Moneycontrol
Last Updated : Feb 15, 2014 10:53 AM IST | Source: Moneycontrol.com

All you want to know about travel insurance

Travel insurance - Yes, you can purchase a travel insurance policy for only a part of stay in a place, but once the cover is over and in case your stay is extended then you will not be protected any more under the policy.


1. Can I purchase insurance for only part of the stay in a particular place?


Yes, you can purchase a travel insurance policy for only a part of stay in a place, in case your stay is extended then you will not be protected any more under the policy. (once the cover expires) 


2. When does the travel insurance cover begin?


 The coverage usually begins from the start date mentioned in the policy or when you leave for the overseas journey i.e the departure date as per the policy, whichever is later.


3. Can I extend my travel insurance policy?


You can extend your travel insurance policy. You need to contact insurance company or your agent from whom you have purchased the policy. An extra premium will need to paid and your policy will be extended.


4. What is duration of travel insurance policy?


The duration of travel insurance policy differs for various plans, but the minimum is as little as five days.


5. What are Schengen visa countries? Is it possible to take travel insurance for Schengen visa countries?


With Schengen visa you can travel to any or all the member countries. It is a group of 26 European countries using one single visa, and travel insurance is also mandatory for this. Two different Schengen visas that require travel insurance are:


The short stay visa is most common and issued for purpose of tourism, business, family or private visit or to get married.

Second one is transit visa which is for travelers going from one outside state to another and pass through the territories.

First Published on Feb 13, 2014 07:50 pm

tags #insurance

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