Net Interest Margins (nims)

Public sector lenders have shown more resilience than their private peers in thwarting erosion in profitability.

Cholamandalam Investment’s total borrowing may remain in range of Rs 1.15-1.18 lakh cr in Q2, says CFO Arul Selvan

The company is expecting new business to constitute around 15 percent of the overall book in the next two years, Selvan added.

Expect Rs 650-700 cr recoveries in Q3: United Bank of India

Discussing the second quarter numbers in details, Managing Director Pawan Kumar Bajaj of United Bank of India said the quarter gone by saw improvement in recoveries and expect them to improve further in quarters ahead.

See loan book doubling in next 3-4 years: DCB Bank

The growth momentum of the bank will continue to be supported by stable asset quality and branch expansions, said Murali M Natrajan, MD & CEO, DCB Bank, in an interview to CNBC-TV18.

See muted credit growth; asset quality to improve: BoB

Speaking on the first quarter the performance and the outlook going forward Ranjan Dhawan, MD & CEO, Bank of Baroda told CNBC-TV18 that worst seems to be over in terms of asset quality and things will only improve from here on.

Eyeing takeover assets looking for refinance: Tourism Fin

The company is targeting FY16 sanctions at around 25 percent and disbursement at 40 percent, said SK Sangar, MD, Tourism Finance Corporation.

NII to remain constant on low borrowing cost: Muthoot Fin

Going forward, George Alexander Muthoot, MDof Muthoot Finance expects the net interest income (NII) number to be consistent and profits to be driven by assets under management (AUM).

Why ICICI Bank can fetch you double returns in four years

Moreover, with ICICI Bank‘s profitability having improved considerably over the past five years, BofA ML has a target price of Rs 2000 on it.

See NIMs above 4%; profits at 20% for FY14: J&K Bank

Mushtaq Ahmad, Chairman & CEO, Jammu & Kashmir Bank said the bank expects loan book to grow at 20-25 percent and profitability around 20 percent going forward.

Dena Bank eyes 15-16% growth in FY14; sees NIM at 2.75-3%

On credit growth side Dena Bank is targeting a growth of around 15-16 percent for FY14. They would mainly focus on retail and small medium enterprise (SME) lending to achieve this growth.

High provisioning in Q4 was a prudential step: GIC Housing

Warendra Sinha, MD, GIC Housing Finance expects the company to perform better going ahead.

Bullish on private banks; cautions on midcap IT: PN Vijay

PN Vijay, Portfolio Manager, www.askpnvijay.com feels improvement seen in India's macros has to be backed by good earnings from corporate India for the Nifty to breach above 6,000 levels.

Eyeing tier-II cities to drive growth: Repco Home Finance

R Varadarajan, MD, Repco Home Finance in an interview to CNBC-TV18 said the anchor book which was opened yesterday has been fully subscribed at the upper band of Rs 172 per share.

Q3 result review: BoB remains hold for Karvy & SBICap

Hatim Broachwala of Karvy told CNBC-TV18, the results of BoB were poor than expectations. The profits despite a lower tax rate were below expectations. Even on the asset quality front, the slippages were higher, he added.