Nps)

A practical look at how the two biggest long-term savings tools behave over decades — and why the better option depends on how much stability or growth you want in your retirement plan.

Haryana govt extends retirement gratuity and death gratuity benefits to employees under Unified Pension Scheme

The Haryana government had adopted the Unified Pension Scheme (UPS), notified by the Government of India under the National Pension System (NPS).

Smart ways to split contributions across SIPs, EPF and NPS

Together, these three tools can build long-term wealth, but the trick is knowing how much to put where at each stage of life.

NPS Tier 1 and Tier 2: How the two accounts really work and which one should beginners choose

A beginner-friendly guide to understanding the two National Pension System accounts so you can use NPS more effectively for long-term retirement planning.

Smart saving secrets: How to make the most of your SIP, EPF, and NPS contributions

Building wealth isn’t just about earning more—it’s about investing smartly through SIPs, EPF, and NPS to maximise long-term growth and financial security.

What the new NPS rules mean for your retirement savings

A quick guide to how the latest changes could affect your money. If you use NPS for long-term retirement goals, this is the moment to revisit your plan.

NPS in 2025: Myths, mindsets and the new flexibility

How the National Pension System has changed in 2025, what the new 100% equity and “multiple schemes” options mean, and how an average saver can use NPS for steady, long-term retirement wealth.

NPS, mutual funds, PPF or FDs: Choose the option that works best for you

A practical guide to understanding which option fits your goals, risk and retirement timeline.

National Pension System: Why NPS should be a key investment for retirement

A predictable, low-cost and tax-efficient way to build long-term wealth.

From bank nominations to credit card fees: All about key financial changes taking effect from November 1

From multiple nominations for bank deposits to revised SBI Card charges and fresh deadlines for pensioners, the new month brings a flurry of updates that every consumer should be aware of.

Active vs auto in NPS: What to choose at 25, 35, 45, 55

Clear equity bands for each decade so you don’t second-guess.

Picking an NPS plan just got easier—labels now match risk

Now the names actually tell you the risk and equity mix—so choosing a plan feels human, not homework.

NPS vs PPF for long-term goals: which should you pick and why

A simple guide to choosing between two of India’s most popular long-term savings plans

PFRDA says planning inflation-linked NPS products to protect retirees’ returns

NPS to offer same tax benefits to new inflation-protected payouts; 100% equity option already available

NPS gets a makeover: Multiple schemes, 100% equity option now live from October 1

The most striking update is the 100% equity option. Under the high-risk variant, pension funds can now allocate the full investment amount to equities for subscribers with a long-term horizon and higher risk appetite.

Govt extends deadline to opt for Unified Pension Scheme till November 30

Extension comes after stakeholders sought more time in light of recent changes including switch option, retirement benefits, and tax exemptions

Countdown to Sep 30: What every central govt employee must know before choosing UPS over NPS

September 30 is the last date to switch to UPS, which promises assured pension as against NPS that offers market-linked returns.

PFRDA may cut mandatory annuitisation to 20%, allow systematic redemption for NPS corpus up to Rs 12 lakh

Subscribers with accumulated corpus of up to Rs 12 lakh at the time of regular exit could be permitted to make a lump-sum withdrawal of 50 percent of the corpus or Rs 6 lakh, whichever is higher, and for the balance amount, opt for systematic unit redemption or purchase annuities or a combination of both.

PFRDA to allow 100% equity exposure to NPS subscribers under a new framework

The pension regulator to introduce multiple scheme framework (MSF) to offer greater flexibility, more choices to pension fund managers and NPS subscribers

Employees entitled to assured payout on pro-rata basis on VRS after 20 years service or more: Govt

In case of death of a subscriber after taking VRS but before start of assured payout, legally wedded spouse shall be granted family payout from the date of death of the subscriber, it said.

UPS to NPS switch: Central govt launches one-time switch option for UPS to NPS

The rules govern service-related matters and benefits of Central govt employees who choose the UPS as an option under National Pension System.

Why joining NPS early can secure a bigger retirement corpus

The National Pension System has tax relief and the advantage of compounding, but it is early start that puts the difference to use

D-Remit and NPS: How the feature helps you invest faster and smarter

National Pension System subscribers can get same-day NAV credit via D-Remit, making retirement investment quicker and easier.

Key watchouts in September 2025: ITR, NPS-UPS Switch, SBI card changes and more

Be it tax returns and pension scheme switches to credit card reward alterations and fixed deposit closures, here's a summary of the major watchouts this month.

No proposal under consideration for restoration of Old Pension Scheme: FM Sitharaman 

In a reply in the Lok Sabha, Sitharaman said that the government had moved away from OPS due to its unsustainable fiscal liability on the government exchequer.