BUSINESS
Chart of the Day | Will RBI's new priority sector lending guidelines make a difference?
If executed efficiently, these guidelines can significantly boost financial access, particularly for housing, green energy, and underserved communities—ensuring that PSL fulfils its true purpose.
BUSINESS
Quick Take | Retail security redemptions surge: What It means for banks, ARCs
The landscape of stressed asset resolution is evolving, with significant changes on the horizon for Asset Reconstruction Companies (ARCs). A projected shift in redemption rates could redefine recovery strategies and impact key stakeholders in the financial ecosystem
BUSINESS
What does inward remittance data tell us?
Indian migrants are no longer predominantly working in blue-collar jobs in the Gulf
BUSINESS
Banking Central | Bond market is caught in uncertainties
On the one hand, inflation has softened, with CPI falling to 4.31% in January — a positive for bonds. On the other, global uncertainties and the RBI’s cautious policy stance are keeping traders from making bold bets on lower yields
BANKING
Banking Central | Who is right on bank staff vacancies — the government or unions?
The government say PSBs employees have increased from 6.18 lakh in 2011 to 7.58 lakh, as of January 2025. Employee unions, however, say staff numbers are down and workload has zoomed
BUSINESS
Moneycontrol Pro Panorama | The Dollar index is tumbling—Is the Greenback losing its safe haven status?
In this edition of Moneycontrol Pro Panorama: Fund flows to emerging markets (EMs) are closely tied to the strength of the US dollar—a stronger dollar typically leads to capital outflows from EMs, tightening financial conditions. However, concerns about China being forced to devalue the yuan appear overblown
BUSINESS
Chart of the Day | India Inc’s debt cushion remains strong despite dip in interest coverage
According to BoB Research, Indian industry remains well-positioned to meet its debt obligations, as reflected by the ICR. Despite the marginal dip, the ICR remains high by historical standards
BUSINESS
India’s P2P lending space needs overhaul, not a mere slap on the wrist
RBI’s crackdown on P2P companies exposes compliance failures
BUSINESS
Banking Central |How far could the RBI go on the liquidity mission?
A fresh surge in liquidity could stoke inflationary pressures, undoing the RBI’s hard-won price stability
BUSINESS
Moneycontrol Pro Panorama | Have Indian markets bottomed out?
For Moneycontrol Pro Panorama March 7 edition: In this environment, the stance of retail investors could serve as the real litmus test for market stability. If retail sentiment shifts from exuberance to caution, it might signal that the market has not yet found its floor
BUSINESS
Chart of the Day | How RBI under Malhotra is playing the liquidity puzzle
Since December, multiple rounds of OMOs, VRRs and forex swaps have been conducted to contain the liquidity situation.
BUSINESS
How serious is the IMF warning on NBFC concentration risk in India?
IMF report on NBFC concentration risk is a timely wake-up call to policymakers on potential risks. The RBI and Government need to pay attention.
BUSINESS
Banks are stronger than ever—So why are their stocks falling?
In terms of financial health, banks are in their best shape in at least a decade, valuations of large banks are fair. Bank stocks may be bearing the brunt of indiscriminate selling triggered by global factors
BUSINESS
What does RBI’s corporate performance data in Q3 tell us about India Inc's health?
Manufacturing firms have seen wage expenses surge by 9.5%, whereas staff cost of non-IT services companies jumped 12.4%—a sign of both a robust job market and an impending squeeze on profitability.
BUSINESS
Banking Central | Third quarter GDP numbers make a strong case for continued policy support
Growth has recovered but remains below desired levels. For the momentum to hold, more monetary easing and fiscal support is needed amid mounting global trade uncertainties
BUSINESS
RBI's credit flow easing measures signal pro-growth tilt
The central bank's move to lower risk weights on bank lending to NBFCs and excluding microfinance loans from higher risk weights applicable to consumer credit should boost lending
BUSINESS
Moneycontrol Pro Panorama| Sanjay Malhotra’s tough liquidity test
In February 24 edition of Moneycontrol Pro Panorama: The fundamental dilemma facing Malhotra is simple: inject too much liquidity, and inflation could spiral; inject too little, and the banking system chokes
BUSINESS
Banking Central | India needs a much higher deposit insurance for its bank customers
The insurance framework should have a higher coverage threshold, a risk-based premium structure and a mechanism to ensure swift payouts in case of bank failures
BUSINESS
Chart of the Day| MPC minutes show clear shift towards growth focus
Malhotra’s confidence in the disinflationary trajectory is well-founded. After breaching the RBI’s upper tolerance band in October, headline inflation has moderated, with food inflation showing clear signs of easing
BUSINESS
RBI Survey: Indian farmers still love cash, but digital is gaining ground
Cash remains king in India’s agricultural payments—but the tide is turning
BUSINESS
Moneycontrol Pro Panorama | Tesla’s India play: A game changer for the local EV market?
In this edition of Moneycontrol Pro Panorama: Tesla’s hiring spree in Mumbai and Delhi suggests the company is laying the groundwork for a local presence, likely starting with imports before considering a manufacturing base.
BUSINESS
Chart of the Day | NBFCs’ overall loan growth moderates in December quarter, but gold loans surprise
India's loan growth story isn't over; it's merely taking a breather.
BUSINESS
What do Q3 asset quality trends for banks show?
While PSBs have cleaned up their books well, private sector banks (PVBs) are grappling with rising delinquencies in unsecured retail loans and microfinance portfolios.
BUSINESS
Banking Central | Another co-op bank bites the dust, it's the same story all over again
The RBI has been cracking down on erring co-operative banks but the underlying problems, especially governance, persist
