 percent cashback on Flipkart and Cleartrip transactions, and 7.5 percent cashback on Myntra purchases.
BUSINESS
Money Matters: Be the teacher your child needs for financial success
Parents can empower children with financial wisdom by teaching budgeting, saving, banking and responsible spending. Financial frauds and debt management should also be discussed for a secure financial future
BUSINESS
Beyond classroom education: Can home-schooling be a smarter, cheaper alternative?
The cost of homeschooling can range from Rs 45,000 to Rs 2 lakh a year but beyond the finances, families must weigh its trade-offs — greater flexibility and innovative learning on one hand, and potential gaps in discipline, quality of education and social skills on the other
BUSINESS
IDFC First Bank's co-branded credit card with IndiGo: Should you apply?
The IndiGo IDFC FIRST Credit Card offers rewards in IndiGo BluChips, travel perks, and insurance covers, but has limitations like lack of lounge access and low returns on spends
BUSINESS
World Senior Citizen's Day: Smart financial decisions for a comfortable retirement
Senior citizens can secure their retirement finances by organising investments, creating a realistic cash flow plan, managing medical expenses, and being cautious of potential scams and financial frauds.
BUSINESS
RBI's new rules will ensure clearance of cheques within hours
RBI's new guidelines for cheque clearing under CTS will speed up cheque clearance to just a few hours, improving customer experience and reducing risks associated with delayed settlements
BUSINESS
Buy Now, Pay Later: The festive season's hottest payment trend — is it right for you?
BNPL schemes are gaining popularity during the festive season, offering convenience and flexibility, but also pose risks of debt accumulation and credit score impact if not managed properly.
BUSINESS
RBI’s proposed guidelines: Simplifying settlement of claims for deceased depositors
The Reserve Bank of India has announced a draft circular to streamline the process for settling claims related to deceased depositors, aiming to reduce the burden on nominees and legal heirs.
BUSINESS
Is premium banking worth the hype? Uncovering benefits and limitations
Personalised advice, solutions and the sense of exclusivity might seem like privileges, but evaluate minimum requirements and charges closely before signing up for premium banking programmes.
BUSINESS
RBI seeks to standardise death claim settlements, ease process for nominees
The RBI proposes standardising procedures for settling claims of deceased depositors, aiming to simplify documentation, reduce administrative hurdles, and provide relief to nominees and legal heirs during a difficult time.
BUSINESS
MPC status quo: Depositors should lock in rates now, consider debt funds and corporate FDs for higher returns
The RBI kept the repo rate unchanged at 5.50% in its August review, however, lenders have already reduced FD rates by 10-70 bps since February this year.
BUSINESS
RBI MPC impact: Home loan EMI, interest burden unchanged after status quo on repo rate
Your home loan EMIs, interest outgo will remain unchanged post RBI's pause on key policy rates. However, home loan rates have dropped from 8.50-9 percent in 2024 to as low as 7.3-7.5 percent due to previous rate cuts, boosting borrowers' savings.
BUSINESS
Holiday Loans: 27% of Indians borrow for vacations, but at what cost?
A survey reveals 27 percent of Indians use personal loans for vacations, with Gen Z and millennials driving the trend, but holiday loans come with high interest rates and debt risks.
BUSINESS
Rs 1,700 crore lost: The hidden costs of studying abroad borne by Indian students’ families
Indian students studying abroad often face hidden costs like exchange rate markups and transaction fees, but smart planning and using products like zero-markup forex cards can help minimise these expenses significantly.
