Personal Finance

Gold, silver hit fresh lifetime highs: Should you invest in precious metals this Dhanteras?

'Around Diwali, most people will purchase emotion-driven jewellery, but intelligent investors are moving towards digital gold and silver bars,' said one analyst.

How gold loans work and when they can be useful

Quick access to funds without selling your gold assets

Is employer annuity taxed as salary? Here’s how standard deduction applies

Pension received from an ex-employer is taxable under the “salaries” head and is eligible for standard deduction

Gold shines this Dhanteras with 55% annual return; here’s tracking its 5-year journey

Gold has delivered a staggering 55 percent return, outperforming major equity benchmarks such as the Nifty 50

The hidden charges on credit cards that you must watch out for

Credit cards offer convenience and rewards, but understanding their hidden fees is key to avoiding unexpected costs.

Term vs traditional life insurance: what’s the real difference?

Both protect your family, but how they work — and how much they cost — is very different.

EPFO new rules explained: Myths and facts about job loss withdrawals and revised timelines

Seventy-five percent of the amount can be withdrawn immediately after leaving the job, and the full amount can be withdrawn after being unemployed for one year

Car insurance: are pay-as-you-drive policies cheaper for low-mileage users?

New usage-based motor policies promise savings, but do they actually deliver for Indian drivers?

How global gold prices affect rates in India

Understanding global gold price movements is key to making informed decisions about buying, selling, or investing in gold.

What to do when insurers delay or reject claims — your rights as a user

Knowing the rules and your rights can make the difference between a payout and frustration.

A train ride could earn you Rs 14,000: Viral tweet on silver price gap sparks debate

Food creator Nalini’s viral post comparing silver prices in two cities highlights how wide regional gaps — and sharp public curiosity — are reshaping conversations around precious metal pricing.

Tips for first-time education loan borrowers in India

An education loan can open doors to better opportunities, but careful planning is key to managing it successfully.

How to compare riders and add-ons in health insurance without overspending

Extra cover can be useful, but not every rider is worth the premium you pay.

Should you buy a house in 2025 or continue renting?

With changing property prices and shifting lifestyles, deciding between buying and renting in 2025 requires a careful look at finances and priorities.

Silver ETF FoFs: Which mutual funds are accepting investments and which aren't

According to data available till October 14, 2025, at least seven major mutual fund houses have suspended fresh lumpsum investments and switch-ins in their Silver ETF FoFs.

Selling your old house? Here is how to choose between 20% tax with indexation or 12.5% without indexation to reduce capital gains liability

Benefit of indexation is available only for computing the final tax liability and not for other purposes, such as the amount to be invested for claiming exemptions or the amount of loss to be carried forward for set-off against income in subsequent years.

HDFC Mutual Fund temporarily restricts subscriptions in Silver ETF Fund of Fund

Amid volatility in silver prices; HDFC MF has restricted new lump-sum and systematic registrations capped at Rs1 lakh per PAN per day.

Dhanteras 2025: Tax guide for gold jewellery, coins, gold ETFs and SGBs

Gold ETFs and sovereign gold bonds offer tax-efficient alternatives to physical gold, providing portfolio diversification, tax benefits, and flexibility, making them attractive options for investors seeking gold exposure

Gold rates on October 15: Price of 24K, 22K, 20K, 18K and 14K gold inches higher across India

Prices firm up as festive buying and global risk keep bids strong.

Appointing a nominee for your residential property: A crucial step for Diwali homebuyers

Appointing a nominee for your residential property ensures smooth management and transfer of ownership in case of your demise preventing delays and disputes among heirs.

Save lakhs on home loans: Compare best rates from top banks

Top banks offer competitive home loan rates, with Canara Bank and Union Bank of India starting at 7.3 percent interest, while HDFC Bank starts at 7.4 percent interest for a 20-year loan tenure.

What happens if you miss your health insurance renewal?

A missed deadline can mean a lapse in cover, higher costs, and more paperwork than you’d like

How to calculate the right life insurance cover for your family’s needs

The right sum assured should secure your family’s future, not just sound like a big number.

Should you rely on employer health insurance or buy a separate policy?

Company cover feels convenient, but it may not be enough when you need it most.