BUSINESS
MPC minutes signal RBI may keep its powder dry ahead
If a rate cut happens at all, it will likely come only by year-end, once the effects of already-taken rate actions play out fully. The MPC needs time to assess the impact of its front-loaded moves.
BUSINESS
Chart of the Day: How Fed rate policy shaped RBI’s response over the last decade
RBI’s rate playbook over the past decade shows strategic alignment with the Fed’s moves
BUSINESS
Sanjay Malhotra’s Six Months at RBI: Bold bets, bumpy roads
Unlike his predecessor Shaktikanta Das, Malhotra has leaned decisively toward growth.
BUSINESS
LTV Boost for Gold Loans: A shot in the arm for NBFCs, but risks loom large
RBI’s higher LTV ceiling sparks opportunity for NBFCs, but gold price volatility demands tight risk controls
BUSINESS
Microfinance Q4 a wake-up call for companies, policymakers
India’s microfinance sector is reeling under a client drop, shrinking loans, and rising defaults
BUSINESS
Chart of the Day | Credit growth falling, can Malhotra’s growth pill do the trick?
RBI’s rate and CRR cuts aim to revive slowing credit growth, but challenges in NBFC and unsecured lending persist. Will cheaper loans spark demand or fizzle out?
BUSINESS
RBI’s rate cut: Banks’ lifeline comes with strings attached
RBI’s bold rate cut and CRR slash fuel bank liquidity but pinch margins, leaving investors to navigate a tricky terrain
BUSINESS
RBI’s bold growth move on Repo, CRR masks a cautious core; stance change signals pause ahead
RBI’s 50 bps rate cut and CRR slash signal robust growth support, but a neutral stance hints at caution ahead.
BUSINESS
Chart of the Day | How movement in food inflation influenced RBI rate cuts in last 5 years
While lower food inflation often creates room for rate cuts, the correlation is not absolute
BUSINESS
MPC meet begins: Another rate cut is priced in. But what next?
The latest economic indicators paint a picture of cautious optimism, but challenges loom
BUSINESS
Why RBI must tread with caution on the gold loan rules
The central bank must listen to bankers’ concerns and craft a framework that regulates without alienating
BUSINESS
RBI annual report | Gold is a standout performer for the central bank in FY25
The RBI’s gold holdings jumped from 822.1 metric tonnes to 879.58 metric tonnes, a 57.48-tonne increase
BUSINESS
Chart of the Day | RBI dividend transfers, pre and post Bimal Jalan panel
The calculations to compute dividend transfers were amended post the Bimal Jalan panel recommendations
BUSINESS
AI threatens jobs of millions of Indians. What counter-measures should the government take?
The rise of AI and automation threatens to upend the current ecosystem, targeting the repetitive, rule-based roles that employ millions
BUSINESS
RBI’s Rs 2.69 lakh crore dividend boosts fisc, but caution looms
The RBI’s decision to widen the CRB range to 4.5–7.5% and set it at the upper bound is a nod to global risks
BUSINESS
Chart of the Day | FD rates are falling fast; SBI the latest in the rate cut club
A look at the bank rate actions on deposit rates so far.
BUSINESS
What is the bilateral impact if India-Turkey tensions escalate?
For India, it’s a bold assertion of strategic red lines. For Turkey, it’s a costly misstep
BUSINESS
Chart of the Day | Inflation has cooled off, but there’s a catch
A cooling inflation print offers the RBI a golden window — but will it act?
POLITICS
Data Story | A war could break the back of Pakistan’s already fragile economy
Pakistan’s economy stands to face much more heat than that of India in the event of aggression
BUSINESS
Chart of the Day | Banks’ CD ratio is again back to below 80%. What does it tell us?
Caution among banks and RBI cues have played out to bring down CD ratio
BUSINESS
Why Supreme Court’s Bhushan Power ruling rattles IBC framework
JSW Steel’s rejected bid and the order for liquidation signal judicial overreach that could undermine the IBC’s core principles
BUSINESS
MC Pro Quick Take: SBI pulls off a decent show in a tough quarter, but margin pressure visible
SBI has done a good job in a tough quarter by keeping asset quality intact but with margin pressures and external risks on the horizon, SBI’s steady strides will be tested in the quarters to come
BUSINESS
What is ailing ONDC?
The network’s core proposition—to unbundle digital commerce and give businesses direct access to consumers—remains compelling in theory. But in execution, the cracks are increasingly visible
BUSINESS
Chart of the Day | RBI’s liquidity push under Sanjay Malhotra: Fuelling credit growth or falling short?
Liquidity is available but that’s not enough to push up credit growth.
