SBI Banking and PSU Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Latest (Updated on 30th Sep 2025)

Crisil Rank
(Updated on 30th Jun 2025)

Crisil Rank
(Updated on 31st Mar 2025)

Crisil Rank
(Updated on 31st Dec 2024)

Crisil Rank
(Updated on 30th Sep 2024)

Crisil Rank

Returns (NAV as on 02nd December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25-Nov-25	10002.20	0.02%	-	0.05%	20/22
1 Month	31-Oct-25	10039.40	0.39%	-	0.49%	21/22
3 Month	02-Sep-25	10190.50	1.91%	-	1.87%	9/22
6 Month	02-Jun-25	10219.80	2.20%	-	2.30%	14/22
YTD	01-Jan-25	10738.20	7.38%	-	7.22%	8/22
1 Year	02-Dec-24	10775.50	7.75%	7.75%	7.62%	10/22
2 Year	01-Dec-23	11643.80	16.44%	7.88%	7.88%	14/22
3 Year	02-Dec-22	12367.40	23.67%	7.33%	7.34%	13/21
5 Year	02-Dec-20	13053.40	30.53%	5.47%	5.80%	16/19
10 Year	02-Dec-15	19590.80	95.91%	6.95%	7.11%	12/17
Since Inception	09-Oct-09	32000.20	220.00%	7.46%	7.18%	10/21

Returns Calculator

SIP Returns (NAV as on 02nd December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	02-Dec-24	12000	12451.61	3.76 %	7.03 %
2 Year	01-Dec-23	24000	25934.91	8.06 %	7.64 %
3 Year	02-Dec-22	36000	40351.02	12.09 %	7.54 %
5 Year	02-Dec-20	60000	70963.41	18.27 %	6.64 %
10 Year	02-Dec-15	120000	169247.98	41.04 %	6.69 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.01%	0.36%	1.88%	2.18%	7.38%	7.75%	7.88%	7.33%	5.47%
Nifty 50	-0.18%	0.86%	5.14%	5.88%	9.90%	6.25%	13.17%	11.58%	14.61%
Benchmark: NIFTY Banking & PSU Debt Index A-II	0.00%	0.44%	1.64%	2.61%	7.10%	7.55%	7.76%	7.32%	5.66%
Category Average	0.00%	0.43%	1.83%	2.28%	7.22%	7.59%	7.87%	7.33%	5.80%
Category Rank	5/22	21/22	8/22	14/22	8/22	8/22	14/22	13/21	16/19
Best in Category	0.02%	0.69%	2.22%	2.88%	7.63%	8.00%	8.15%	7.62%	7.00%
Worst in Category	-0.02%	0.33%	1.48%	1.62%	6.63%	7.04%	7.47%	6.94%	5.21%

quartely results (NAV as on 03rd December, 2025)

Period

This Fund

Nifty 50

NIFTY Banking & PSU Debt Index A-II

Category Average

2025

7.4%

9.64%

6.14%

Q4 - 2025	1.11%	4.82%	--	0.59%
Q3 - 2025	1.00%	-3.64%	--	0.81%
Q2 - 2025	2.61%	10.15%	--	1.07%
Q1 - 2025	2.31%	-2.43%	--	1.56%

2024

7.57%

8.75%

6.56%

Q4 - 2024	1.35%	-8.34%	--	1.50%
Q3 - 2024	2.44%	6.91%	--	2.43%
Q2 - 2024	1.53%	7.48%	--	1.65%
Q1 - 2024	2.01%	3.31%	--	2.02%

2023

6.45%

19.48%

5.45%

Q4 - 2023	1.51%	11.33%	--	1.58%
Q3 - 2023	1.41%	1.07%	--	1.40%
Q2 - 2023	1.92%	10.29%	--	0.99%
Q1 - 2023	1.57%	-4.60%	--	1.55%

2022

2.87%

3.24%

2.84%

Q4 - 2022	1.55%	7.76%	--	1.56%
Q3 - 2022	0.98%	8.52%	--	1.32%
Q2 - 2022	-0.68%	-10.70%	--	-0.06%
Q1 - 2022	0.92%	-0.91%	--	0.56%

2021

2.5%

23.79%

2.78%

Q4 - 2021	0.49%	-1.02%	--	0.39%
Q3 - 2021	1.31%	12.36%	--	1.51%
Q2 - 2021	1.19%	5.75%	--	1.25%
Q1 - 2021	-0.48%	4.80%	--	0.06%

2020

10.34%

14.77%

7.9%

Q4 - 2020	2.60%	22.46%	--	1.04%
Q3 - 2020	0.78%	7.84%	--	1.11%
Q2 - 2020	4.15%	24.82%	--	3.81%
Q1 - 2020	2.26%	-29.43%	--	2.48%

2019

9.82%

11.53%

6.49%

Q4 - 2019	2.06%	7.12%	--	2.26%
Q3 - 2019	2.68%	-3.30%	--	2.77%
Q2 - 2019	2.15%	1.68%	--	1.69%
Q1 - 2019	2.45%	6.96%	--	2.57%

2018

7.28%

4.09%

4.9%

Q4 - 2018	2.49%	-1.32%	--	2.88%
Q3 - 2018	1.47%	3.29%	--	1.41%
Q2 - 2018	1.31%	4.36%	--	0.78%
Q1 - 2018	1.71%	-2.14%	--	1.73%

2017

6.39%

27.58%

4.48%

Q4 - 2017	1.31%	5.84%	--	0.82%
Q3 - 2017	1.57%	2.54%	--	1.68%
Q2 - 2017	1.74%	3.06%	--	1.96%
Q1 - 2017	1.62%	12.16%	--	1.40%

2016

8.3%

2.72%

7.2%

Q4 - 2016	1.83%	-6.39%	--	2.11%
Q3 - 2016	2.14%	3.40%	--	2.90%
Q2 - 2016	1.24%	7.45%	--	1.28%
Q1 - 2016	2.19%	-2.82%	--	2.17%

2015

8.7%

-4.08%

6.2%

Q4 - 2015	1.89%	-0.06%	--	1.58%
Q3 - 2015	2.30%	-5.96%	--	2.50%
Q2 - 2015	2.03%	-2.54%	--	1.53%
Q1 - 2015	2.24%	2.50%	--	2.37%

2014

9.96%

31.44%

7.38%

Q4 - 2014	2.35%	4.24%	--	2.48%
Q3 -	--	4.32%	--	--
Q2 - 2014	2.47%	13.25%	--	2.31%
Q1 - 2014	2.50%	6.39%	--	2.34%

Best Quarters

Period	This Fund	Nifty 50	NIFTY Banking & PSU Debt Index A-II	Category Average
Q2 - 2020	4.15%	24.82%	--	3.81%
Q2 - 2020	4.15%	24.82%	--	3.81%
Q3 - 2019	2.69%	-3.30%	--	2.77%

Worst Quarters

Period	This Fund	Nifty 50	NIFTY Banking & PSU Debt Index A-II	Category Average
Q1 - 2021	-0.48%	4.80%	--	0.06%
Q2 - 2022	-0.68%	-10.70%	--	-0.06%
Q2 - 2022	-0.47%	-10.70%	--	-0.06%