Franklin India Floating Rate Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Floater Fund

No of Debt Holding 12 (Category Avg - 57.75) | Modified Duration 1.63 Years (Category Avg - 2.25)| Yield to Maturity 6.87% (Category Avg - 6.93%)

Portfolio Summary (as on 31st Oct,2025)

Category - Floater Fund

Category - Floater Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			782.10	23.95%	75.00 L
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	255.25	7.82%	2.41 k
Bond - Govt of India	GOI	Other			255.14	7.81%	25.00 L
Bond - Govt of India	GOI	Other			252.09	7.72%	25.00 L
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	250.49	7.67%	2.36 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	226.01	6.92%	2.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	INDAAA	FITCH	216.01	6.62%	2.00 k
Bond - Govt of India	GOI	Other			208.49	6.39%	20.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	158.34	4.85%	150.00
Bond - Govt of India	GOI	Other			152.49	4.67%	15.00 L
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	103.83	3.18%	1.00 k
Bond - Govt of India	GOI	Other			8.17	0.25%	83.30 k