Last Updated : Dec 14, 2018 08:29 PM IST | Source:

Macro@Moneycontrol I New loan pricing regime

Gaurav Choudhury, Deputy Executive Editor, Moneycontrol shares his insights on the RBI's directive to banks regarding lending rates for retail loans.

Moneycontrol Video @moneycontrolcom

So far, banks have been using their own cost of funds or
internal benchmarks to determine lending rates for retail loans.
According to the latest RBI directive, banks will need

to use a different methodology to fix floating rates on retail loans.

How will this new formula for bank loan rates work and what
will be the implications of this new formula? Gaurav Choudhury, DeputyExecutive Editor, Moneycontrol shares his insights.
First Published on Dec 14, 2018 08:26 pm
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