Choosing the right annuity can give you peace of mind — and help your spouse stay financially secure while keeping inflation in check
A simple guide to choosing between two of India’s most popular long-term savings plans
Annual fees, cashback, points, and perks — here’s how to check if your cards are actually making you money or quietly costing you.
A plain, practical guide to keeping fees low and rewards high when you travel.
It pays to know your costs as an investor. Some are loaded upfront and transparent while several are hidden
As per the revised norms, members will now be able withdraw up to 75% of their PF balance at any time but 25% will remain locked as a minimum retirement buffer.
Financial issues are a core contributor to marital dissolution
The employers are mandated to file the ECR by the 15th of every month. The Employees’ Provident Fund Organisation (EPFO) has launched a revamped Electronic Challan-cum-Return (ECR) system, which is applicable starting from the wage month of September 2025, a labour ministry statement said.
Multi-asset and balanced hybrids add meaningfully; balanced advantage steady; equity savings holds; arbitrage flips to modest outflow
Equity funds continued to attract investments with inflows of Rs 30,422 crore in September, slightly down from Rs 33,430 crore in August, a drop of about 9%.
Buying a house is exciting, but missing a few key checks could turn your dream home into a financial nightmare
In many households, parents assume that all their children—sons and daughters—will automatically inherit equally.
Understanding how GST rate reductions impact prices can help buyers make smarter spending decisions.
Leveraging property value can be a powerful way to meet financial needs — if you know how to get the best deal.
With UPI integration, gold loans are becoming quicker, simpler, and more accessible than ever before.
Passing on your mutual fund units to family or friends doesn’t always need a demat account—here’s how you can do it seamlessly.
Even small delays in payments can affect your credit health, but the extent depends on several factors.
Check the latest gold rates in India’s top 10 metro cities as on 18 September 2025. Get 22K and 24K gold prices per gram and per 8 grams in Delhi, Mumbai, Chennai, Hyderabad, Bangalore, Jaipur, Kolkata, Pune, Ahmedabad, and Lucknow.
Moneycontrol’s Ask Wallet-wise initiative offers expert advice on matters related to personal finance and money-related queries
What are the determining factors in a PE ratio
Under the new structure, customers of metro and urban branches need to maintain a minimum average balance of Rs 50,000. For rural branches, it is Rs 10,000.
When buying property from an NRI, TDS rules differ significantly from those for resident sellers. If the property has been held for more than two years, it qualifies as a long-term capital asset, and the buyer must deduct 12.5% of capital gain as TDS, plus surcharge and cess.
In the case of jewellery received before 2001 either the cost of acquisition to the previous owner or the fair market value (FMV) as on 1st April 2001, whichever is higher can be considered.
Claiming legitimate expenses can reduce your taxable income and boost savings
