Balance Transfer

A personal loan balance transfer allows you to switch lenders for lower interest rates and better terms, reducing your EMIs and saving on overall costs. Learn more about personal loan balance transfer before opting for one.

Credit Card Balance Transfer: Interest rates to fees, key factors to check

High-interest credit card debt can become a financial burden. A credit card balance transfer can help by moving your outstanding debt to a card with lower interest rates, reducing overall costs. However, it’s important to understand how the process works to make an informed decision.

Reeling under huge credit card debt? Here’s how balance transfer helps

Credit card balance transfer method is one of the many ways to reduce your credit card debt. But make sure you have the discipline to pay off your debt in time. But if the debt is too high, a credit counsellor is a better option.

Balance transfer: Assess the gains before shifting your home loan

If your existing lender does not offer lower rates, it may be advisable to transfer to a better financial institution offering attractive deals

Five ways to reduce your home loan interest payout

Choosing the right lender, and subsequently looking out for ways to reduce the burden of the home loan through lower interest rates, is crucial.

6 Hurdles you can face while transfering your home loan

Loan refinancing or balance transfer may appear lucrative on paper. But in reality it may turn out to be a nightmare.

Transferring your home loan? Tackle these ten things right

Home loan transfer may not be a cakewalk. Here are ten things that may spoil your dreams.

Is a home loan balance transfer your best option?

Home loan balance transfer surely saves some money. But do not go for a blind bet.

Rate cut by RBI should lead to cheaper home loans

It is time to keep the fingers crossed and expect your bank to reduce home loan rate of interest. However, if it does not, then scout for some balance transfer deals in the market.

Should you go for a balance transfer of your home loan

Balance transfer can help you save money if you do your calculations right.

Judicious use of credit card ensures financial freedom

Never ever delay payment of your credit card bill, always pay your credit card bill in full before the due date

Balance transfer - the way forward for home loan consumers

Balance transfer can help you save money on interest and at the same time allow you to raise additional money to retire high cost borrowings such as credit card debt and personal loans.

Time to wait as home loan rates may fall further

The rate cuts announced by banks and home loan companies are below expectations. It makes sense to wait for some time to get a sweeter deal on balance transfer

Is credit card balance transfer a good idea?

Credit card balance transfer does help save money in short term provided you pay off your credit card debt in the promotional low interest rate period. In most cases, the savings so made are wiped out due to inability to pay off the dues in time.

Shifting your loan? Here are some pointers!

A home loan transfer (also known as refinancing or balance transfer) is an option that most individuals opt for to avail the benefit from lower interest rates prevalent in the market.

Opting for a loan transfer? Here's how to go right

A home loan transfer (also known as refinancing or balance transfer) is an option that most individuals opt for to avail the benefit from lower interest rates prevalent in the market.