HDFC Bank’s advances rise 5.4% YoY to Rs 26.4 lakh crore in Q4FY25; deposits up 15.8%

The bank’s current account-savings account (CASA) deposits increased 5.7 percent YoY to Rs 8.3 lakh crore.

HDFC Bank reported a 5.4 percent year-on-year (YoY) growth in total advances, reaching Rs 26.4 lakh crore in the January-March quarter of FY25, according to an exchange filing on March 3. Deposits saw a 15.8 percent YoY jump to ₹25.3 lakh crore during the same period.

The bank’s current account-savings account (CASA) deposits increased 5.7 percent YoY to Rs 8.3 lakh crore. Retail loans expanded by 9 percent, while commercial and rural banking loans surged 12.8 percent. However, corporate loans declined by 3.6 percent compared to the previous year.

Sequentially, gross advances rose 4 percent from Rs 25.4 lakh crore in the October-December quarter, while deposits increased 5.9 percent over the same period. The lender's average advances under management stood at Rs 26.95 lakh crore in Q4FY25, reflecting a 7.3 percent YoY growth.

As part of its strategic initiatives, HDFC Bank securitised or assigned loans worth Rs 107 lakh crore in Q4, bringing the year-to-date figure to percent 570 lakh crore.

The bank is set to announce its Q4FY25 financial results on April 19.