Nippon India Floater Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 110 (Category Avg - 56.50) | Modified Duration 2.63 Years (Category Avg - 2.22)| Yield to Maturity 6.92% (Category Avg - 6.88%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	28.53%	34.92%
CD	1.18%	2.40%
T-Bills	0.00%	0.64%
CP	0.00%	0.06%
NCD & Bonds	58.30%	51.22%
PTC	7.82%	3.65%

Category - Floater Fund

Security Type	% Weight	Category Average
Government Backed	28.53%	35.56%
Low Risk	67.30%	57.01%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Floater Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	2562.55	3.06%	25.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	2200.89	2.62%	2.10 k
Bond - Govt of India	GOI	Other			2135.43	2.55%	2.10 Cr
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	2026.49	2.42%	20.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	2007.53	2.39%	19.50 k
Bond - Sundaram Home Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	1939.45	2.31%	1.49 k
Bond - Govt of India	GOI	Other			1842.45	2.20%	1.75 Cr
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	1794.72	2.14%	1.80 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1778.38	2.12%	17.50 k
Bond - Govt of India	GOI	Other			1771.12	2.11%	1.75 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	1694.88	2.02%	1.61 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1503.86	1.79%	15.00 k
Bond - Govt of India	GOI	Other			1461.60	1.74%	1.40 Cr
Bond - Govt of India	GOI	Other			1458.38	1.74%	1.40 Cr
Bond - Toyota Financial Services India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	1269.03	1.51%	12.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	1268.82	1.51%	12.50 k
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	1268.67	1.51%	125.00
Bond - Radhakrishna Securitisation Trust	PTC	Ptc	AAA	CRISIL	1265.36	1.51%	125.00
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	1247.79	1.49%	0.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1222.23	1.46%	12.00 k
Bond - Govt of India	GOI	Other			1099.88	1.31%	1.10 Cr
Bond - Govt of India	GOI	Other			1073.02	1.28%	1.05 Cr
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	1065.70	1.27%	105.00
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	1026.52	1.22%	10.00 k
Bond - Toyota Financial Services India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	1017.07	1.21%	10.00 k
Bond - SMFG India Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	1012.25	1.21%	10.00 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1011.82	1.21%	10.00 k
Bond - Govt of India	GOI	Other			1017.01	1.21%	1.00 Cr
Bond - Govt of India	GOI	Other			996.56	1.19%	1.00 Cr
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	858.80	1.02%	8.50 k
Bond - Govt of India	GOI	Other			849.70	1.01%	83.36 L
Bond - Govt of India	GOI	Other			831.97	0.99%	79.37 L
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	820.69	0.98%	812.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	818.43	0.98%	8.00 k
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	799.94	0.95%	0.00 Cr
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	791.47	0.94%	750.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	763.17	0.91%	7.50 k
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	761.22	0.91%	7.50 k
Bond - India Universal Trust	PTC	Ptc	AAA	CRISIL	767.26	0.91%	0.00 Cr
Bond - Aditya Birla Capital Ltd.	NCD & Bonds	Life insurance	AAA	CRISIL	752.28	0.90%	7.50 k
Bond - JIO Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	752.06	0.90%	7.50 k
Bond - L&T Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	750.37	0.89%	7.50 k
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	748.81	0.89%	7.50 k
Bond - Govt of India	GOI	Other			723.46	0.86%	70.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	714.35	0.85%	7.00 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	689.40	0.82%	6.80 k
Bond - Govt of India	GOI	Other			640.30	0.76%	65.00 L
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	616.53	0.74%	6.00 k
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	609.31	0.73%	6.00 k
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	608.82	0.73%	600.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	598.77	0.71%	572.00
Bond - Govt of India	GOI	Other			577.09	0.69%	55.00 L
Bond - Govt of India	GOI	Other			548.21	0.65%	52.00 L
Bond - Govt of India	GOI	Other			533.80	0.64%	65.55 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	524.09	0.62%	500.00
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	514.74	0.61%	5.00 k
Bond - Jamnagar Utilities & Power Pvt. Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	512.34	0.61%	5.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	512.11	0.61%	5.00 k
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	511.24	0.61%	5.00 k
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	510.98	0.61%	5.00 k
Bond - Aditya Birla Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	509.04	0.61%	5.00 k
Bond - Nomura Fixed Income Securities Pvt. Ltd.	NCD & Bonds	Stockbroking & allied	INDAAA	FITCH	508.04	0.61%	5.00 k
Bond - Govt of India	GOI	Other			514.38	0.61%	50.00 L
Bond - Govt of India	GOI	Other			505.34	0.60%	50.00 L
Bond - Govt of India	GOI	Other			502.89	0.60%	50.00 L
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	506.37	0.60%	5.00 k
Bond - Nomura Capital (India) Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	INDAAA	FITCH	505.08	0.60%	5.00 k
Bond - Nomura Capital (India) Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	INDAAA	FITCH	502.87	0.60%	5.00 k
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	499.54	0.60%	5.00 k
Bond - Govt of India	GOI	Other			495.88	0.59%	62.95 L
Bond - Govt of India	GOI	Other			490.82	0.59%	48.86 L
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	494.84	0.59%	1.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	494.77	0.59%	1.00 k
Bond - Govt of India	GOI	Other			478.22	0.57%	47.68 L
Bond - Govt of India	GOI	Other			466.75	0.56%	45.00 L
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	451.40	0.54%	4.40 k
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	445.73	0.53%	4.40 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	425.65	0.51%	400.00
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	410.31	0.49%	4.00 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	409.99	0.49%	4.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	407.60	0.49%	4.00 k
Bond - Govt of India	GOI	Other			404.77	0.48%	40.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	358.61	0.43%	3.50 k
Bond - Govt of India	GOI	Other			355.94	0.42%	35.00 L
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	308.89	0.37%	3.00 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	305.31	0.36%	3.00 k
Bond - Govt of India	GOI	Other			304.96	0.36%	30.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	264.46	0.32%	250.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	257.13	0.31%	2.50 k
Bond - Nuclear Power Corporation of India Limited	NCD & Bonds	Power generation	LAAA	ICRA	256.05	0.31%	2.50 k
Bond - Govt of India	GOI	Other			261.82	0.31%	25.00 L
Bond - Govt of India	GOI	Other			261.82	0.31%	25.00 L
Bond - Govt of India	GOI	Other			258.52	0.31%	25.00 L
Bond - Govt of India	GOI	Other			254.32	0.30%	25.00 L
Bond - Govt of India	GOI	Other			253.36	0.30%	25.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	255.66	0.30%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	254.86	0.30%	2.50 k
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	252.50	0.30%	250.00
Bond - L&T Metro Rail (Hyderabad) Ltd.	NCD & Bonds	Civil construction	AAA	CRISIL	251.19	0.30%	2.50 k
Bond - Govt of India	GOI	Other			207.20	0.25%	20.00 L
Bond - Govt of India	GOI	Other			199.24	0.24%	19.92 L
Bond - India Universal Trust	PTC	Ptc	INDAAA	FITCH	151.57	0.18%	0.00 Cr
Bond - Tata Capital Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	113.22	0.13%	11.00
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	101.93	0.12%	100.00
Bond - Govt of India	GOI	Other			101.83	0.12%	10.00 L
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	99.89	0.12%	1.80 k
Bond - National Highways Infra Trust	NCD & Bonds	Road assets–toll, annuity, hybrid-annuity	CARE AAA	CARE	93.13	0.11%	1.80 k
Bond - Mangalore Refinery & Petrochemicals Ltd.	NCD & Bonds	Refineries & marketing	CARE AAA	CARE	69.98	0.08%	70.00
Bond - Govt of India	GOI	Other			59.40	0.07%	6.06 L
Bond - Govt of India	GOI	Other			11.12	0.01%	1.11 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.44%
TREPS	TREPS	1.43%
Net Receivables	Net Receivables	0.28%
Margin	Margin	0.02%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%
Interest Rate Swaps	Interest Rate Swaps	0.00%

Nippon India Floater Fund - Direct Plan - Growth

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

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