BUSINESS
Switch or stay? How to bag a lower home loan rate
Choose renegotiation with the same lender if the rate difference is modest (0.25% to 0.5%), your existing lender’s conversion charges are reasonable, you value convenience, service continuity, and less paperwork, and you have a shorter remaining tenure and just want mild relief.
BUSINESS
Operation Sindoor: How to navigate investment terrain amid Indo-Pak tensions
Despite escalated Indo-Pak tensions following Operation Sindoor, Indian markets showed resilience, closing slightly higher. Investors should maintain discipline, diversification, and liquidity to manage potential volatility.
BUSINESS
The first money task in the new financial year: Portfolio rebalancing
The new financial year has started. Take a look at the year gone by, keep an eye out for new and emerging opportunities, and rebalance your equity–debt-gold split. But most importantly, do not speculate. Be disciplined.
BUSINESS
Is this the right time to rebalance your portfolio?
In 2023, equity markets went up substantially, but the crash on January 23 reminded us that what can go up can come down just as fast. So, what’s the way out? Rebalance your portfolio when markets swing wildly.
BUSINESS
India's household savings hit 50-year low: Easy tips to boost your savings
With inflation bumping up the prices of everything we use, people are finding it tough to save money. But you can employ simple tips, such as cooking at home, sharing cab rides, and cancelling subscription services that you don’t use, to accumulate some savings.
BUSINESS
India’s 77th year of Independence begins: Are you financially free?
Financial freedom is more than just wealth accumulation. It means having the right amount of money when you need it and control over it.
BUSINESS
How many financial advisors should you have?
Multiple financial advisors may help you get diversified views, but unless they talk to one another, you may end up having duplicate investment products across multiple portfolios, doing similar things. Sometimes, specialists help.S
BUSINESS
Bucket strategies to plan income from retirement corpus
While household expenses can easily be calculated on monthly basis, other expenses will normally be on yearly basis, which would then need to be divided by 12 to arrive at the monthly requirement.
BUSINESS
Why equities matter? Earnings may rise at least 15% if you hold Sensex beyond 7 years
Most people know that equities are the best weapon that can beat inflation consistently. But most of us forget to ask one big question: why should the stock market continue to outperform other asset classes as it has done in the past? Here are 7 unmissable reasons why you should invest in equities
