National Savings Certificate

If rates are on the rise at this stage, investors must keep in mind that they will likely fall at some point of the seven-year tenure of the bonds.

Rate hike in small savings a reason for cheer, but more such moves unlikely in short term

The need to ensure effective monetary transmission and lack of fiscal space could keep small savings rates at current levels. Though small savings schemes serve as tools for resource mobilisation, there are signs the government may reduce its dependence on them

Govt keeps interest rates unchanged on small savings schemes for September quarter

The interest rate on small savings schemes has not been revised since the first quarter of 2020-21. The interest rate on small savings schemes has not been revised since the first quarter of 2020-21.

Govt keeps interest rates on small savings schemes unchanged for 3rd quarter of FY'22

Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to carry an annual interest rate of 7.1 per cent and 6.8 per cent, respectively.

Budget in a minute: What is National Savings Certificate?

Gaurav Choudhury, Deputy Executive Editor at Moneycontrol explains everything you need to know about the National Savings Scheme.

Managing Money with Moneycontrol | Insurance as a tax saving option

Personal finance expert, Amol Joshi, Founder of PlanRupee Investment Services, will help you find out how tax efficient is it to invest in insurance products.

Still undecided on tax saving? Here's the best option for you

Financial planners and experts seem to be in agreement that Equity Linked Savings Schemes (ELSS) is the best investment avenue under Section 80C of the Income Tax Act since it outscores other options in terms of liquidity and returns.

Govt cuts public provident fund rate from 8.7% to 8.1%

In a move that will hit the common man, the government today slashed interest rates payable on small savings including PPF and Kisan Vikas Patra (KVP) in a bid to align them closer to market rates.

How to choose fixed-income assets

Fixed income products like Public Provident Fund, Post Office Monthly Income Scheme, Senior Citizen‘s Savings Scheme, Employee Provident Fund, National Savings Certificate etc. have stood the test of times.

All you wanted to know about National Savings Certificates

NSCs was extremely popular in its earlier version among investors seeking long term investment who wanted their money to compound. Now there are two versions of the instrument to provide multiple opportunities for investor. Read this space to know about this instrument and know in which ways it is actually from other in the fixed income space.

Pension Plans offered by Mutual Fund Houses

When we talk about retirement, the few options that come to mind are PPF, NSC, FD etc. However, the pension funds offered by mutual fund houses rarely get a mention. Financial expert Renu Pothen put a light on the various Pension plans offered by MF houses that can make as a good option for investors who are looking to plan their golden years

How the changes in Small Savings Schemes benefits investors

Before investing in Small Savings Schemes it is very important to understand the recent changes brought in these instruments. Read this space to know how you can benefit from them.

Govt to raise small savings schemes rates from April 1

India will raise interest rates on small savings schemes and public provident fund with effect from April 1, a government statement said on Monday.

Fixed Deposit - How Taxation can affect your Returns?

Investors are moving towards debt instruments led by poor performance of equity market and lucrative returns offered by debt. Driven by current market situation, FDs has gained popularity in recent times. However what most investors neglect is the taxation aspect attached to it. Read this space to know how taxation can affects your FD returns

ELSS -A key for tax saving and long term financial planning

It is now possible to do both tax planning and long term financial planning together. An analysis by CRISIL suggests that if one is willing to take some risks, Equity Linked Savings Schemes (ELSS) offered by mutual funds provides an opportunity to generate attractive long term returns.