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Dinesh Unnikrishnan

Editor-Banking & Finance

Moneycontrol

Editor-Banking & Finance at Moneycontrol. Dinesh heads the Banking and Finance Bureau at Moneycontrol. He also writes a weekly column, Banking Central, every Monday.

Banking Central | Lessons from Chinese meltdown for Indian banks

BUSINESS

Banking Central | Lessons from Chinese meltdown for Indian banks

India's banking landscape, while distinct, shares some parallels with China's, especially in exposure to credit cycles and non-performing assets.

Why the 4% inflation target must stay

BUSINESS

Why the 4% inflation target must stay

India has earned hard-won credibility on price stability. Raising or diluting the target now would throw it all away.

Banking Central | What does New India Coop Bank's case tell us about state of industry

BUSINESS

Banking Central | What does New India Coop Bank's case tell us about state of industry

The latest misappropriation scandal is a reminder that India’s cooperative banks remain captive to weak governance and political patronage. The cracks run deep.

Moneycontrol Pro Panorama| Can China be India’s trump card against Trump trade war?

BUSINESS

Moneycontrol Pro Panorama| Can China be India’s trump card against Trump trade war?

For Moneycontrol Pro Panorama August 20 edition: China talks aligns with India's push to diversify supply chains amidst a tough trade war with the US

Chart of the Day | How did gold loan NBFCs do in Q1 FY26?

BUSINESS

Chart of the Day | How did gold loan NBFCs do in Q1 FY26?

Numbers show a mixed trend even as overall loan growth remained robust

RBI's AI Push: A goldmine for investors, but not without risks

BUSINESS

RBI's AI Push: A goldmine for investors, but not without risks

Savvy investors must weigh the lucrative opportunities against unchecked risks in AI

Banking Central | RBI's AI ambition: Innovation yes, but not at the cost of chaos

BUSINESS

Banking Central | RBI's AI ambition: Innovation yes, but not at the cost of chaos

The RBI must address the unions' stark warnings or it risks amplifying inequalities and eroding public trust

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

BUSINESS

Moneycontrol Pro Panorama| Dear central banker, give some love for growth now!

In August 13 edition of Moneycontrol Pro Panorama: As CPI figures signal a dovish turn for central banks, markets eye opportunities amid sticky services and base effects

Chart of the Day | Indian NBFCs are in a good spot now

BUSINESS

Chart of the Day | Indian NBFCs are in a good spot now

Falling funding costs and equity infusions bolster credit profiles of non-bank lenders.

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

BUSINESS

Banking Central| ICICI Bank’s Rs 50,000 MAB move: A bold bet or a blunder? Let the market decide

ICICI Bank’s steep minimum balance hike has sparked outrage but it’s the bank's call. Customers have options.

AU Small Finance Bank’s leap to universal banking: A game-changer indeed, but what’s next?

BUSINESS

AU Small Finance Bank’s leap to universal banking: A game-changer indeed, but what’s next?

Jaipur-based lender’s transition marks a historic shift, but challenges loom large

Moneycontrol Pro Panorama| RBI pauses, but with good reason

BUSINESS

Moneycontrol Pro Panorama| RBI pauses, but with good reason

Sanjay Malhotra’s steady hand signals RBI’s intent to assess past rate actions before moving forward

Chart of the Day | Inflation’s dual dance: RBI’s MPC faces a tightrope walk

BUSINESS

Chart of the Day | Inflation’s dual dance: RBI’s MPC faces a tightrope walk

CPI eases to 2.1 per cent, but core inflation at 4.72 per cent keeps the Reserve Bank cautious ahead of its policy call

RBI’s MPC Meet: Will caution trump growth concerns?

BUSINESS

RBI’s MPC Meet: Will caution trump growth concerns?

As the Monetary Policy Committee meet starts on August 4, India awaits cues on whether the RBI will hold steady or surprise with a rate cut amid global trade tensions

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

BUSINESS

Banking Central| RBI’s MPC meet: Time to nudge growth, again?

Sluggish bank lending and tight liquidity signal the need for a growth-friendly pivot

Fed’s hard line may force the RBI to keep purse wide open

BUSINESS

Fed’s hard line may force the RBI to keep purse wide open

The Monetary Policy Committee (MPC) can’t afford to sit on the fence—it’s time for bold monetary stimulus to support growth.

Why Trump’s tariff bomb could deal a blow to the Rupee

BUSINESS

Why Trump’s tariff bomb could deal a blow to the Rupee

US imposes 25 per cent tariffs and penalties on India, rattling economic ties and the rupee’s fragile stability

Moneycontrol Pro Panorama | All eyes on the Fed

BUSINESS

Moneycontrol Pro Panorama | All eyes on the Fed

In Moneycontrol Pro Panorama July 30 edition: As the US Federal Reserve gears up for its July 2025 meeting, India’s markets and policymakers are on edge

Chart of the Day | India’s digital payments are surging, so are the risks

BUSINESS

Chart of the Day | India’s digital payments are surging, so are the risks

As India’s digital payments soar to new heights, the journey to a cashless economy faces critical tests in security, inclusion, and regulation.

UPI’s free ride for all nearing its end?

BUSINESS

UPI’s free ride for all nearing its end?

As RBI Governor Sanjay Malhotra signals the end of free UPI transactions, the move could reshape India’s fintech revolution, balancing innovation with sustainability

Banking Central | How to tackle rising frauds in India's banking sector

BUSINESS

Banking Central | How to tackle rising frauds in India's banking sector

With frauds soaring to Rs 36,014 crore in 2024-25, the RBI’s latest data paints a grim picture of systemic cracks. Time for tougher oversight and accountability.

Moneycontrol Pro Panorama | Playing safe in a stormy season

BUSINESS

Moneycontrol Pro Panorama | Playing safe in a stormy season

For Moneycontrol's Pro Panorama July 23 edition: Prudence over ambition keeps India’s private banks steady in uncertain weather

Chart of the Day | Insurance industry hits the brakes as motor, health segments lose steam

BUSINESS

Chart of the Day | Insurance industry hits the brakes as motor, health segments lose steam

The general insurance sector’s modest 9% growth in Q1FY26 suggests deeper cracks—weak auto sales, regulatory hurdles and cutthroat pricing are putting the brakes on an industry that once promised double-digit expansion.

CreditAccess Grameen’s Q1 FY26 shows sector’s weak spots

BUSINESS

CreditAccess Grameen’s Q1 FY26 shows sector’s weak spots

An 84.9 per cent profit drop signals big risks for microfinance, even as growth looks strong.

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