A personal loan today is quick and convenient, but approval isn’t guaranteed. If your application gets rejected, understanding the reasons can help you improve your chances. Take corrective steps and reapply smarter to secure the funds you need.
Shares that are not accepted in the buyback remain in a dematerialised (demat) account and continue to face market risks
Investors should avoid over-allocating during sudden spikes and refrain from impulsive decisions driven by market momentum, says analyst.
Returns differ across bank categories, with small finance banks leading and larger banks offering comparatively lower rates
Income-tax laws do not prescribe any limit on the amount of gold an individual can legally own but keep details of source of acquisition handy
With tailored rewards and partner perks, these cards can often give you more value than a regular credit card
Petrol and diesel prices remain largely unchanged despite global crude volatility and ongoing domestic political considerations.
Not every failed or fraudulent transaction leads to a refund, and the difference usually comes down to what you did in that moment.
From fake apps to upfront fee frauds, here’s how loan scams work and what you should check before applying.
In retirement, earning returns is only part of the story. Managing taxes can make just as much difference, if not more.
Gold traded marginally higher on early April 17 trade, supported by a softer dollar and improving global risk sentiment.
A growing number of partnerships between airlines and banks are offering frequent travellers better rewards, faster upgrades and a more seamless travel experience.
A closer look at what’s inside your credit report and how each section affects your financial life.
It promises faster, PIN-free payments for small spends, but the trade-offs are easy to miss.
Before buying, it is important to choose a trusted platform that clearly shows buying and selling prices. Transparent pricing helps you understand the cost of investing and plan better
A gift deed can be challenged if the donor was of unsound mind at the time of making the gift or if the deed was obtained through coercion, fraud, or undue influence
Akshaya Tritiya is one of the most auspicious days to buy gold—but are you buying it the right way? From checking gold prices and making charges to BIS hallmark and GST, here are the most important things you must know before buying gold or silver this festive season. Make your investment smarter this Akshaya Tritiya.
Carrying forward balances can attract steep interest of up to 40 percent annually. Here’s how disciplined usage, lower utilisation, and timely repayments can help you break the cycle and stay credit healthy
Pre-booking gold, silver, or jewellery ahead of Akshaya Tritiya can be a practical option for consumers, especially in a market where precious metal prices remain volatile
Many borrowers have already paid the price for picking the wrong rate structure. With rates shifting again, here’s what you should do now.
A quick check can save you from a much bigger headache later, especially as digital account openings become faster and less visible.
High value spends and financial triggers can make ITR filing mandatory even below taxable income
A strong score isn’t enough if other parts of your finances don’t add up
Investors need to stay patient, invest gradually and focus on the long term rather than reacting to short-term market movements, say experts
The deductor must deduct and deposit TDS with the government and file the statement. The TDS certificate is then generated through the TRACES portal to ensure data consistency