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Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.
Understanding an insurance provider's claim settlement ratio and solvency ratio is essential for making an informed decision while buying an insurance policy .
The committee had come across several cases of hardship faced by nominees / legal heirs while closing the accounts held by deceased deposit holders of banks. So, the BP Kanungo committee has recommended hassle-free settlement of claims in accounts of the deceased account holders.
Here’s a look at the most common reasons for delay in an insurance claim and quick ways to catalyse the whole process
Insurers allow you to intimate claims using their mobile applications
As time passes, term plans have started losing their simplicity. Now it comes in various versions where by insured may ask for a lump sum benefit or a distributed benefit for his nominees.
Any unforeseen circumstances such as fire or cancellation of the ceremonies can leave you financially and emotionally damaged.
A lot more than your lifetime savings go into building a house, and then making it a home.
Cashless claim facility reduces financial stress when a hospitalisation takes place. Here is all that one should know about cashless claim.
