BUSINESS
Banking Central | What does data shows about the health of our cooperative banks?
Latest available industry data on coop bank financials show mixed trends in asset quality and profitability but an overall improvement in financials.
BUSINESS
Moneycontrol Pro Panorama | Dear Guv, how about showing some love for growth?
September 25 edition of Moneycontrol Pro Panorama: The RBI must give up its obsession for combating inflation and shift gears to aid growth
BUSINESS
Banking Central | How healthy is the work culture in our banks?
Banks need to develop a healthy work culture. A positive work environment is key to attract talent. Bank managements and Boards should take a proactive approach in ensuring a healthy work environment
BUSINESS
Banking Central | Will RBI close this year with a rate cut?
An expected rate cut by the US Fed later this week and easing of local inflation numbers prepare the ground for a rate cut by December
BUSINESS
Banking Central | When times are good, be cautious. Hard days could be looming close
Good times are typiclly followed by tough cycles. Banks had seen a spike in bad loans following the credit boom in the early part of last decade following the global crisis when careless lending crept in.
BUSINESS
Banking Central | As banks speed up on credit, RBI shifts to lower gear. For a good reason, though
Recent regulatory actions could force banks moderate credit growth this fiscal year. That will help moderate the CD ratio but for banks. But this will come at a cost
BUSINESS
Banking Central | A tough balancing act awaits rate-setters as MPC nears a reshuffle
Although India continued to grow at the fastest rate among its peer economies, there are certain pockets of deep worry. One of the foremost is the issue of rising unemployment
BUSINESS
Moneycontrol Pro Panorama | Fed is hinting at a September rate cut; will Mint Road blink?
In Moneycontrol Pro Panorama's August 22 edition: Kolkata horror warrants a relook at women's safety in workplace, all bank depositors should get full insurance cover, decoding the core inflation pattern, will rollback of lateral entry ensure a win for social justice, and more
BUSINESS
Banking Central | Are banks going overboard in lending to commercial real estate?
Commercial real estate loans are attractive bets for banks but can turn risky in a downturn when vacancies soar
BUSINESS
Banking Central | Will banks follow up with deposit rate hikes?
Even though banks have been struggling to raise deposits, data suggests that the deposit accretion has improved in the recent months
BUSINESS
Banking Central | Dear depositor, think twice before you bite the ‘double your money’ bait
Often, individuals or institutions promising too-good-to-be-true returns lure investors into a deadly trap. Always look at promises of unrealistic returns with caution.
BUSINESS
Banking Central | RBI’s proposed norms on LCR could be a dampener for some banks
The RBI seems to be a bit worried that in the new era of fast-paced technology (mobile, internet banking), customers can withdraw massive amount of deposits at a click
BUSINESS
Banking Central | Big Brother is watching! MFIs get a wake-up call as RBI flags a caution on rate frenzy
Banking Central June 24 edition raised the issue of some MFIs charging too-high-rate-of-interest from borrowers. The RBI has taken note of the issue and has issued a clear warning.
BUSINESS
Moneycontrol Pro Panorama | Karnataka’s risky experiment on job reservation
In Moneycontrol's Pro Panorama latest edition: Karnataka’s risky experiment for job reservation for locals, how a likely affordable housing push and infra boost in Union Budget could be good news for investors, India completes 55 years of bank nationalisation, and more
BUSINESS
Banking Central | June inflation print vindicates MPC move, food prices hold key to rate cuts
Going ahead, the trajectory of food inflation will depend on how the monsoons are playing out through the season. If rains stick to the schedule, food inflation should ease, helping the headline CPI back to the gliding path of the central bank.
BUSINESS
Banking Central | Banks look good as bad debts fall, but who pays for the write-offs?
As per the latest Financial Stability Report of RBI, there is a massive drop in both gross and net NPAs of commercial banks. How did this happen and who ultimately pays the price? Read on
BUSINESS
Kotak bank created and oversaw offshore fund that partner used to short Adani stocks, says Hindenburg
Adani-Hindenburg case: US-based Hindenburg Research received a 46-page show cause notice from SEBI regarding its Adani Report on June 27, the shortseller said.
BUSINESS
SBI gets a new chief: Can Setty make the elephant of Indian banks dance again?
Outgoing Chairman Dinesh Khara, who is set to retire on August 28 when he turns 63 (the upper age limit for the position of SBI chairman), is leaving a strong balance sheet for his successor
BUSINESS
Banking Central | Student loan burns a hole in banks’ books. But that isn't a surprise
The share of NPA in education personal loans stood at 3.6 percent in the overall personal loans bucket, compared with 1.8 percent in credit cards, 1.3 percent in auto loans, and 1.1 percent in housing loans
BUSINESS
RBI finally has private credit market on its radar, and for the right reasons
Private credit is provided by non-bank lenders to corporates. The market has grown four-fold in the past decade, emerging as a major source of corporate financing among middle-market firms that have low or negative earnings, high leverage and lack quality collaterals
BUSINESS
As bad politics threatens good economics, lenders fear a rough ride ahead
Such loan waiver promises severely impact the credit culture of a large geography, encouraging even the honest, regularly paying borrowers hope for a waiver of their liability by the government
BUSINESS
Bandhan Bank hopes director onboarding to firm up transition, says RBI flags no concern
The RBI appointed Arun Kumar Singh as an additional director on the Board of Bandhan Bank for a period of one year from June 24
BUSINESS
Why did RBI appoint A K Singh on Bandhan Bank’s Board?
The development is happening at a time when the bank is going through a leadership transition phase and a forensic NCGTC audit is underway on the microloan book linked to concerns around evergreening.
BUSINESS
In India’s rate-setting panel, there is a growing chorus for growth
While it was only Jayanth Varma till now who sought a rate cut, one more member—Ashima Goyal-- has joined the club now.
