How to make offline UPI payments

UPI

There are situations when you don’t have internet connectivity on your phone and you need to make an online payment – UPI payment, more precisely, and you are low on cash. That helpless feeling is hard to shake.

What if we tell you that there is a way to make UPI payments even when you don’t have an internet connection? Well, UPI introduced an offline method of making UPI payment. Here’s everything you need to know.

You’ll need an active phone number with network

Phone number should be registered with UPI services

Phone number or UPI address of the person you want to send money to

Open your phone’s dialer app

Then, dial “*99# and press the call button

Wait until you see a flash menu

Choose “1” to initiate the Send Money option

Then, you’ll be asked to enter the phone number or UPI address of the recipient

After this, you’ll need to enter the amount

Then, enter the UPI PIN to complete the payment.

An instant payment system designed for feature phone users and those with limited or no internet access.

Securely access Unified Payments Interface (UPI) services through four convenient methods:

1. Calling an IVR number

2. Using app-based features on feature phones

3. Making payments via missed calls

4. Using proximity sound-based technology

With UPI 123PAY, feature phone users can now conduct transactions effortlessly and securely.

Once the UPI payment process is complete, you’ll receive an SMS mentioning the transaction made, similar to what you get after making the payment using one of the UPI apps.

While most of the time you’ll have internet connectivity, there are situations when you don’t get the internet. This method can come in handy. Also, in situations like when UPI apps are down and you are unable to make payments, you can also use this method to try and make the payment.