The Indian Financial System Code (IFSC) is an 11-character alphanumeric code assigned by the Reserve Bank of India to uniquely identify bank branches involved in online money transfers.
You can locate the IFSC code by selecting the bank, state, district, and branch name from the search tool provided on this page. It is also printed on cheque books and bank passbooks.
IFSC codes are used for processing electronic payment services like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service).
Entering an incorrect IFSC code can cause the transaction to fail or be misrouted. It’s important to double-check the code before confirming any fund transfer.
Yes, IFSC codes can change in cases like bank mergers, branch relocations, or restructuring. It’s advisable to verify the current code before making transactions.