NCDs - Odds and Evens unravelled!
All the investments have their share of advantages and disadvantages. While Non-Convertible debentures are an attractive instrument in current market where equities are giving negative returns, it is also important to know what are the potential risks involved. Read on to know the risk and return payoff of this financial asset.
What makes NCDs attractive during volatile market?
Non-Convertible Debenture can act as a safer option in uncertain times. With good rate of returns, low risk, and easy taxing policy makes this instrument very attractive among investors in current market. Read on to know the features of this product and how you can benefit from investing in it.
Know all about investing in Non-Convertible Debentures
Non - Convertible debentures are fixed income products that offer comparatively higher returns which are difficult to resist. Read on to know how NCDs work and what should be the criteria to judge the right one.
Lakshmi Vilas Bank revises interest rates
Lakshmi Vilas Bank has revised interest rates on domestic term deposits w.e.f. April 20, 2012.
Lock in to FDs now or find other alternatives
Rate cut by RBI will make FDs less valuable as banks flushed with liquidity will look forward to cutting the deposits rates. According to financial advisor Arjun Parthasarathy, investors should quickly lock on to FD rates now or look for other alternatives before interest rates are brought down.
Beware! Banks may be trying to fool you
Open any newspaper today and you are likely to be bombarded with many ads from banks soliciting you to invest in their Fixed Deposits.
Sundaram Finance hikes interest rates
Non banking finance company Sundaram Finance has increased the interest rates on one year deposits by 0.50 per cent.
Understanding the different types of risks
Considering the post 2008 market scenario, if there's one thing almost every investor knows, it's that there's no such thing as a free lunch. If you want gains from the markets, you're going to have to stomach volatility.
Latest fixed deposit rates offered by Saraswat Bank
Latest fixed deposit rates offered by Saraswat Bank.
Latest fixed deposit rates offered by SBI
Latest fixed deposit rates offered by State Bank of India.
Latest fixed deposit rates offered by Punjab National Bank
Latest fixed deposit rates offered by Punjab National Bank.
Latest fixed deposit rates offered by HDFC Bank
Latest fixed deposit rates offered by HDFC Bank
Think beyond tax while planning your investments
Many of us are so worried about the tax saving angle that we forget to look beyond it. There are many factors related to investments like its returns, risk, tenure, and periodicity which needs to be considered while planning investments. Financial advisor Raag Vamdatt discusses each of these factors for the better understanding of the investors
SBI hikes FD rates by up to 1% amid tight liquidity
Country’s largest lender SBI raised fixed deposit rates on select maturities by up to 1 percent, amid tight liquidity situation. The new rates would be effective from 28 March.
Do's and Don'ts of corporate fixed deposits
When it comes to investments, all of us would like to earn higher and secured returns. If you also belong to the same category, corporate Fixed Deposits (FDs) pose a good option in these times of high inflation and inflation FD rates.
Infra bonds may no longer be tax-deductible
If you were celebrating about some small tax saving gains due to the Union Budget, then you actually need to stop and see whether you will actually end up with some benefits at the end of the day, reckons financial advisor Arnav Pandya.
Fixed Deposit - How Taxation can affect your Returns?
Investors are moving towards debt instruments led by poor performance of equity market and lucrative returns offered by debt. Driven by current market situation, FDs has gained popularity in recent times. However what most investors neglect is the taxation aspect attached to it. Read this space to know how taxation can affects your FD returns
PPF & EPF - Safe instruments to save taxes and build wealth
Public provident fund (PPF) and Employee provident fund (EPF) are few of the best sources to invest towards retirement as they provide not just good returns but also tax benefits. Investors can look forward in earning good returns in a healthy way by investing in these instruments.
Be alert while investing in Fixed Income Option products
A lot of fixed income instruments cause investors trouble in terms of the understanding the maturity and reinvestment and one such is 'Fixed Income Options product'. Financial advisor Arnav Pandya has highlighted the factors to be considered while investing in such product.
ABC of Company Fixed Deposits
Apart from banks, even Non Banking Finance Companies (NBFCs) offer fixed deposits. So what is a company fixed deposit? How does it work? Is it safe? Read this space to know answer to all these questions on company FDs
Demystifying Tax Saving Infrastructure Bonds
March and July are the months to save taxes. So people who are earning usually get very active in these months for the same purpose. There are many viable options to save taxes; one such is investing in 'Tax Saving Infrastructure Bonds'. Read this space to know all about this financial instrument which has gained lot of popularity in recent times.
Inflation is down! Where should you invest?
In a low inflation rate scenario where the RBI is anticipated to cut interest rates, the question lies is that where should investor invest? Financial advisor Arjun Parthasarathy enlightens on how should an invest act with their fixed income instrument in current market.
Are infra bonds the best in fixed income space? Check out
Fixed income instruments are back in vogue with the interest rates reaching its peak. So what are the options available with the investors to park their money in instrument delivering fixed rate of interest? Read this space to know the wise investment in current markets.
Creating a vibrant fixed income portfolio
While building a portfolio a lot of focus is given to the equity part while a fixed income space relatively receives less attention. This often leaves some gaps in the portfolio. Financial advisor Arnav Pandya lists out various factors that needs to be considered while investing in fixed income instruments.
Some softening of rates seen till next Budget: Roongta
Though inflation is slightly subdued now but chances of that increasing again are high hence the maneuver room available to RBI is very limited.
