Interest Rate

Real rates matter more than nominal as they determine purchasing power and investment returns

Personal loan vs credit card: What serves you best in interest rate and borrowing?

Understanding the cost, flexibility, and repayment plan of your personal loan enables you to choose the borrowing options.

Best home loan interest rates in India – July 2025

Looking to buy your dream home? These are the top lenders offering the most competitive home loan interest rates in India right now.

Should you lock your FD before banks cut interest rates further?

With fixed deposit rates already beginning to fall, this may be the right time to secure higher returns.

India’s growth stays strong, but focusing inward key amid global risks

India’s economy grew 7.4% in Q4 FY25, aided by rate cuts and subdued inflation. Yet, global headwinds and sluggish private investment pose medium-term risks, calling for reforms and stronger domestic growth engines. The RBI’s repo and CRR cuts are well-timed responses

The RBI has acted. Now the emotional economics must kick in.

When the central bank does its bit, the rest of the system must respond. So far, the response has been cautious, patchy and uncertain

Lost in transmission

Personal credit will still be the key to a credit boom if it happens, especially after the RBI backtracked on some of the tough regulatory measures that had stymied gold loans and lending to NBFCs earlier. But all of this depends on how much and how quickly rate cuts transmit through the credit system, which remains a moot question

Monetary Blitzkrieg: RBI couples 50bps monetary easing with structural liquidity support

The Reserve Bank of India unleashed a powerful monetary stimulus, slashing the repo rate by 50bps and CRR by 100bps, while shifting its stance to "neutral." This aggressive move aims to ensure robust liquidity and faster policy transmission amid moderating inflation and steady growth.

SBI passes on RBI rate cut benefit to borrowers, reduces interest rate by 25 bps

With the latest round of reduction, the Repo Linked Lending Rate (RLLR) of SBI would come down by 25 basis points to 8.25 per cent.

Trump tariff, Fed stance, DeepSeek: The CEO of this global investment research company breaks it down

Morningstar’s Kunal Kapoor thinks the biggest wild card for global markets over the next few months is Donald Trump’s tariff plan, which has the potential to ripple across most markets and sectors.

Moneycontrol Pro Panorama | As inflation cools, will the RBI cut rates faster?

In Moneycontrol's Pro Panorama February 13 edition: Apollo Tyres look toward a better road ahead, drop in inflation numbers could lead to next rate cut, are banks toeing the regulatory line, rise in consumption can catalyse investment, and more

Bet on consumption demand, not rate cuts, to catalyse investment

Interest rate changes by RBI work mostly through credit channels in a bank-dominated financial system. Experience over the last six years suggest factors other than interest rate have had a dominant influence over lending. On balance, it appears a sustained increase in consumption may be more likely to trigger private investment revival

Oil & Gas industry to benefit from lower interest rate environment, boost exploration investment

The repo rate signals a supportive approach toward sustaining economic growth, said Pankaj Kalra, CEO of Essar Oil and Gas Exploration and Production Limited.

What to expect Post-Fed: Between Powell’s playbook, FII exodus, and the Budget balancing act, markets may go nowhere

The Federal Reserve’s “patient” approach to effecting rate cuts may keep FIIs selling in Indian markets at a time when earnings growth and valuations provide little comfort

Is Now the Best Time to Buy your Dream Home? | Housing Market Insights & Rate Cuts Explained

Will lower rates make home loans more affordable, or are there risks to consider? In this episode of Realty Returns we discussed with Niranjan Hiranandani, Chairman-Hiranandani Group and Naredco & Ravi Shankar Singh, Managing Director, Residential Transaction Services, Colliers India how upcoming changes could affect the housing market, what buyers need to know, and how to make the best decision in uncertain times. Stay tuned for expert insights and tips to navigate the property market in 2025!

Rate cut is around the corner, RBI's easing cycle to begin in February: Crisil

The main roadblock for rates, which was food inflation, is expected to ease, wrote the analysts

Retrospect your debt patterns to improve your credit score in 2025

As the new year begins, focusing on improving your credit score can enhance financial opportunities. By reviewing reports, paying on time, diversifying credit, and setting goals, you can strengthen your financial profile and unlock better interest rates and loans 

Overseas bond issuance bounces back after 2 years on rising demand from foreign investors

In 2022 and 2023, most Indian issuers were constrained from tapping the overseas market due to rising interest rates, as central banks tried to contain inflation

MPC balances prudence and practicality amid divergent growth inflation dynamics

If no new risks emerge that derail the moderation in inflation to the projected 4.0% by Q2 FY2026, a repo cut in February 2025 could very well be on the table.

Status quo on rates for now, but CRR cut will keep financial conditions supportive for growth

The infusion of durable liquidity, via the CRR cut, will help avoid any persistent liquidity squeeze, in turn giving MPC the time to assess the strength of the economic growth momentum and inflation pressures

Moneycontrol Pro Panorama| Das pours liquidity for cheer

For Moneycontrol's Pro Panorama December 6 edition: RBI's liquidity-easing step in interest rate status quo, Indian equities' near-term risks continue, MapmyIndia's next move decoded, Europe's crises spill over onto Indian equities, and more

No rate cut from RBI, but liquidity-easing step will keep rates low

Central bank lowers growth estimate for FY25; inflation estimate revised upwards

The economic warning shot from a close US ally - South Korea

South Korea ought to be well-positioned for Trump. But growth is going through a soft patch and officials worry about a new trade war

Gold loan for ₹3 lakh: Costs, interest rates, and repayment guide

Taking a gold loan of ₹3 lakh involves costs like interest, processing fees, and other charges. Compare lenders, negotiate fees, and choose shorter tenures to minimize expenses.

Economists warn against RBI cutting interest rates amid high inflation

The discussion comes ahead of RBI’s December monetary policy meeting, where all eyes will be on Governor Shaktikanta Das's next move