By insuring and protecting our homes and belongings, cars and health, we can remain equipped to face any situation.
While a part of the weakness in results is transitory in nature, higher costs owing to employee benefits could be a new normal in R&D intensive industry.
The idea of buy on dips is not a bad one. But when used to buy momentum stocks on small corrections leads to a disaster.
Only a fund with a relatively smaller corpus size can be quickly repositioned; a large fund will have the baggage of existing portfolio which should not be disturbed.
There are over 40 MFIs in the country who are in regular need for funds given the huge un-banked population in the country. A key ingredient for a successful micro finance lender is to be well capitalised and have ready access to low-cost funds.
Foreseeing increased energy demand in years to come, GAIL had entered into long-term contracts for importing US shale gas, which is scheduled for delivery from the beginning of next year.
Over the last five years, Indian companies seem to have taken a leaf out of Buffett playbook while rewarding shareholders.
Given the size of funds that is needed going forward, the government will have to look at various sources to raise money as retiree money might not be enough to meet the demand for funds.
We like the Nestle’s transformational story post the food safety crisis with respect to its key product in India – Maggi. Since then Nestle’s share in instant noodles space has crawled back to the range of 60 percent.
Unlike other instruments like PPF, NSC and Long term deposits, an ELSS is a long-term wealth creator due to its consistent equity exposure.
Markets, however, have remained robust despite the negative news flow as liquidity in the system from domestic investors helps bring stability despite selling by foreign players.
RBI might continue to intervene in the market to prevent appreciation that can cause incremental damage to the economy.
Here are the various features of top-up home loans and how they compare with other credit alternatives like personal loan, gold loan, credit card loans.
Prima facie, the IPO satisfies Warren Buffet’s cardinal principal of investing - a business that is easy to understand, has favourable long-term prospects and operated by honest and competent people.
The government slapped a hike of 2 percent on mid-size sedans, 5 percent on luxury cars and 7 percent on sport utility vehicles. These will be added to the 15 percent cess charged on such vehicles over and above the GST of 28 percent.
The Emergency is widely considered a dark chapter in Indian history. However, those defending it point to the positives including punctuality of the trains. But did they really run on time?
Government’s policy initiative to switch to cleaner fuels has made the sector grow exponentially in the last decade, and the demand-side boost provides significant tailwinds for gas retail companies.
'As a financial advisor, I tend to correlate everything I read to us, our lives and how we can ensure that we invest better to make our lives richer'.
With the exit of US Fed Vice Chair Stanley Fischer, it creates four vacancies in the 7-member board of governors in Federal Reserve and gives enough leeway to President Trump to work on his banking reforms.
At present, a company can hold 50 percent spectrum in a particular band and there is an overall cap on holding 33 percent spectrum.
On a more basic issue returning money to the shareholders at prices above the intrinsic value destroys shareholder value in the long-term.
To fill the massive gap of affordable housing in India, the government has come up with a spate of many initiatives.
While the current quarter is witnessing a speeding up of GST transition and restocking, improved ad spending is expected only in Q3 2017.
The average SIP size is Rs 3,250 and the month-wise collection through SIPs is just under Rs 5,000 crore per month now. It shows investors are walking in the right direction.
Balanced, MIPs, Equity Savings and Dynamic Allocation are categorized as Hybrid funds