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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

MC Pro Quick Take: SBI pulls off a decent show in a tough quarter, but margin pressure visible

BUSINESS

MC Pro Quick Take: SBI pulls off a decent show in a tough quarter, but margin pressure visible

SBI has done a good job in a tough quarter by keeping asset quality intact but with margin pressures and external risks on the horizon, SBI’s steady strides will be tested in the quarters to come

What is ailing ONDC?

BUSINESS

What is ailing ONDC?

The network’s core proposition—to unbundle digital commerce and give businesses direct access to consumers—remains compelling in theory. But in execution, the cracks are increasingly visible

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

BUSINESS

Moneycontrol Pro Panorama | Economic lessons from past India-Pakistan conflicts

For Moneycontrol Pro Panorama April 30 edition: History offers stark lessons from past India-Pakistan clashes

Chart of the Day | RBI’s liquidity push under Sanjay Malhotra: Fuelling credit growth or falling short?

BUSINESS

Chart of the Day | RBI’s liquidity push under Sanjay Malhotra: Fuelling credit growth or falling short?

Liquidity is available but that’s not enough to push up credit growth.

Banking Central | New India Bank scam is yet another reminder of the rot in India’s co-operative banks

BUSINESS

Banking Central | New India Bank scam is yet another reminder of the rot in India’s co-operative banks

Co-operative banks were to be the financial backbone for small depositors — shopkeepers, pensioners, and salaried workers who trusted these institutions with their life savings

Why Modi’s water war could hurt Pakistan more than military action

WORLD

Why Modi’s water war could hurt Pakistan more than military action

India’s Suspension of the Indus Waters Treaty is a diplomatic dagger aimed at Pak after Pahalgam’s tragedy

MPC minutes: ‘Uncertainty’ dominates the show — and probably will again

BUSINESS

MPC minutes: ‘Uncertainty’ dominates the show — and probably will again

The rate cut call signalled a shift toward nurturing domestic demand to propel India’s growth amid a turbulent global economic landscape

Moneycontrol Pro Panorama| Why Bharat is Bullish

BUSINESS

Moneycontrol Pro Panorama| Why Bharat is Bullish

The trajectory is clear: rural India is finding its footing. But challenges persist

Chart of the Day | RBI's LCR overhaul aims to fortify banks in a digital era

BUSINESS

Chart of the Day | RBI's LCR overhaul aims to fortify banks in a digital era

Malhotra’s RBI is betting that a year-long transition and a 6% LCR boost will smooth the path. Whether banks—and the economy—can walk this tightrope without stumbling remains to be seen

Why RBI wants better monetary transmission in the banking system

BUSINESS

Why RBI wants better monetary transmission in the banking system

The RBI is probably playing a patient waiting game and for the right reasons

Banking Central | What does the latest inflation number mean for rate watchers?

BUSINESS

Banking Central | What does the latest inflation number mean for rate watchers?

With retail inflation comfortably below target, the focus decisively shifts to boosting growth

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

BUSINESS

Moneycontrol Pro Panorama | March inflation falls. More rate cuts? 

With retail inflation well below target, it's time to support growth

Chart of the Day | FD Rate Cuts: Who gains, who loses?

BUSINESS

Chart of the Day | FD Rate Cuts: Who gains, who loses?

Which are the banks that have cut FD rates of late? Take a look

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

BUSINESS

Banking Central: Deposit rates slashed — savers hit as banks move in to protect margins

This is not just about banks 'adjusting' to RBI’s recent 25 basis point repo rate cut, it’s a desperate bid to protect their thinning margins

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

BUSINESS

Moneycontrol Pro Panorama | RBI moves to shield India as Trump’s trade blitz shakes global markets

Amid a global trade war, the RBI has signalled a decisive shift in its policy approach to support growth

Chart of the Day | Where do growth-inflation numbers stand right now?

BUSINESS

Chart of the Day | Where do growth-inflation numbers stand right now?

Here’s a look at the numbers to understand which way the MPC will move

Have banks cut FD rates pre-empting RBI's move?

BUSINESS

Have banks cut FD rates pre-empting RBI's move?

At least 3 private banks have cut FD rates, SBI has stopped a popular special deposit scheme. What’s happening?

Banking Central | What worked, what didn’t for investors in FY25 and what it means for FY26

BUSINESS

Banking Central | What worked, what didn’t for investors in FY25 and what it means for FY26

Investors who spread their capital across diverse instruments were the ones who weathered the storm. As Trump tariffs tear apart global order and markets, FY25 may have some lessons to offer

What should investors expect from bank results in Q4?

BUSINESS

What should investors expect from bank results in Q4?

Find out the key trends expected in banks' financials in the fourth quarter.

Moneycontrol Pro Panorama | Indian Manufacturing PMI surges amid tariff fears—What is the signal to MPC?

BUSINESS

Moneycontrol Pro Panorama | Indian Manufacturing PMI surges amid tariff fears—What is the signal to MPC?

In April 2 edition of Moneycontrol Pro Panorama: It is too early to conclude that all is well in the Indian economy, and the MPC may have to continue lending a helping hand.

Chart of the Day | Who is losing in the great battle for bank deposits?

BUSINESS

Chart of the Day | Who is losing in the great battle for bank deposits?

Among PSBs, private banks and foreign banks, the rivalry to garner deposits is picking up. There is no mercy in this battle for survival.

Uday Kotak’s stark warning and what it means for banks

BUSINESS

Uday Kotak’s stark warning and what it means for banks

India’s banking sector is facing an unusual dilemma—one that threatens profitability and long-term sustainability. With borrowing costs exceeding lending rates, banks are caught in a tight spot, struggling to maintain their traditional business models.

Banking Central | Why another RBI rate cut is inevitable on April 9

BUSINESS

Banking Central | Why another RBI rate cut is inevitable on April 9

The time for half-measures is over, and the RBI must decisively embrace a dovish stance and cut rates further, not only to alleviate the credit crunch but to send a strong signal that growth is the new priority.

Data at a Glance: States’ growth ambitions clash with rising debt

BUSINESS

Data at a Glance: States’ growth ambitions clash with rising debt

An analysis of state finances offers a mixed picture on financial health. Here are the top findings.

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