With macros improving, Ram Sangapure ED, Punjab National Bank spoke to CNBC-TV18 about the chance of a rate cut from Reserve Bank of India.

Gyan Sangam was a morale booster for PSBs: Bankers

The two-day bankers' retreat Gyan Sangam saw banking officials conduct various seminars and group discussions on key issues such as ensuring greater autonomy for banks, improving risk management practices, their recapitalization needs, improve asset quality and curb black money among others.

Poor Q2 nos reflect higher provisions, NPAs: PNB

Punjab National Bank missed street expectations on all parameters in the second quarter ending September 2014 owing to higher employee provisions this quarter and worsening asset quality.

PNB cuts term deposit rates for up to 1 year to 8.5%

In an interview to CNBC-TV18, KR Kamath, CMD, PNB, said the liquidity available in the system is enough to meet credit demand, however the rate cut in retail deposits will depend on the credit rate pick-up.

After SBI, PNB likely to revise deposit rates in 15 days

The credit growth of PNB is around 13 percent currently and is expected to touch 15 percent by the end of FY15.

KFA case: Decoding implications of 'wilful defaulter' tag

United Bank has declared Kingfisher Airlines and its promoter Vijay Mallya as ‘wilful defaulter‘. The bank is in the process of sending formal notices to the company and will inform RBI as well.

Expect to catch up with industry loan growth next qtr: PNB

Rakesh Sethi, ED, Punjab National Bank says after the end of the second quarter, he had said that the worst is over for the bank. His expectations have come through and slippages fell from Rs 3,500 crore in Q1, to Rs 3,000 crore in Q2 to just Rs 1,505 crore this quarter.

Consolidation complete; will return to growth strategy: PNB

KR Kamath, CMD, Punjab National Bank expect loan recast pipeline to taper down going forward.

Cut interest rates to revive retail credit: PNB's Kamath

Punjab National Bank and Oriental Bank of Commerce on Tuesday cut interest rate on auto and consumer durable loans up to 2.50 percent to cash in on festive demand, a few days after government promises more funds to PSU banks.

Credit growth of 17-18% feasible for FY14: BoB's Mundra

According to SS Mundra, the RBI's move to inject more liquidity into the system by cutting the MSF rates does not indicate a long-term change its policy plan given the high inflation and the repo rate hike.

On verge of extinction, UP sugar mills send 'SoS' to govt

Sugar cane prices have increased 17 percent on average for the last three years, while sugar prices have been lower by nearly 10 percent year-on-year (YoY).

Hope to maintain margin at 3.5% going ahead: PNB

According to Rakesh Sethi, the term deposit of the bank is also growing at good 27 percent, whereas the credit growth is muted to an extent and therefore, it does not require more liquidity at the moment

Market pressures may drag NIM to 3.3%: Punjab National Bank

Punjab National Bank expects its net interest margins to contracts by nearly 10 bps on to 3.35 percent going forward as demand for interest cut from the market increases.

Recovery better; loans to steel, power still a concern: PNB

The state-owned Punjab National Bank hopes to see some improvement in recovery in quarter ended March despite continued pressure on loans given to the sector such as steel, power and mining,.

Kingfisher loan recall will be messy affair: BMR Advisors

Vivek Gupta, Partner at BMR Advisors clearly considers the entire situation to be messy. According to him, there will certainly be a hierarchy of demands once claims are made.

Bank recall will have serious impact on UB Group: HP Ranina

According to Supreme Court advocate HP Ranina this step will severely hit United Breweries Group because most KFA loans are guaranteed by them.

CDR rules to fortify banks, cut project-risk: India Ratings

Ananda Bhoumik of India Ratings says that the new debt restructuring norms announced by the RBI will strengthen the lending and risk-management processes in the banking sector. He adds, in an interview to CNBC-TV18, that the new rules will also reduce the risk in projects for industry.

Hope to maintain NIM guidance of 3.52 % for FY13: PNB

Country's second largest public sector lender Punjab National Bank (PNB) surprised the street with its third quarter earnings.

Banks can perform only if economy improves: PNB's Kamath

KR Kamath, CMD, Punjab National Bank (PNB) and chairman, Indian Banks Association (IBA) discusses the challenges in store for the banking sector with CNBC-TV18‘s Gopika Gopakumar at the sidelines of Bancon 2012- an annual event that showcases the best and the brightest minds in the banking industry.

Bad assets not from any particular sector: PNB

Punjab National Bank's second quarter (July-September) net profit fell nearly 12% year-or-year to Rs 1,066 crore in 2012-13. Provisions against bad loans dented its profit margin. In an interview with CNBC-TV18, KR Kamath, chairman and managing director, Punjab National Bank pointed out that NPAs were well spread across sectors.

Focus on retail lending to help revive credit growth: PNB

In an interview to CNBC-TV18, KR Kamath, chairman, Punjab National Bank says the bank is concentrating on the retail. “We are looking at now housing, auto loans and consumer durables. If they get a push, they will also indirectly support a lot of industries," he adds.

See stress on banks' credit profiles; PSUs risky: Experts

Ananda Bhoumik of India Ratings & Research however, does not feel that there is a likelihood of a ratings downgrade of banks at this stage. He acknowledges the fact that asset quality problems mainly persist with mid-sized public sector banks and believes Canara Bank is going through a turbulent phase at the moment.

Will new discom package mean higher provisioning for banks?

Shares of public sector banks and power generation companies have been running up in the past week on hopes that the cabinet is close to agreeing on a package to clean up the losses of State Electricity Boards (SEBs) or power discoms.

India Factoring: the way to get SME credit beyond banks

The role of a factoring business is yet to gain ground in India wherein small and medium enterprises (SMEs) struggle to get funding support from banks on concern of asset quality. At a little higher cost of funds, a factoring company can well be the liquidity generator to scoot the SME growth engine.

NIMs seen at 3.5% by end of FY13, says PNB

In an interview with CNBC-TV18, Rakesh Sethi, ED of Punjab National Bank said they will review lending rates when deposit rates come down. According to him, asset quality will remain under pressure due to weak macros