BUSINESS
Budget Snapshot | What bank credit data for small firms tell us
After a strong year of expansion, the shape of lending to small businesses is changing and that matters for Budget 2026
BUSINESS
What the latest banking results tell us
The latest numbers show strength at the top, hesitant recovery below, and a system that is safer but far from balanced
BUSINESS
Budget Snapshot: Why India’s Budget is paying more for the past than the future
Official budget documents and parliamentary analyses show that interest outgo has become one of the largest and least flexible components of central government expenditure
BUSINESS
A quiet inflation print, and loud signals for policy
December’s CPI number gives both the RBI and the government something they have lacked for years--policy space
BUSINESS
What Budget 2026 should — and should not — do for India’s banks
With balance sheets finally clean, the banking system doesn’t need a rescue act. It needs restraint, clarity and one hard look at deposits
BUSINESS
Budget Snapshot | India’s banks look healthy, but the real risk lies beneath the balance sheet
Strong capital, low NPAs and rising profits mask a quieter shift in how Indian banks fund growth and earn returns
BUSINESS
Banks struggle to attract deposits as government keeps small savings rates high
For the eighth consecutive quarter, interest rates on popular small savings instruments have been left untouched. With small savings rates frozen and liquidity staying tight, India’s banks are boxed in even as the RBI eases policy
BUSINESS
RBI Financial Stability Report: Banks’ clean-up is real -- but the hard work isn’t over yet
With NPAs at multi-decade lows, lenders have earned bragging rights. The next test is whether this improvement survives a tougher credit cycle.
BUSINESS
Chart of the Day | What the latest IIP numbers tell us
November’s IIP print suggests India’s industrial engine may finally be running on more than hope.
BUSINESS
IBC at the crossroads: The direction that 2026 must show
After nearly a decade, India’s bankruptcy law faces a moment of reckoning on haircuts, delays and credibility
BUSINESS
Will India's microfinance sector return to high growth in 2026?
After a bruising phase of stress and slowdown, microfinance heads into 2026 seeking balance between growth and discipline
BUSINESS
Chart of the Day | A year in numbers: What high frequency data say about India’s economic momentum
Strip away monthly volatility and a year-long view of high-frequency indicators points to steady economic activity, supported by goods movement, fuel demand and digital payments
BUSINESS
Banks hold promise for growth in 2026, will they deliver?
An economy that is lending more, writing off less and cleaning up legacy stress sets the stage for a banking revival. But risks remain
BUSINESS
Chart of the Day | India’s credit comeback story, with a caveat
Retail credit demand has revived, but early warning signals suggest lenders should celebrate cautiously
BUSINESS
Why RBI is right to shut the Stablecoin door
T. Rabi Sankar’s blunt rejection of stablecoins is not ideological rigidity. It is a reminder that money, unlike technology, cannot survive on belief alone
BUSINESS
Chart of the Day | India’s consumption is holding steady, but investment still moves in spurts
The latest quarterly numbers show a familiar pattern: households are keeping the economy afloat, while capital formation continues to swing from quarter to quarter.
BUSINESS
India Inc’s interest cover peaks, but the real story may be weak demand
Lower interest costs, tax tweaks and healthy balance sheets paint a bright picture. Yet underneath it all lies a question: is the economy signalling a demand problem?
BUSINESS
Quick Take | What does the 25 bps rate cut mean for India’s economy now?
With inflation at historic lows, the RBI finally opens the tap. The 25 bps cut signals support for growth, but the central bank isn’t throwing caution to the winds.
BUSINESS
Chart of the Day | Inflation trend is set to dominate MPC thinking again
Inflation has eased but remains a tricky pitch for the MPC, when it comes to deciding the course of interest rates
BUSINESS
Pen Urban Bank fraud: A wake-up call for India’s cooperative banking system
The PMLA court’s refusal to discharge former directors in the Rs 598-crore Pen Urban Bank scam exposes deep governance failures that the cooperative banking sector can no longer gloss over
BUSINESS
Sandesara Settlement: Has the SC just opened a Pandora’s box?
The Sandesara ruling may have many ramifications in similar cases
BUSINESS
Eight years on, the IBC is buckling under delays, haircuts, dodgy deals
With creditor recoveries stuck at nearly one-third and banks chasing pre-IBC fraud almost equal to total recoveries, India’s insolvency regime is flashing red signals
BUSINESS
Rupee’s slide past 89 to the dollar: Why it happened, what it means for stakeholders
A record-low rupee signals more than currency volatility
BUSINESS
Chart of the Day | Credit growth is healing, what next?
Retail-led expansion and regulatory overhauls are pushing India’s credit cycle in FY26
