Shriram Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 18 (Category Avg - 67.95) | Modified Duration 0.08 Years (Category Avg - 0.11)| Yield to Maturity 5.69% (Category Avg - 5.79%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.06%
BRDS	0.00%	0.04%
CD	24.19%	26.62%
T-Bills	26.83%	17.47%
NCD & Bonds	31.66%	6.60%
CP	16.10%	44.48%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	26.83%	18.52%
Low Risk	71.95%	77.69%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	160.46	8.65%	15.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	160.41	8.65%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	159.34	8.59%	15.00 L
Bond - Bank Of Baroda	CD	Public sector bank	A1+	ICRA	149.74	8.07%	15.00 L
Bond - T-Bill	T-Bills	Other			149.78	8.07%	15.00 L
Bond - T-Bill	T-Bills	Other			149.62	8.06%	15.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	107.06	5.77%	10.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	99.95	5.39%	10.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	99.95	5.39%	10.00 L
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	99.67	5.37%	10.00 L
Bond - T-Bill	T-Bills	Other			99.22	5.35%	10.00 L
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	99.16	5.34%	10.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	49.98	2.69%	5.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	49.89	2.69%	5.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	49.69	2.68%	5.00 L
Bond - T-Bill	T-Bills	Other			49.72	2.68%	5.00 L
Bond - T-Bill	T-Bills	Other			49.46	2.67%	5.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	49.49	2.67%	5.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.08%
Net Receivables	Net Receivables	0.14%

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hunch
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17 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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32 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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The Fixed Income
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20 hrs ago

Power Your Savings with a Reliable PSU Bond NHPC Limited – 2029 Bonds are now listed on The Fixed Income ✔️ Coupon: 7.50% p.a. ✔️ Rating: India Ratings AAA Stable, ICRA AAA Stable ✔️ Tenor: 4 years (Maturity: Oct 06, 2029) ✔️ Secured | PSU Bond | High Return | Listed Invest in a high-grade PSU bond backed by government trust, offering steady and secure returns—ideal for investors seeking a safe, long-term investment solution. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhDb1pnPT0=/750-nhpc-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Power Your Savings with a Reliable PSU Bond NHPC Limited – 2029 Bonds are now listed on The Fixed Income ✔️ Coupon: 7.50% p.a. ✔️ Rating: India Ratings AAA Stable, ICRA AAA Stable ✔️ Tenor: 4 years (Maturity: Oct 06, 2029) ✔️ Secured | PSU Bond | High Return | Listed Invest in a high-grade PSU bond backed by government trust, offering steady and secure returns—ideal for investors seeking a safe, long-term investment solution. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dXhDb1pnPT0=/750-nhpc-limited-2029?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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83 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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83 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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89 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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