Parents sending money to children on UPI: Simple transfer, not always simple on paper
What feels like a routine family transfer can raise tax questions and record gaps if you’re not careful.
UPI vs debit cards: Which one is actually safer for everyday spending?
Both feel routine now, but the way they handle risk is very different and that matters more than convenience.
Maxing out your credit card? Here’s how it quietly hurts your credit score
Using your full limit might feel normal, but it can signal risk to lenders and pull your score down faster than you expect
How Rs 20 lakh salary can turn tax-free under the new regime
Under the new tax regime, the absence of traditional deductions does not eliminate tax-saving opportunities, as a well-structured salary combining employer contributions and perquisites like car leasing can reduce tax burden
World Liver Day: Understanding the overlooked gaps in health insurance, from fatty liver coverage to transplant expenses
Advanced liver disease often requires long hospital stays, repeated diagnostics and, in severe cases, transplants costing tens of lakhs
Is It Advisable To Use A Loan To Repay An Existing Personal Loan? Key Factors You Need To Check
Taking a new personal loan to repay an existing one can offer temporary relief. However, without careful planning, it can lead to a cycle of debt and added costs. The key is to evaluate your repayment capacity and ensure the move genuinely improves your financial position.
Personal loan rejected? Here’s how to reapply smartly and get quick approval
A personal loan today is quick and convenient, but approval isn’t guaranteed. If your application gets rejected, understanding the reasons can help you improve your chances. Take corrective steps and reapply smarter to secure the funds you need.
How much can you gain from Wipro’s share buyback? A simple calculation for small investors
Shares that are not accepted in the buyback remain in a dematerialised (demat) account and continue to face market risks
Bitcoin tops $75.4K, slips to $74.8K amid easing geopolitical tensions
Investors should avoid over-allocating during sudden spikes and refrain from impulsive decisions driven by market momentum, says analyst.
Banks offering up to 8% on FDs: Check latest interest rates for 1-5-year tenures
Returns differ across bank categories, with small finance banks leading and larger banks offering comparatively lower rates
Going shopping on Akshaya Tritiya? Here’s how much gold you can legally hold at home
Income-tax laws do not prescribe any limit on the amount of gold an individual can legally own but keep details of source of acquisition handy
Spend smarter, save more: Why co-branded credit cards are gaining traction
With tailored rewards and partner perks, these cards can often give you more value than a regular credit card
Petrol, diesel prices today, April 17: Any change in fuel rates today? Check latest prices in Delhi, Mumbai, Kolkata, Chennai
Petrol and diesel prices remain largely unchanged despite global crude volatility and ongoing domestic political considerations.
Digital payment disputes: When your bank has to refund you and when it won’t
Not every failed or fraudulent transaction leads to a refund, and the difference usually comes down to what you did in that moment.
Personal loan scams are rising: The common tricks borrowers need to watch out for
From fake apps to upfront fee frauds, here’s how loan scams work and what you should check before applying.
How the wealthy can save nearly Rs 1 cr in taxes on a Rs 5 cr retirement corpus with smarter withdrawals
In retirement, earning returns is only part of the story. Managing taxes can make just as much difference, if not more.
Gold, Silver Rates Today (Apr. 17) - Live Updates: Gold declines 0.03% to Rs 1,53,108, silver 0.47% up on MCX; precious metals outlook
Gold traded marginally higher on early April 17 trade, supported by a softer dollar and improving global risk sentiment.
Frequent flyer perks on tap: How airline credit cards are changing travel for Indians
A growing number of partnerships between airlines and banks are offering frequent travellers better rewards, faster upgrades and a more seamless travel experience.
Confused by your credit report? Here’s how to read it
A closer look at what’s inside your credit report and how each section affects your financial life.
UPI Lite explained: When it actually helps and when it doesn’t
It promises faster, PIN-free payments for small spends, but the trade-offs are easy to miss.
Buying digital gold on Akshaya Tritiya? Points to keep in mind while buying digital gold
Before buying, it is important to choose a trusted platform that clearly shows buying and selling prices. Transparent pricing helps you understand the cost of investing and plan better
Can a daughter challenge mother’s registered gift deed?
A gift deed can be challenged if the donor was of unsound mind at the time of making the gift or if the deed was obtained through coercion, fraud, or undue influence
Buying Gold This Akshaya Tritiya? Don’t Make These Mistakes
Akshaya Tritiya is one of the most auspicious days to buy gold—but are you buying it the right way? From checking gold prices and making charges to BIS hallmark and GST, here are the most important things you must know before buying gold or silver this festive season. Make your investment smarter this Akshaya Tritiya.
Credit card trap: How to stop rolling over dues and build a strong credit score
Carrying forward balances can attract steep interest of up to 40 percent annually. Here’s how disciplined usage, lower utilisation, and timely repayments can help you break the cycle and stay credit healthy
Lock gold prices now, buy later: Smart move or hidden catch this Akshaya Tritiya?
Pre-booking gold, silver, or jewellery ahead of Akshaya Tritiya can be a practical option for consumers, especially in a market where precious metal prices remain volatile
