BUSINESS
Banking Central |How far could the RBI go on the liquidity mission?
A fresh surge in liquidity could stoke inflationary pressures, undoing the RBI’s hard-won price stability
BUSINESS
Moneycontrol Pro Panorama | Have Indian markets bottomed out?
For Moneycontrol Pro Panorama March 7 edition: In this environment, the stance of retail investors could serve as the real litmus test for market stability. If retail sentiment shifts from exuberance to caution, it might signal that the market has not yet found its floor
BUSINESS
Chart of the Day | How RBI under Malhotra is playing the liquidity puzzle
Since December, multiple rounds of OMOs, VRRs and forex swaps have been conducted to contain the liquidity situation.
BUSINESS
How serious is the IMF warning on NBFC concentration risk in India?
IMF report on NBFC concentration risk is a timely wake-up call to policymakers on potential risks. The RBI and Government need to pay attention.
BUSINESS
Banks are stronger than ever—So why are their stocks falling?
In terms of financial health, banks are in their best shape in at least a decade, valuations of large banks are fair. Bank stocks may be bearing the brunt of indiscriminate selling triggered by global factors
BUSINESS
What does RBI’s corporate performance data in Q3 tell us about India Inc's health?
Manufacturing firms have seen wage expenses surge by 9.5%, whereas staff cost of non-IT services companies jumped 12.4%—a sign of both a robust job market and an impending squeeze on profitability.
BUSINESS
Banking Central | Third quarter GDP numbers make a strong case for continued policy support
Growth has recovered but remains below desired levels. For the momentum to hold, more monetary easing and fiscal support is needed amid mounting global trade uncertainties
BUSINESS
RBI's credit flow easing measures signal pro-growth tilt
The central bank's move to lower risk weights on bank lending to NBFCs and excluding microfinance loans from higher risk weights applicable to consumer credit should boost lending
BUSINESS
Moneycontrol Pro Panorama| Sanjay Malhotra’s tough liquidity test
In February 24 edition of Moneycontrol Pro Panorama: The fundamental dilemma facing Malhotra is simple: inject too much liquidity, and inflation could spiral; inject too little, and the banking system chokes
BUSINESS
Banking Central | India needs a much higher deposit insurance for its bank customers
The insurance framework should have a higher coverage threshold, a risk-based premium structure and a mechanism to ensure swift payouts in case of bank failures
BUSINESS
Chart of the Day| MPC minutes show clear shift towards growth focus
Malhotra’s confidence in the disinflationary trajectory is well-founded. After breaching the RBI’s upper tolerance band in October, headline inflation has moderated, with food inflation showing clear signs of easing
BUSINESS
RBI Survey: Indian farmers still love cash, but digital is gaining ground
Cash remains king in India’s agricultural payments—but the tide is turning
BUSINESS
Moneycontrol Pro Panorama | Tesla’s India play: A game changer for the local EV market?
In this edition of Moneycontrol Pro Panorama: Tesla’s hiring spree in Mumbai and Delhi suggests the company is laying the groundwork for a local presence, likely starting with imports before considering a manufacturing base.
BUSINESS
Chart of the Day | NBFCs’ overall loan growth moderates in December quarter, but gold loans surprise
India's loan growth story isn't over; it's merely taking a breather.
BUSINESS
What do Q3 asset quality trends for banks show?
While PSBs have cleaned up their books well, private sector banks (PVBs) are grappling with rising delinquencies in unsecured retail loans and microfinance portfolios.
BUSINESS
Banking Central | Another co-op bank bites the dust, it's the same story all over again
The RBI has been cracking down on erring co-operative banks but the underlying problems, especially governance, persist
BANKING
Exclusive Interview | Have seen material improvement in delinquency trends since November: Satin Creditcare CMD
While banks have slowed down on lending, foreign DFIs (development finance institutions) continue to lend to the microfinance sector, albeit selectively, said HP Singh
BUSINESS
Lower January inflation opens door to an April rate cut
The sharp fall in inflation, particularly food inflation dropping to 6% from over 8% in previous months, provides the RBI with much-needed policy space.
BUSINESS
Moneycontrol Pro Panorama | Can Modi-Trump bonhomie work magic in India’s favour?
For Moneycontrol Pro Panorama's Feb 12 edition: Trump’s tariff threat, rupee instability—India has too much on its plate this week. But for every problem, there is a solution.
BUSINESS
Where does India stand against US in the trade war? These numbers say a story!
By definition, reciprocal tariffs mean imposing the same tariff rate on imports from other countries as those countries impose on US exports
BUSINESS
Karnataka Governor's rejection of MFI Ordinance a timely wake-up call for government
An excessive punitive approach not only risks stifling the microfinance sector but also threatens to undermine the very credit ecosystem that sustains the state's most vulnerable populations
BUSINESS
Banking Central | Will rate and tax cuts deliver the promised consumption boost?
A 25 bps rate cut alone is unlikely to significantly reduce EMIs—translating to mere hundreds of rupees in savings for most borrowers.
BUSINESS
Quick Take: Sanjay Malhotra’s first rate cut marks an important policy shift for RBI
A faltering growth scenario required monetary policy support. Inflation, the old nemesis of rate cuts, is no longer breathing fire. The RBI used this window to change tracks
BUSINESS
SBI Q3 numbers tick all the right boxes, but challenges persist
SBI’s asset quality, while stable, hints at lingering fragility within sectors like microfinance
