Nps)

A practical guide to understanding which option fits your goals, risk and retirement timeline.

National Pension System: Why NPS should be a key investment for retirement

A predictable, low-cost and tax-efficient way to build long-term wealth.

From bank nominations to credit card fees: All about key financial changes taking effect from November 1

From multiple nominations for bank deposits to revised SBI Card charges and fresh deadlines for pensioners, the new month brings a flurry of updates that every consumer should be aware of.

Active vs auto in NPS: What to choose at 25, 35, 45, 55

Clear equity bands for each decade so you don’t second-guess.

Picking an NPS plan just got easier—labels now match risk

Now the names actually tell you the risk and equity mix—so choosing a plan feels human, not homework.

NPS vs PPF for long-term goals: which should you pick and why

A simple guide to choosing between two of India’s most popular long-term savings plans

PFRDA says planning inflation-linked NPS products to protect retirees’ returns

NPS to offer same tax benefits to new inflation-protected payouts; 100% equity option already available

NPS gets a makeover: Multiple schemes, 100% equity option now live from October 1

The most striking update is the 100% equity option. Under the high-risk variant, pension funds can now allocate the full investment amount to equities for subscribers with a long-term horizon and higher risk appetite.

Govt extends deadline to opt for Unified Pension Scheme till November 30

Extension comes after stakeholders sought more time in light of recent changes including switch option, retirement benefits, and tax exemptions

Countdown to Sep 30: What every central govt employee must know before choosing UPS over NPS

September 30 is the last date to switch to UPS, which promises assured pension as against NPS that offers market-linked returns.

PFRDA may cut mandatory annuitisation to 20%, allow systematic redemption for NPS corpus up to Rs 12 lakh

Subscribers with accumulated corpus of up to Rs 12 lakh at the time of regular exit could be permitted to make a lump-sum withdrawal of 50 percent of the corpus or Rs 6 lakh, whichever is higher, and for the balance amount, opt for systematic unit redemption or purchase annuities or a combination of both.

PFRDA to allow 100% equity exposure to NPS subscribers under a new framework

The pension regulator to introduce multiple scheme framework (MSF) to offer greater flexibility, more choices to pension fund managers and NPS subscribers

Employees entitled to assured payout on pro-rata basis on VRS after 20 years service or more: Govt

In case of death of a subscriber after taking VRS but before start of assured payout, legally wedded spouse shall be granted family payout from the date of death of the subscriber, it said.

UPS to NPS switch: Central govt launches one-time switch option for UPS to NPS

The rules govern service-related matters and benefits of Central govt employees who choose the UPS as an option under National Pension System.

Why joining NPS early can secure a bigger retirement corpus

The National Pension System has tax relief and the advantage of compounding, but it is early start that puts the difference to use

D-Remit and NPS: How the feature helps you invest faster and smarter

National Pension System subscribers can get same-day NAV credit via D-Remit, making retirement investment quicker and easier.

Key watchouts in September 2025: ITR, NPS-UPS Switch, SBI card changes and more

Be it tax returns and pension scheme switches to credit card reward alterations and fixed deposit closures, here's a summary of the major watchouts this month.

No proposal under consideration for restoration of Old Pension Scheme: FM Sitharaman 

In a reply in the Lok Sabha, Sitharaman said that the government had moved away from OPS due to its unsustainable fiscal liability on the government exchequer.

How to track NPS returns and rebalance your allocation

Maximise your retirement savings by monitoring and optimising your National Pension System portfolio.

How to update your mobile number and email on all financial platforms in 2025

Update your banks, investments, and insurance with your mobile number and email by changing them in advance.

Which NPS fund manager gave the highest 3-year equity returns? Here’s what the data tell us

ICICI, Kotak and UTI outpaced peers, but SBI PFM performed worst in Tier I and Tier II accounts.

How government employees can compare NPS and UPS through this new platform for retirement planning

Government employees can now assess which pension scheme—NPS or UPS—offers better post-retirement security using a new simulation tool

Corporate NPS: The tax hack that’s available even under the new regime

Employer’s contribution of up to 14 percent of the employee’s basic pay is exempt from tax under the new regime.

Should IT professionals invest in NPS? Here’s what you need to know

The National Pension System offers IT professionals a tax-efficient, low-cost, and long-term investment option—ideal for those seeking stable retirement planning with equity exposure.

Smart investment options for salaried individuals: From PPF to NPS

Five top investment options—PPF, NPS, EPF, ELSS, and tax-saving FDs—that can help salaried professionals to build wealth while saving on taxes.