Shriram Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 21 (Category Avg - 65.77) | Modified Duration 0.07 Years (Category Avg - 0.15)| Yield to Maturity 5.70% (Category Avg - 5.96%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.94%
CD	40.99%	36.00%
T-Bills	21.29%	17.42%
NCD & Bonds	4.42%	4.10%
CP	11.84%	38.17%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	21.29%	18.35%
Low Risk	57.25%	78.11%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	248.19	10.24%	25.00 L
Bond - T-Bill	T-Bills	Other			149.73	6.18%	15.00 L
Bond - T-Bill	T-Bills	Other			148.35	6.12%	15.00 L
Bond - T-Bill	T-Bills	Other			148.04	6.11%	15.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	107.01	4.42%	10.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	99.47	4.10%	10.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	99.35	4.10%	10.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	99.27	4.10%	10.00 L
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	99.25	4.10%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	99.25	4.10%	10.00 L
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	99.20	4.09%	10.00 L
Bond - Mahindra & Mahindra Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	98.54	4.07%	10.00 L
Bond - T-Bill	T-Bills	Other			49.91	2.06%	5.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	49.98	2.06%	5.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.90	2.06%	5.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	49.72	2.05%	5.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.44	2.04%	5.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	49.39	2.04%	5.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	49.55	2.04%	5.00 L
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	39.75	1.64%	4.00 L
Bond - T-Bill	T-Bills	Other			19.98	0.82%	2.00 L