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    External Benchmarking

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    • Banking wrap 2019: Top 5 changes for bank customers

      Let's take a look at the major changes in banking regulations

    • External benchmarking: No extension in deadline, teaser loans not welcome

      The banking regulator that has recently been entrusted with supervision of non-banking finance companies (NBFCs), is “studying” loan pricing methods in the sector, while no review is in the works as of now.

    • RBI's new loan pricing norm may put banks in a fix

      The external benchmarking mandate may lead to ALM risk in banks' books if they are unable to address the interest rate risk between floating rate loans and fixed rate deposits.

    • External benchmarking of loans to weigh on bank margins, asset-liability management

      ndian lenders, especially private, that have been reluctant to pass on the benefit of low policy rates to borrowers, will witness a contraction in their Net Interest Margins (NIMs) as borrowers migrate to the new rate regime.

    • External benchmarks: RBI rate mandate to make bank margin volatile, NBFCs to feel the heat

    • Explained: Will the new repo-linked loan rate increase or lower your interest cost?

      The RBI has made it compulsory for banks to link their new floating rate home, auto and MSME loans to an external benchmark from October 1 so that the borrowers can enjoy lower rate of interest.

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