Baroda BNP Paribas Credit Risk Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Credit Risk Fund

Fund House : Baroda Pioneer Mutual Fund

Scheme Objective

To generate returns by investing in debt and money market instruments across the credit spectrum.

Scheme Details

Fund manager(s) – Gurvinder Singh Wasan , Vikram Pamnani
Launch date – 23-Jan-2015
Expense ratio – 1.61% as declared on 31-Aug-2025 (category average is 1.53%)
Benchmark - CRISIL Credit Risk Debt B-II Index

Min SIP amount - ₹500
Min investment amount (one time- first time) - ₹5000
Min investment amount (addtional purchase) - ₹1000
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Baroda BNP Paribas Credit Risk Fund - Regular Plan - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

192.05

0.00

0.00%

Aug - 2025	192.05	0.00%
Jul - 2025	191.53	0.00%
Jun - 2025	189.68	0.00%
May - 2025	178.43	0.00%
Apr - 2025	173.82	0.00%
Mar - 2025	173.49	0.00%
Feb - 2025	175.93	0.00%
Jan - 2025	169.08	0.00%

2024

169.17

0.00

0.00%

Dec - 2024	169.17	0.00	0.00%
Nov - 2024	161.79	0.00	0.00%
Oct - 2024	164.92	0.00	0.00%
Sep - 2024	167.40	0.00	0.00%
Aug - 2024	141.60	0.00	0.00%
Jul - 2024	141.08	0.00	0.00%
Jun - 2024	142.46	0.00	0.00%
May - 2024	149.05	22511.35	0.66%
Apr - 2024	154.40	22874.49	0.67%
Mar - 2024	153.57	23141.36	0.66%
Feb - 2024	163.42	23328.91	0.70%
Jan - 2024	164.89	23521.30	0.70%

2023

165.07

23610.09

0.70%

Dec - 2023	165.07	23610.09	0.70%
Nov - 2023	162.35	23822.12	0.68%
Oct - 2023	161.14	23894.10	0.67%
Sep - 2023	162.00	23932.49	0.68%
Aug - 2023	164.13	24151.16	0.68%
Jul - 2023	165.06	24305.12	0.68%
Jun - 2023	164.06	24308.23	0.67%
May - 2023	164.52	24549.16	0.67%
Apr - 2023	181.22	24673.47	0.73%
Mar - 2023	181.43	24507.88	0.74%
Feb - 2023	179.82	24387.97	0.74%
Jan - 2023	180.54	24982.29	0.72%

2022

186.69

25328.82

0.74%

Dec - 2022	186.69	25328.82	0.74%
Nov - 2022	193.82	25492.00	0.76%
Oct - 2022	202.50	25525.44	0.79%
Sep - 2022	201.97	25792.75	0.78%
Aug - 2022	202.41	26206.81	0.77%
Jul - 2022	202.08	26101.66	0.77%
Jun - 2022	201.80	26077.86	0.77%
May - 2022	203.86	26505.74	0.77%
Apr - 2022	205.16	27348.99	0.75%
Mar - 2022	204.65	27662.02	0.74%
Feb - 2022	204.81	27863.84	0.74%
Jan - 2022	208.22	28114.19	0.74%

2021

207.13

28051.98

0.74%

Dec - 2021	207.13	28051.98	0.74%
Nov - 2021	206.98	28043.88	0.74%
Oct - 2021	205.44	27631.10	0.74%
Sep - 2021	205.62	27355.63	0.75%
Aug - 2021	197.40	26732.20	0.74%
Jul - 2021	196.13	26441.66	0.74%
Jun - 2021	199.57	25912.34	0.77%
May - 2021	206.75	25558.89	0.81%
Apr - 2021	178.46	25079.70	0.71%
Mar - 2021	180.20	25013.24	0.72%
Feb - 2021	194.67	24904.08	0.78%
Jan - 2021	201.77	24813.61	0.81%

2020

208.61

24362.77

0.86%

Dec - 2020	208.61	24362.77	0.86%
Nov - 2020	235.10	24402.30	0.96%
Oct - 2020	238.79	24153.87	0.99%
Sep - 2020	242.21	24219.41	1.00%
Aug - 2020	276.91	24562.12	1.13%
Jul - 2020	296.70	24999.06	1.19%
Jun - 2020	303.77	25400.60	1.20%
May - 2020	319.09	26388.69	1.21%
Apr - 2020	389.37	32056.37	1.21%
Mar - 2020	489.54	50127.08	0.98%
Feb - 2020	573.49	55291.74	1.04%
Jan - 2020	588.43	55019.81	1.07%

Tax Rate

Any profit will be clubbed with your income and taxed at your effective tax rate.

Contact Details

Baroda BNP Paribas Asset Management India Private Limited

201(A) 2nd Floor, A wing, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex Mumbai 400 051
Tel no.: +91 22 69209600
Fax no.: 022-6848 1001
Website.: https://www.barodabnpparibasmf.in/

Forum

NITINPIMPALE
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4 hrs ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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12 days ago

View more

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The Fixed Income
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8 hrs ago

Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Your Savings with a High-Return PSU Bond 9.30% THE ANDHRA PRADESH MINERAL DEVELOPMENT CORPORATION LIMITED 2032 ✔️ Coupon: 9.30% p.a. ✔️ Rating: INDIA RATING AA(CE) Stable, Acuite (SMERA) AA(CE) Stable ✔️ Tenor: 6y 6m (Maturity: 07/May/2032) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest with confidence in a PSU-backed bond and grow your portfolio steadily. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJDcllRPT0=/930-the-andhra-pradesh-mineral-development-corporation-limited-2032?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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62 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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75 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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112 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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