Bank of India ELSS Tax Saver - Eco Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : ELSS

Returns (NAV as on 03rd December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-Nov-25	9862.40	-1.38%	-	-0.99%	7/7
1 Month	03-Nov-25	9747.20	-2.53%	-	-0.54%	7/7
3 Month	03-Sep-25	10123.10	1.23%	-	2.71%	5/7
6 Month	03-Jun-25	10075.80	0.76%	-	4.34%	7/7
YTD	01-Jan-25	9527.80	-4.72%	-	3.06%	7/7
1 Year	03-Dec-24	9289.10	-7.11%	-7.11%	1.36%	7/7
2 Year	01-Dec-23	12493.10	24.93%	11.72%	14.95%	7/7
3 Year	02-Dec-22	15415.40	54.15%	15.49%	11.70%	3/7
5 Year	03-Dec-20	23507.10	135.07%	18.63%	15.22%	3/7
10 Year	03-Dec-15	45407.50	354.07%	16.32%	12.56%	1/7
Since Inception	25-Feb-09	172730.00	1627.30%	18.51%	15.25%	1/6

Returns Calculator

SIP Returns (NAV as on 03rd December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	03-Dec-24	12000	12252.69	2.11 %	3.91 %
2 Year	01-Dec-23	24000	24517.11	2.15 %	2.06 %
3 Year	02-Dec-22	36000	42536.94	18.16 %	11.12 %
5 Year	03-Dec-20	60000	85338.81	42.23 %	14.05 %
10 Year	03-Dec-15	120000	296026.23	146.69 %	17.19 %

SIP Calculator

Compare performance

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	-0.84%	-2.53%	1.23%	0.76%	-4.15%	-7.11%	11.72%	15.49%	18.63%
Nifty 50	-0.18%	0.86%	5.14%	5.88%	9.90%	6.25%	13.17%	11.58%	14.61%
Benchmark: BSE 500 TRI	0.00%	0.11%	4.28%	5.63%	7.41%	4.30%	15.48%	15.04%	18.10%
Category Average	-0.45%	-0.54%	2.71%	4.34%	3.06%	1.36%	14.95%	11.70%	15.22%
Category Rank	7/7	7/7	5/7	7/7	7/7	7/7	7/7	3/7	3/7
Best in Category	-0.30%	1.42%	5.59%	7.58%	7.36%	5.54%	18.74%	19.63%	21.40%
Worst in Category	-0.84%	-2.53%	0.68%	0.76%	-4.15%	-7.11%	11.72%	-15.60%	-1.98%

quartely results (NAV as on 03rd December, 2025)

Period

This Fund

Nifty 50

BSE 500 TRI

Category Average

2025

-4.72%

9.45%

3.02%

Q4 - 2025	1.15%	4.63%	--	0.99%
Q3 - 2025	-3.45%	-3.64%	--	-1.39%
Q2 - 2025	9.98%	10.15%	--	6.45%
Q1 - 2025	-10.71%	-2.43%	--	0.67%

2024

28.24%

8.75%

18.43%

Q4 - 2024	-4.87%	-8.34%	--	-2.33%
Q3 - 2024	1.02%	6.91%	--	4.07%
Q2 - 2024	12.81%	7.48%	--	9.64%
Q1 - 2024	9.03%	3.31%	--	2.45%

2023

34.69%

19.48%

26.77%

Q4 - 2023	14.31%	11.33%	--	9.35%
Q3 - 2023	10.54%	1.07%	--	4.24%
Q2 - 2023	12.10%	10.29%	--	8.17%
Q1 - 2023	-4.60%	-4.60%	--	-2.68%

2022

-0.97%

3.24%

3.46%

Q4 - 2022	4.06%	7.76%	--	0.88%
Q3 - 2022	13.90%	8.52%	--	6.48%
Q2 - 2022	-12.11%	-10.70%	--	-8.40%
Q1 - 2022	-5.49%	-0.91%	--	-0.95%

2021

39.6%

23.79%

34.87%

Q4 - 2021	2.70%	-1.02%	--	3.08%
Q3 - 2021	11.41%	12.36%	--	11.49%
Q2 - 2021	13.86%	5.75%	--	14.92%
Q1 - 2021	7.13%	4.80%	--	7.93%

2020

31.8%

14.77%

10.62%

Q4 - 2020	19.43%	22.46%	--	17.36%
Q3 - 2020	16.84%	7.84%	--	17.71%
Q2 - 2020	17.07%	24.82%	--	14.74%
Q1 - 2020	-18.75%	-29.43%	--	-18.85%

2019

15.77%

11.53%

10.89%

Q4 - 2019	7.32%	7.12%	--	6.72%
Q3 - 2019	1.32%	-3.30%	--	1.77%
Q2 - 2019	2.05%	1.68%	--	2.65%
Q1 - 2019	3.30%	6.96%	--	3.54%

2018

-15.73%

4.09%

-7.78%

Q4 - 2018	1.19%	-1.32%	--	1.35%
Q3 - 2018	-10.39%	3.29%	--	-10.39%
Q2 - 2018	-1.46%	4.36%	--	-8.63%
Q1 - 2018	-5.84%	-2.14%	--	-5.76%

2017

58.9%

27.58%

42.24%

Q4 - 2017	16.42%	5.84%	--	16.42%
Q3 - 2017	9.59%	2.54%	--	9.59%
Q2 - 2017	7.13%	3.06%	--	7.13%
Q1 - 2017	16.25%	12.16%	--	16.25%

2016

-1.14%

2.72%

7.89%

Q4 - 2016	-10.12%	-6.39%	--	-10.12%
Q3 - 2016	8.39%	3.40%	--	9.06%
Q2 - 2016	5.28%	7.45%	--	5.28%
Q1 - 2016	-5.98%	-2.82%	--	-5.98%

2015

2.13%

-4.08%

-1.07%

Q4 - 2015	-1.47%	-0.06%	--	-1.47%
Q3 - 2015	-0.59%	-5.96%	--	-0.59%
Q2 - 2015	-1.56%	-2.54%	--	-1.56%
Q1 - 2015	6.57%	2.50%	--	6.57%

2014

44.63%

31.44%

44.52%

Q4 - 2014	8.79%	4.24%	--	8.79%
Q3 -	--	4.32%	--	--
Q2 - 2014	17.57%	13.25%	--	17.57%
Q1 - 2014	6.65%	6.39%	--	6.65%

Best Quarters

Period	This Fund	Nifty 50	BSE 500 TRI	Category Average
Q4 - 2020	19.43%	22.46%	--	17.36%
Q3 - 2020	17.71%	7.84%	--	17.71%
Q2 - 2014	17.57%	13.25%	--	17.57%

Worst Quarters

Period	This Fund	Nifty 50	BSE 500 TRI	Category Average
Q1 - 2020	-18.75%	-29.43%	--	-18.85%
Q2 - 2022	-12.11%	-10.70%	--	-8.4%
Q1 - 2020	-18.85%	-29.43%	--	-18.85%