Shares of PB Fintech gained 2.07% to trade at Rs 1,830.90 in Monday's session. The stock is among the top gainers on Nifty Midcap 150.
On July 09, 2025, PB Fintech announced an update on the incorporation of a step down subsidiary in Dubai. Furthermore, the company announced closure of trading window on June 30, 2025.
Here's a look at PB Fintech's key financial data:
| Heading | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 1,089.57 Crore | Rs 1,010.49 Crore | Rs 1,167.23 Crore | Rs 1,291.62 Crore | Rs 1,507.87 Crore |
| Net Profit | Rs 60.66 Crore | Rs 59.85 Crore | Rs 50.57 Crore | Rs 71.60 Crore | Rs 170.88 Crore |
| EPS | 1.35 | 1.34 | 1.12 | 1.57 | 3.73 |
The company's revenue for the quarter-ending March 2025 stood at Rs 1,507.87 Crore, which is an increase compared to Rs 1,291.62 Crore in December 2024. The net profit for the quarter-ending March 2025 was Rs 170.88 Crore as compared to Rs 71.60 Crore in December 2024. The EPS stood at 3.73 for the quarter-ending March 2025.
| Heading | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | Rs 886.66 Crore | Rs 1,424.89 Crore | Rs 2,557.85 Crore | Rs 3,437.68 Crore | Rs 4,977.21 Crore |
| Net Profit | -150.24 Crore | -832.87 Crore | -487.77 Crore | Rs 66.43 Crore | Rs 352.90 Crore |
| EPS | -2,056.23 | -20.34 | -10.97 | 1.50 | 7.77 |
| BVPS | 87,304.61 | 120.39 | 121.85 | 130.24 | 140.06 |
| ROE | -7.54 | -15.39 | -8.89 | 1.14 | 5.48 |
| Debt to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
The company's revenue for the year-ending March 2025 stood at Rs 4,977.21 Crore, which is an increase of 44.79% compared to Rs 3,437.68 Crore in 2024. The net profit for the year-ending March 2025 was Rs 352.90 Crore as compared to Rs 66.43 Crore in 2024. The EPS stood at 7.77 for the year-ending March 2025.
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Sales | 153 | 110 | 134 | 103 | 123 |
| Other Income | 258 | 252 | 194 | 114 | 56 |
| Total Income | 411 | 362 | 328 | 217 | 179 |
| Total Expenditure | 396 | 317 | 402 | 516 | 150 |
| EBIT | 15 | 44 | -73 | -299 | 28 |
| Interest | 0 | 0 | 0 | 1 | 1 |
| Tax | 1 | 8 | 0 | 0 | 8 |
| Net Profit | 13 | 36 | -74 | -299 | 19 |
The sales stood at 153 for the year-ending March 2025, which is an increase compared to 110 in March 2024. The net profit stood at 13 for the year-ending March 2025 as compared to 36 in March 2024.
| Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | |
|---|---|---|---|---|---|
| Sales | 46 | 38 | 37 | 30 | 34 |
| Other Income | 63 | 65 | 67 | 62 | 63 |
| Total Income | 110 | 104 | 105 | 92 | 97 |
| Total Expenditure | 131 | 86 | 98 | 80 | 104 |
| EBIT | -21 | 18 | 6 | 11 | -6 |
| Interest | 0 | 0 | 0 | 0 | 0 |
| Tax | -5 | 4 | 0 | 1 | 8 |
| Net Profit | -15 | 13 | 5 | 9 | -14 |
The sales stood at 46 for the quarter-ending March 2025, which is an increase compared to 38 in December 2024. The net profit stood at -15 for the quarter-ending March 2025 as compared to 13 in December 2024.
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Operating Activities | -102 | 42 | -4 | -56 | 70 |
| Investing Activities | 315 | 95 | -179 | -3,748 | -1,282 |
| Financing Activities | -2 | -3 | -3 | 3,641 | 776 |
| Others | 0 | 0 | 0 | 0 | 0 |
| Net Cash Flow | 210 | 134 | -188 | -163 | -436 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Share Capital | 91 | 90 | 90 | 89 | 0 |
| Reserves & Surplus | 7,865 | 7,639 | 7,272 | 6,804 | 2,939 |
| Current Liabilities | 99 | 72 | 16 | 18 | 43 |
| Other Liabilities | 2 | 3 | 7 | 11 | 15 |
| Total Liabilities | 8,059 | 7,805 | 7,387 | 6,924 | 2,998 |
| Fixed Assets | 2 | 5 | 8 | 11 | 15 |
| Current Assets | 2,043 | 2,869 | 2,189 | 4,677 | 1,811 |
| Other Assets | 6,013 | 4,930 | 5,189 | 2,235 | 1,171 |
| Total Assets | 8,059 | 7,805 | 7,387 | 6,924 | 2,998 |
| Contingent Liabilities | 0 | 89 | 68 | 25 | 26 |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 0.30 | 0.81 | -1.67 | -7.32 | 260.14 |
| Diluted Eps (Rs.) | 0.29 | 0.78 | -1.67 | -7.32 | 256.96 |
| Book Value [Excl. Reval Reserve]/Share (Rs.) | 173.27 | 171.31 | 163.57 | 153.39 | 128,938.86 |
| Dividend/Share (Rs.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2 | 2 | 2 | 2 | 2 |
| Gross Profit Margin (%) | 2.69 | 43.69 | -51.82 | -286.09 | 28.30 |
| Operating Margin (%) | 0.56 | 40.92 | -54.61 | -289.86 | 25.22 |
| Net Profit Margin (%) | 8.77 | 32.81 | -55.28 | -290.43 | 15.40 |
| Return on Networth / Equity (%) | 0.16 | 0.46 | -1.00 | -4.34 | 0.64 |
| ROCE (%) | 0.01 | 0.58 | -0.99 | -4.33 | 1.05 |
| Return On Assets (%) | 0.16 | 0.46 | -1.00 | -4.32 | 0.63 |
| Current Ratio (X) | 20.53 | 39.48 | 133.00 | 258.19 | 41.95 |
| Quick Ratio (X) | 20.53 | 39.48 | 133.00 | 258.19 | 41.95 |
| Debt to Equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratios (X) | 14.79 | 77.73 | -77.50 | -257.05 | 21.82 |
| Asset Turnover Ratio (%) | 0.02 | 0.01 | 0.02 | 0.02 | 4.11 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 21.95 | -5.47 | 48.16 | 43.72 | 24.87 |
| 3 Yr CAGR Net Profit (%) | -78.80 | 37.98 | 175.93 | 335.37 | -36.22 |
| P/E (x) | 5299.17 | 1387.96 | -382.57 | -94.85 | 0.00 |
| P/B (x) | 9.17 | 6.56 | 3.91 | 4.52 | 0.00 |
| EV/EBITDA (x) | 17,490.09 | 1,041.70 | -406.59 | -94.56 | 0.00 |
| P/S (x) | 475.68 | 459.76 | 214.36 | 301.97 | 0.00 |
Moneycontrol analysis, as of July 08 2025, suggests a bullish sentiment for the stock.
The stock is among the top gainers on Nifty Midcap 150.
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