Finances

Saving money isn’t about depriving yourself—it’s about building small, smart habits that quietly grow your wealth. When practiced consistently, these simple changes can help you save thousands every year without feeling the pinch.

The no-buy challenge: hit pause on spending and reset your money mindset

Hit reset on your finances by taking a mindful break from non-essential spending and rediscovering control over your money.

Smart money habits: How to organise your finances for a stress-free life

Getting your finances in order isn’t just about saving more—it’s about creating clarity, control, and confidence in how you use your money every day.

Smart money moves for busy families

A quick, practical guide to get your finances in order without spending hours on spreadsheets.

Moving cities or countries? Here’s how to keep your finances on track

Moving to a new city or country is stressful enough—here’s how to keep your money matters steady during the transition.

When parents need care: Who bears the financial burden in India?

As caregiving needs rise, families are struggling to juggle love, duty, and spending

How to recover from credit card delinquency and protect your finances

Late payments on your credit cards hurt your bottom line, but there are steps you can take to regain control.

Handling EMIs smartly: Staying debt-free and financially fit

Wise ways to handle EMIs without compromising your peace of mind and credit.

Managing money with an irregular income: How to plan your finances and reach your goals

Smart strategies to create stability, stay on track, and avoid stress when your income isn’t fixed

Smart ways to increase your credit limit without harming your finances

Deserve more credit? This is how you can raise it responsibly without damaging your credit record.

How much do states earn from liquor taxes?

Moneycontrol analysis shows that the average excise duty to own tax revenue ratio for 19 of the largest states and UTs is expected to be 13.7% in FY25

LIVE | International Women’s Day: Divorce anxieties that can cripple your finances

International Women’s Day: A breakdown in a marriage is traumatic enough for a couple. Additionally, women might find themselves financially stranded, especially if they are homemakers or dependent on their husbands for investment decisions. Mrin Agarwal, Founder of Finsafe- a firm that specialises in spreading financial literacy, especially among women- explains how things can go wrong for women during separation and what can they do about it. Watch.

PM Modi cautions against 'irresponsible' financial policies

Modi made these remarks in an interview to PTI late last week while answering a question about the global debt crisis — which, he noted, is "a matter of great concern for the world, especially (for) developing countries".

Pandemic, loan waivers, slowing growth increase states’ debt. Find out those with high burden

States’ finances have been under the spotlight amid an ongoing debate on freebies.

MC Explains | Indian municipalities and their finances

A recently released RBI report shows that nearly all the municipal corporations in India are struggling financially and highly dependent on support from state and central governments.

After the tech sell-off: will growth investors keep the faith?

While some see the sell-off in growth stocks as an attractive entry point, not everyone is jumping in headfirst

MP Karti Chidambaram writes to SFIO, seeks probe on Byju's

His letter to the SFIO comes at a time when the world's most valuable edtech startup is muddled with issues including alleged mis-selling of various courses, delayed fundraises, and is thus cutting costs.

RBI is getting its way on rates. But for how long?

The RBI has given way to the exigencies of the government and politics before. Will it do so again?

Women, now's the time to take charge of your finances, investments

It is not difficult at all. You can do a formal course in finance and investing from a university, there are podcasts, books and videos–pick whatever works for you and get started

GST woes: Debt to meet compensation gap on states' balance sheet might limit borrowing capacity in future

The Fiscal Responsibility and Budget Management committee had suggested bringing down the general government debt-to-GDP ratio to 60 percent by 2023. The calculation included 40 percent for the central debt and 20 percent for states' debt.

Uttar Pradesh July revenues return to 2019 levels, hint at stabilising of finances: Report

As per central government officials, while budgetary estimates will be recalibrated to adjust for COVID-19, it would be up to state governments to “earn at least as much as last year's levels.”

States unlikely to allow restructuring of GST rates for next 6-7 months

Finance Secretary Ajay Bhushan Pandey earlier this week informed the Parliamentary Standing Committee on Finance that the government is in no position to pay the GST share of states in keeping with the current revenue sharing formula

Coronavirus impact | 21 states stare at a collective revenue loss of around Rs 9.71 lakh crore in April alone

Some amount of revenue did accrue to the state government under the head of SGST (40 percent), state VAT (30 percent), tax and duty on electricity (10 percent) and own non-tax revenue (10 percent), according to the report

Women’s Day 2019 | How to tame your investing fears and take the lead in money management

Aakansha Malia, a post-graduate about to start on a job is worked up about managing money. Here's what three women who independently handle their finances have to tell her.

Money Money Money: Cultivating holistic approach to finance

Launched in 2009, Daan Utsav is celebrated every year between October 2 and October 8. The aim is to bring together Indians from all walks of life and social strata to celebrate giving. Gaurav Mashruwala tells us why we need a holistic approach to finances as well as the joy of giving.