The biggest claim mistakes happen before the claim: What to document from day one
Most claims get stuck not because the accident or illness was unclear, but because the paperwork trail was never built, and insurers only pay smoothly when your documents and disclosures tell one consistent story.
How to start investing in mutual funds: Account opening, KYC documents and commission explained
Invest in mutual funds with PAN, address proof, and bank account. Choose direct or regular plans, complete KYC, and start with Rs 500, considering your goals and fund type.
Personal loans for freelancers: What lenders check, what you’ll need, and how to apply without getting stuck
Freelancers can absolutely get personal loans, but the bank’s comfort comes from consistency, not job titles. If you package your income story well—bank credits, tax filings, and clean repayment history—you can improve both approval odds and pricing.
Lost your job? A month-by-month plan to protect your money and recover
Losing a job is both a financial shock and an emotional one. A clear, time-bound plan can help you protect cash, avoid panic decisions, and slowly rebuild confidence and income over the next year.
New Year, New Rules: Key banking, salary and tax changes kicking in From January 1, 2026
From faster credit score updates and stricter PAN-Aadhaar rules to pay commission changes, fuel price revisions and new tax forms, January 1, 2026 brings a host of regulatory shifts that will impact banking, salaries, farmers and household budgets. Here’s what’s changing and why it matters.
REITs vs a small rental flat: Which one makes more sense in 2026?
A rental flat feels tangible and familiar, but the numbers often disappoint after costs and vacancies. REITS can be easier to own and easier to exit, but they come with market volatility and less control. The better choice depends on what you want your real estate to do for you.
Missed a personal loan EMI? What to do next
Missing an EMI is stressful, but panic makes it worse. The first few days after a default matter more than most people realise—and the right steps can limit damage to your credit and finances.
8th Pay Commission: Will DA continue to rise without a reset?
Dearness allowance will be merged with the basic pay only after the implementation of the fitment factor by the 8th CPC, as this has been the standard practice across previous pay commissions.
Gold price today: Spot prices hold strong at $4,516 per ounce fueled by increased geopolitical tension; check rates in your city
The domestic futures price of gold on MCX closed the Friday session at Rs 1,37,838 per 10 grams of 24-Carat purity, up 0.04 percent from its previous close.
Silver price today: Futures hit all-time high of Rs 2.53 lakh/kg on MCX, spot price near $83; check rates in your city
So far in 2025, silver outshone gold, propelled by its designation as a critical U.S. mineral, supply constraints, and low inventories amid rising industrial and investment demand.
F&O loss in FY26? Here’s how you can adjust it against mutual fund gains
Although derivative transactions are squared off without delivery, they are treated as non-speculative business income under the Income-tax Act and are taxed under the head 'Profits and Gains of Business or Profession'.
2025 Wrap-Up: Smart ways to rebalance your portfolio for a strong start to 2026
Rebalance your portfolio for 2026: Review allocations, revisit risk appetite, rotate to quality, use debt strategically, strengthen global diversification, and prioritize tax efficiency for long-term growth.
Who does the market reward? Five pointers for the patient investor
Successful investing is not just about finding the right stocks or mutual fund schemes. It is also about having the right mix of understanding and behaviour
When a personal loan slips out of control and turns into an NPA
It doesn’t start with “default.” It starts with missed EMIs. But once you cross the 90-day mark, things get more official, more stressful, and harder to undo.
A no-fuss budgeting formula that can bring your money back under control
It won’t make you rich overnight, but this simple rule can bring order to messy money habits without spreadsheets, guilt or extreme cutbacks.
Working from home as a freelancer: Do you really need cyber insurance?
You don’t need to be a big company to have a cyber problem. For a freelancer, one hacked email or stolen laptop can mean lost income, angry clients, and weeks of cleanup.
Five corporate credit card mistakes that can quietly get employees into trouble
Corporate credit cards are meant to make work easier, but small lapses in judgment or process can quickly turn into financial, disciplinary and even legal trouble.
Silver hits all-time high of Rs 2.42 lakh per kg in futures trade on supply fears, Fed rate cut bets
Rising for the fifth consecutive day on MCX, silver futures for March 2026 delivery zoomed by Rs 18,210, or 8.14 per cent, to touch a new record of Rs 2,42,000 per kilogram, before settling at Rs 2,39,787 per kg on Friday.
Why ESOPs are landing MNC employees in tax trouble and how to report them correctly in ITR
Upon exercise and allotment, the employee acquires beneficial ownership of foreign equity shares. Such exercised ESOP shares are generally regarded as reportable foreign assets, irrespective of whether they are listed or unlisted, subject to lock-in, or yet to be sold
Budget 2026: Taxpayers want inflation-proof slabs, parity
Taxpayers want the Budget to make transition to new tax law simpler, slabs to be inflation-adjusted, deductions to be restored and easing of charitable trust rules
Why your credit card usage matters more than you think when applying for a loan
It’s not just missed payments that matter. Even routine credit card swipes shape how banks judge your ability to repay a loan.
PPF: How, why and when to invest, and who it works best for
The Public Provident Fund (PPF) may seem old-school in a world of trading apps and instant returns, but it remains one of India’s safest and most tax-efficient investment options.
In this video, we break down how PPF works, who it’s best for, and how young investors can use it as a long-term stability tool alongside equities and other growth assets. From interest rates and tax benefits to lock-in rules, withdrawals, loans, and maturity options, this explainer covers everything you need to know before investing in PPF.
If you’re building your financial foundation and want a reliable, government-backed investment that quietly compounds over time, this video is for you.
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How to invest in direct mutual funds for your child without overcomplicating it
You don’t need special “child plans” to build money for your child. A simple direct mutual fund, structured correctly, can do the job more efficiently.
Fire insurance in apartments: What your RWA covers, and what it doesn’t
Most societies realise they have fire insurance gaps only after something goes wrong. A little clarity now can save you ugly fights, delayed repairs and out-of-pocket bills later.
