SBI credit card update: New charges for card protection plan from September 16, 2025

Representative image

SBI Card has announced a major update for customers enrolled in its Card Protection Plan (CPP). Starting September 16, 2025, all existing CPP subscribers will be automatically shifted to the revised plan variants at the time of their policy renewal.

The card company said customers will be informed about the migration via SMS and email at least 24 hours before their renewal date.

Lower charges, new variants

According to the SBI Card website, the updated CPP variants will come at a lower cost compared to the previous plans. The migration will happen automatically, depending on each customer’s renewal due date.

The CPP offers three plan options — Classic, Premium, and Platinum. Benefits include:

One-call card blocking service

SIM card blocking

Emergency hotel and ticket assistance abroad

Fraud protection (up to ₹3 lakh, depending on variant)

Mobile wallet protection in case of device loss

Revised features as per the updated plans

SBI credit card update: New charges for card protection plan from September 16, 2025

Revised plan to be setup below

The Classic Lite plan, which earlier cost ₹1,199, will now be renewed under the Classic plan at ₹999. Customers on the Classic Plus plan (₹1,899) and Premium Plus plan (₹2,499) will move to the Premium plan priced at ₹1,499. Similarly, those holding the Platinum Plus plan (₹3,199) will be migrated to the Platinum plan at a reduced price of ₹1,999.

What is CPP?

CPP, or Card Protection Plan, is a comprehensive safety service that protects customers in case of card loss or theft. Apart from emergency support, it also safeguards against frauds such as phishing, tele-phishing, and PIN-based frauds. CPP India is a subsidiary of the UK-based CPP Group.

Why register your DL & passport?

Customers are advised to register their driving licence and passport numbers under the CPP service. In case of an emergency where these documents are not handy, customers can simply call the CPP helpline to retrieve the details.

Registration process

Once a customer pays the fee, CPP dispatches a welcome kit with a membership number. The registration form in the kit needs to be filled and returned, or customers can directly call the CPP helpline to register their cards and documents.