Credit policy and fixed income investments
With the RBI slashing Repo rates, there is renewed expectation that people will loosen their purse strings and invest. Be it extension of tax free bond, attractive FDs or FMPs, each product manufacturer is putting its best efforts to lure investors. Here are a few options you should consider in mind while falling for such attractive options.
What fixed income investors should look for
Fixed income investors should focus on long-term products, as they will benefit the most from interest rate cuts.
Stridhan: How does it benefit women?
Stridhan – As per Hindu Law, stridhan is whatever a women receives during her life time. Stridhan includes all movable, immovable property gifts etc received by women prior to marriage, at the time of marriage, during child birth and during her widowhood.
Budget 2013: Equities to outperform; buy gold ETFs, says Axis Direct
Nilesh Shah of Axis Direct explains, in his market analysis On CNBC-TV18, that he expects equities to outperform fixed income in 2013 and sees significant divergence in Q3 earnings.
Equities may correct on debt ceiling uncertainty: JP Morgan
Debt ceiling uncertainties will cloud US equities but corrections will be modest, says Andrew Economos of JP Morgan. Speaking to CNBC-TV18, he said fund outflow from fixed income will likely support equities and found concerns on early QE3 closure overrated.
Which is a better investment? Tax-Free Bonds or FDs
Investors are often seen confused when it comes to choosing between Tax free Bonds and Fixed Deposits. Choosing one between the two largely depends on investor‘s goal as pros and cons exist in both the products. Read this space to know what factors differentiate these two fixed income instruments to take better investment decision.
Continue investment in Public Provident Fund in 2013
Do invest in Postal Office Instruments like National Savings Certificate VIII issue, National Savings Certificates IX issue, Post Office Time Deposit Receipts, as well as in Senior Citizen Savings Scheme specially keeping in view the aspects connected with tax deduction under section 80C and also the rise in the interest rates.
Check out: Best options to invest in fixed income for 2013
As far as fixed income investments are concerned, interest rate movement and taxation laws applicable to each of these investments play very important roles.
Bond Investing - Things you should know
As the season of tax saving is nearing, the market will be filled with tax free instruments like bonds. However, before investing in these instruments there are several details that needs to be understood. Read this space to know some of the things that requires investor's attention before investing.
Expect 25bps CRR cut; bullish on income funds: HDFC MF
Shobhit Mehrotra of HDFC MF expects a 25 basis points cash reserve ratio or CRR cut from the central bank. Mehrotra is also bullish on income funds and is advising clients to invest in them.
Take-home salary set to get cut, more money to go to PF
A fresh decision by the Employees' Provident Fund Organisation (EPFO) is slated to slash the take-home salary of those in service. The EPFO has decided that Provident Fund of an employee will now not be deducted on just the basic salary, but will now be calculated on the gross income.
Bank FD or FMP: Which is better from taxation prespective?
In an interview to CNBC-TV18 personal finance expert Lovaii Navlakhi of International Money Matters explained the diffrence between Fixed Deposit (FD) and Fixed Maturity Plan (FMP).
Tax- Free Bonds vs. Bank Fixed Deposits - Where to invest?
When it comes to investing in Tax- Free Bonds, many investors prefer to compare it with most popular fixed income instrument - Bank fixed deposits. Financial expert Shiv Kukreja draws a comparison between these two investment products to enable investors to take better decision.
Investing in Fixed Deposits & their tax implications
With interest rates almost at the peak, FDs are offering good returns of up to 10 � 11%. Financial advisor Satkam Divya guides us about the pros and cons of fixed deposits and their tax implications.
Key parameters to review a Corporate Fixed Deposit
Corporate fixed deposits offers attractive interest rates and have gained a fancy among investors however the investors should also consider the risk attached to it. In order to take informed decision, financial advisor Umesh Rathi have listed down various parameters for the investors to review before venturing out in corporate fixed deposit.
State Development Loans-Risk is not well captured in yields
State Development Loans (SDL) are debt issued by state governments to fund their fiscal deficit. SDL issues are managed by the RBI, which also makes sure that the SDL's are serviced by monitoring escrow accounts for payment of interest and principal. Read this space to know more on this financial product
Are you an NRI & willing to invest? Here are options
As an NRI, you are a ‘sought after‘ person in India with everyone offering you many options to invest. There are real estate projects that are targeted primarily at NRIs and likewise many schemes in other product categories too.
Investing for tax saving? Choose your options wisely
Tax Planning is an integral element of personal finance. While investing, it is important to look at risk returns attached to any tax saving instrument. Read this space to know the key things on various tax saving instrument.
Impact of RBI Monetary Policy on Fixed Income Investments
Market-linked investments like Gilt Funds, Income Funds, NCDs etc share an inverse relationship with the interest rates. So a rise or cut of interest rates by RBI impacts their performance. Financial expert Shiv Kukreja enlightens on RBI monetary policy measures and its impact on fixed income investments.
Is Your PPF Maturing? Know Your Options
Is your Public Provident Fund maturing? Read this space to know what to do with your PPF account once it matures.
4 ways to make the most of your PPF
Public Provident Fund or PPF is a small cum tax saving scheme which aims at savings for the retirement. Get clear understanding of the most popular saving instrument in India and make the most of it. Read this space to know important things you need to know about PPF.
All you need to know about PPF Account
Public Provident Fund has remained the most popular saving instrument in India and almost every individual in the country has a PPF account. But do you really have total PPF knowledge? Read this space to know the important facts about your PPF account.
When is it okay to break my fixed deposit?
The market is flooded with investment products that yield good returns. But investors still prefer traditional options like bank FDs because of security and guaranteed returns. However when one has a pile of debt, is parking money in FD advisable? Read this space to know what financial advisor Sanjay Matai thinks of such situation.
Small ways to earn higher returns from Company Deposits
While there are many options to earn regular flow of income under Fixed Income space; one such are is still unexplored by investors is FDs offered by Companies. Accordingly to financial advisor Arnav Pandya, with right guidance and understanding of this instrument, investors can make most out of the opportunities available in this area.
Are FMPs better than bank FDs?
Quite often investors think Fixed Maturity Plans and Fixed Deposits are alike but there are some distinct differences. Pankaj Mathpal of Optima Money Managers explains.
