How Indiabulls Dhani Credit Line helps you Buy now & Pay Later

People scan through various websites and download mobile apps to get the best deals and discounts on shopping and eating out. They also make use of multiple credit cards for travel bookings and buying white goods so that they can make use of points, special discounts and EMI offers to pay later. For instance, many companies offer special discounts on fixed days, which help people to budget their purchases and save substantially.

However, scanning and downloading several apps can be an exhausting and confusing exercise, which can often lead to waste of time.

Here, Indiabulls Dhani app that comes as a major relief. The app is first of its loan app which disburses money on the go along with a unique rewards program.  The app also has a much-awaited Credit Line offering that will help you Shop anything, anywhere and pay later in easy EMI’s.

Credit Line to your benefit

Indiabulls Dhani Credit Line offering lets you set up your credit limit using the Dhani App in a couple of minutes and you get a stylish & secure digital card instantly. You can use this card like your debit/credit card across anywhere online for making any payments and repay later in easy flexible EMI’s.  Just not it, you can earn points, get cash backs & enjoy special offers with your Dhani Credit Line.

Dhani credit line also offers a physical card, which can be ordered also using the Dhani App and can be used across physical stores anywhere.

So Now, you can pay for your coffee bills, shop online or even purchase a saree from a store through the Dhani Credit Line offering .

Credit Line allows you to split your spends into easy EMIs at zero interest rate on all your purchases, which is an added bonus as the ‘no interest rate’ feature saves you from extra charges, which can dent your budget and savings.

Moreover, the ‘buy now, pay later’ element is beneficial as the amount doesn’t get deducted from your account instantly, like in the case of a debit card. Instead, you can make the purchase and pay the bill as per the payment cycle, which allows you to plan your expenditure, especially during month-end cash crunch.

Also, as soon as you download the Dhani app and fill in few details, you also get a pre-approved credit limit, which gives you flexibility to make purchases on EMI without running from pillar to post for loan approvals. For instance, if you are buying a small television or a microwave or even booking flight tickets, you can pay the amount through the Credit Line and spread out the payments in easy monthly instalments, depending on your convenience. Now you don’t need to look for products & websites which offer EMI option, you can buy everything online or at stores in EMI’s.

Dhani credit line is more rewarding than this it offers points, cash backs on all transactions. Shopping using the Dhani Card also gives you 2% cashback on all transactions. It makes this product the most rewarding product.

You can manage your Dhani Credit Line digital & physical card using the Dhani App and keep it secure & safe. Set transaction limits and block/unblock the card just with a single swipe on the Dhani App.

Personal Loans

Indiabulls Dhani - a personal loan app  which is one the most downloaded app in the financial space primarily offers personal loans. The app offers personal loan for numerous purposes such as wedding, travel, education, buying a swanky vehicle etc.

You can avail personal loans from Rs 3000 to Rs 3 lakh less than 3 minutes through the Dhani app. The best part is people who avail loans from Dhani, mostly avail additional loans from Dhani as well. Dhani offers this benefit of bigger loan amounts on all subsequent loans to customers who repay loans as per schedule on timely basis.

Dhani customers also earn points by making transactions using Dhani app or Dhani card which makes them earn extra or effectively reduce their EMIs

Earn with Dhani

You can partner with Indiabulls Dhani through the Partner App and become an advisor for Dhani Product & offerings. You can easily earn money without any commuting hassles and zero investment.   Dhani offers attractive pay-outs on referring loans or credit line via Dhani. The process is transparent and as Indiabulls partner you can track leads using their mobile app – Indiabulls Partner

The bottom line

Indiabulls Dhani app certainly comes across as a good & rewarding option for hassle-free loans & credit lines. You no longer have to download various apps or visit branches as Dhani app comes as a one-stop destination for all financial needs, especially for personal loan & credit line.

This is a partnered post