BUSINESS
Will India's microfinance sector return to high growth in 2026?
After a bruising phase of stress and slowdown, microfinance heads into 2026 seeking balance between growth and discipline
BUSINESS
Chart of the Day | A year in numbers: What high frequency data say about India’s economic momentum
Strip away monthly volatility and a year-long view of high-frequency indicators points to steady economic activity, supported by goods movement, fuel demand and digital payments
BUSINESS
Banks hold promise for growth in 2026, will they deliver?
An economy that is lending more, writing off less and cleaning up legacy stress sets the stage for a banking revival. But risks remain
BUSINESS
Chart of the Day | India’s credit comeback story, with a caveat
Retail credit demand has revived, but early warning signals suggest lenders should celebrate cautiously
BUSINESS
Why RBI is right to shut the Stablecoin door
T. Rabi Sankar’s blunt rejection of stablecoins is not ideological rigidity. It is a reminder that money, unlike technology, cannot survive on belief alone
BUSINESS
Chart of the Day | India’s consumption is holding steady, but investment still moves in spurts
The latest quarterly numbers show a familiar pattern: households are keeping the economy afloat, while capital formation continues to swing from quarter to quarter.
BUSINESS
India Inc’s interest cover peaks, but the real story may be weak demand
Lower interest costs, tax tweaks and healthy balance sheets paint a bright picture. Yet underneath it all lies a question: is the economy signalling a demand problem?
BUSINESS
Quick Take | What does the 25 bps rate cut mean for India’s economy now?
With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.
BUSINESS
Chart of the Day | Inflation trend is set to dominate MPC thinking again
Inflation has eased but remains a tricky pitch for the MPC, when it comes to deciding the course of interest rates
BUSINESS
Pen Urban Bank fraud: A wake-up call for India’s cooperative banking system
The PMLA court’s refusal to discharge former directors in the Rs 598-crore Pen Urban Bank scam exposes deep governance failures that the cooperative banking sector can no longer gloss over
BUSINESS
Sandesara Settlement: Has the SC just opened a Pandora’s box?
The Sandesara ruling may have many ramifications in similar cases
BUSINESS
Eight years on, the IBC is buckling under delays, haircuts, dodgy deals
With creditor recoveries stuck at nearly one-third and banks chasing pre-IBC fraud almost equal to total recoveries, India’s insolvency regime is flashing red signals
BUSINESS
Rupee’s slide past 89 to the dollar: Why it happened, what it means for stakeholders
A record-low rupee signals more than currency volatility
BUSINESS
Chart of the Day | Credit growth is healing, what next?
Retail-led expansion and regulatory overhauls are pushing India’s credit cycle in FY26
BUSINESS
RBI targets export relief with precision, but banks face tougher risk calls
By targeting 20 export-intensive sectors, the RBI’s latest move shields industries under tariff assault but lenders now face an even more nuanced risk map
BUSINESS
Chart of the Day | Is India’s mass consumption story losing steam?
Goldman Sachs sees a revival, but falling food prices and a neutral RBI are changing the arithmetic for household demand and monetary policy
BUSINESS
Bigger Banks, Bigger Ambitions: Why India must build banks with global heft
Finance Minister Nirmala Sitharaman’s push for a fresh phase of public-sector bank consolidation is a strategic bet on scale, competitiveness and credit depth that India’s growth trajectory now requires.
BUSINESS
M&A loans: RBI is opening the gates. Do Indian banks have the playbook?
Governor Malhotra says guardrails are in place and judgement should rest with banks. History suggests judgement, not regulation, will decide the outcome.
BUSINESS
RBI’s huddle with dealers: Liquidity tightening or signalling risk control?
We have seen the system slip into meaningful deficit episodes this quarter
BUSINESS
Banking Central | What does UPI surge mean for Indian payments system?
UPI’s future hinges on whether policymakers allow it to stand on viable economic legs
BUSINESS
Chart of the Day | UPI moves the masses, RTGS moves the money
India’s payments data for the first half of 2025 shows two very different digital stories.
BUSINESS
Municipal bonds join the repo club — a quiet reform with big consequences
The finance ministry’s move to make municipal debt repo-eligible could finally give India’s urban bond market the liquidity it always lacked
BUSINESS
What do RBI’s new capital market exposure rules mean?
The central bank’s draft framework gives lenders more room to back India’s capital markets — but with clear boundaries to prevent excesses.
BUSINESS
Chart of the Day | SME IPOs are booming, but with a warning label
Is there too much euphoria in the SME IPO market?
